Noob with an absolute ton of questions.
I read Lichello's book years ago, but was never in a position to invest in the market. I went to work for the gov't 3 years ago and since they match 5% of my 401K, I had to do it. So, in the past 3 years, I have amassed the HUGE sum of about 20K (sarcasm off now). Anyway, I am looking to increase my returns over the hit-and-miss method used until now, so here I am.
First, I am a Federal employee. Are there any members of the forum using AIM, Twinvest or Synchrovest to manage a TSP account?
Second, if anyone is using any of the above mentioned, are you in the Lifestyle funds or C,S,I?
I am in the L2050 even though I should be retiring in about 12 years. It works like a mini-AIM in that it adjusts to its posted percentages EVERY DAY. Following is a real world example:
Share Price #Shares Value
2/09/2011
L 2050 10.2800 N/A 963.6 $9,901.45
2/11/2011
L 2050 10.2300 N/A 963.6 $9,862.13
2/14/2011
L 2050 10.2800 N/A 963.6 $9,905.30
Note that the share price on 2/9 and 2/14 are the same. The number of shares is the same, but the value went up $4.