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How UBA guarantees the delivery of a seamless,
omnichannel customer experience with INETCO Insight®
UBA is a leading Pan African bank with presence in 19 African countries, New York, London and Paris.
Headquartered in Lagos, Nigeria, UBA provides banking services to over 8 million customers across
Africa. One of the largest financial institutions in Africa, the Bank is responsible for the completion of
more than 2 million customer transactions per day, conducted through diverse channels that include
600+ business offices, 1,700+ ATMs, 13,400+ POS, robust online and mobile banking platforms and
social media.
UBA distinguishes itself in the marketplace by combining innovative, first class products with superior
customer service. Its aim is to surpass customer expectations in a timely, consistent and professional
manner and to make life easier for its customers whilst creating value via convenient and innovative
banking products and services anytime anywhere. The Bank’s corporate identity rests on four core
pillars - Efficient, Sound, Personal and Progressive.
CUSTOMER:
The Challenge
UBA’s vision is to be the undisputed leading and dominant financial services institution in Africa. A key part of UBA’s digital transformation strategy is their investment in a scalable e-banking platform that enables secure and convenient real-time electronic banking services. UBA has also extended to their customers a variety of products and services tailored to meet different financial needs and banking habits.
With electronic transactions growing in volume, and customer products and services becoming more complex, UBA realized there was more risk of undetected transaction slowdowns and banking system failures taking place. In order to deliver a seamless omnichannel experience and accommodate growing customer demands for fast, secure and convenient digital banking mechanisms, the Bank needed a more effective way to:
??
Proactively manage customer transaction performance across all banking channels
??
Have a good view into product behaviour across all banking channels
??
Monitor third party hosted switches and integrated applications across all banking channels
The Solution
To take full advantage of customer growth opportunities and deliver a true omnichannel experience, UBA deployed the INETCO Insight® real-time transaction monitoring software platform. INETCO Insight provides an aggregate, end-to-end view into every customer transaction that is being performed across UBA’s banking network. This includes monitoring multi-protocol payments and service transactions originating from mobile, online, ATM and POS channels.
With INETCO Insight, the IT, Customer Care and Bank Operations teams at UBA can proactively identify transaction slowdowns and failures before they impact customers. These teams receive real-time notifications of performance and threshold capacity issues, and now have the powerful ability to identify the exact point of failure for any transaction, anywhere within their banking enterprise environment.
Using passive, network-based instrumentation, INETCO Insight captures TCP/IP data off UBA’s banking network, meaning the collection of transaction data does not require agents, extra traffic loads or any code changes to the third party transaction switches. IT, Customer Care and Bank Operations teams can share a central monitoring hub across all e-banking channels, significantly reducing the time and resources it used to take to gather, correlate and share transaction intelligence.
+1.604.451.1567 | insight@inetco.com | www.inetco.com
INETCO Insight also enables UBA to capture robust transaction logs for research and building failure trends.
With a single click, these teams can drill down into individual transactions, quickly investigate point of failures for
transactions, and determine what device, network, application or third party switch provider is responsible for
resolving the issue.
In the future, this real-time transaction data from INETCO Insight will also be streamed into UBA’s ATM
management platform, and the INETCO Analytics™ on-demand payments analytics and customer
analytics solution.
2M 15% 2%
CUSTOMER TRANSACTIONS
PER DAY
REDUCTION IN ATM
MAINTENANCE STREAM
COSTS
IMPROVEMENT IN
AVERAGE MTTR TIMES
To learn more about INETCO Insight email insight@inetco.com, or
contact your Nathan Claire representative.
© 2015, INETCO Systems Ltd. All Rights Reserved. All trademarks, registered trademarks, trade names, service marks and logos referenced herein belong to respective companies.
+1.604.451.1567 | insight@inetco.com | www.inetco.com
The Business Impact
INETCO Insight has helped UBA deliver a seamless omnichannel customer experience and improve their
banking system uptime. The software has changed the way the Bank engages with their customers and the
way they resolve their channel related issues. INETCO Insight has helped UBA become more innovative and
more competitive as a bank by helping to:
Improve the customer experience
?? Isolate failures on cards belonging to high profile customers and use this information to
directly contact them once a failure/alert is generated
?? Guarantee delivery of a seamless, omnichannel customer experience
?? Reduce reliance on customer feedback and know immediately what the customer is experiencing,
across all channels
Focus on operational efficiency
?? 15% improvement in average mean-time-to-repair (MTTR) times
?? Share transaction data and a central monitoring hub across all banking channels – from one
common tool
?? Improve first call resolution rates and streamline troubleshooting processes and resources
Reduce operational costs
?? 2% reduction in ATM maintenance stream costs
?? Reduce failed customer interactions due to higher banking system availability and better
capacity planning
?? Leverage monitoring investment across IT, Customer Care and Banking Operations teams
and multiple channels
Real-time Transaction Monitoring & Analytics | INETCO
Discover INETCO - a global provider of real-time transaction monitoring and analytics software for banks, payment processors and financial institutions.
