Hi Derek. One of the posters here had stated the following in regards to that question: Their fiscal year ends 12/31. If you read the rules and regs of the new policy you would know that they have until 4/30/15 to get compliant. It's a Non-issue right now. Hopefully that helps a little. Have a great one, NYCrew http://investorshub.advfn.com/boards/read_msg.aspx?message_id=99662037 ECDC