inetco.com
ACCURATE FACTUAL INFORMATION ON MYECHECK/SEERGATE AFRICA/NIGERIA/UNITED BANK FOR AFRICA
#1 IMPORTANCE OF SEERGATES PROGRAM (THIS IS GOING TO BE HUGE IN AFRICA WHEN ALL IS REVEALED)
A lot of the work we have been performing for the bank relates to adapting the eMobile system for the local markets in Africa, instead of building new product, All the current features were in the Seergate system when we acquired the company. so far we have adapted the system for the local markets, integrated into NIP, C24, Entrust, and the bank’s online bank account opening system. NIP enables credit at any bank account in the launch country, C24 enables account-to-account transfers at our bank, and Entrust is ID validation and security software.
http://www.kpmg.com/africa/en/issuesandinsights/articles-publications/general-industries-publications/pages/payment-developments-in-africa-2015-volume1.aspx
OPEN UP THE PDF LINK TO SEE EXACTLY WHATS GOING ON WITH THE AFRICAN CONTINENT AND HOW HUGE THIS PROGRAM IS ABOUT TO BECOME!!!!!!!!!
#2 NIBSS Instant Payment (NIP)
NIBSS Instant Payment is so far, the most innovative and revolutionary e-payment solution designed by NIBSS to service the banking industry. NIP is the first and only point to point funds transfer service that guarantees instant value to the beneficiary. Nigeria is the only country in Africa and essentially, the world to have deployed such a solution.
The service is majorly offered via bank’s internet banking, mobile and bank branch platforms for corporates and individuals as well as through the banks’ branch network. NIP is an on-line real-time bank account numbers based Inter-bank credit transfer.
http://www.nibss-plc.com.ng/services/nigeria-central-switch/nibss-instant-payment
I SUGGEST EVERYONE READ THIS FOLLOWING PDF FILE AND YOU'LL UNDERSTAND JUST HOW BIG THIS WILL BE IN ALL OF AFRICA AND I THINK IN SOUTH AMERICA AND ASIA TOO AND SEERGATE DEVELOPED THIS PROGRAM 5 YEARS AGO AND NOW ITS ABOUT TO PAYOFF BIG TIME FOR MYECHECK, BECAUSE ED STARRS HAD THE FORSIGHT TO COMBINE THE 2 APPLICATIONS
http://www.kpmg.com/africa/en/issuesandinsights/articles-publications/general-industries-publications/pages/payment-developments-in-africa-2015-volume1.aspx
THS WILL BE A $5.00 STOCK ONE DAY EVEN WITH 3 BILLION SHARES
AFTER YOU READ THIS REPORT PLEASE GIVE ME YOUR FEEDBACK
NIBSS Instant Payment (NIP)
NIBSS Instant Payment is so far, the most innovative and revolutionary e-payment solution designed by NIBSS to service the banking industry. NIP is the first and only point to point funds transfer service that guarantees instant value to the beneficiary. Nigeria is the only country in Africa and essentially, the world to have deployed such a solution.
The service is majorly offered via bank’s internet banking, mobile and bank branch platforms for corporates and individuals as well as through the banks’ branch network. NIP is an on-line real-time bank account numbers based Inter-bank credit transfer.
http://www.nibss-plc.com.ng/services/nigeria-central-switch/nibss-instant-payment
I SUGGEST EVERYONE READ THIS FOLLOWG PDF FILE AND YOU'LL UNDERSTAND JUST HOW BIG THIS WILL BE IN ALL AFRICA AND I THINK IN SOUTH AMERICA AND ASIA AND SEERGATE 5 YEARS AGO AND NOW ITS ABOUT TO PAYOFF BIG TIME FOR MYECHECK
http://www.kpmg.com/africa/en/issuesandinsights/articles-publications/general-industries-publications/pages/payment-developments-in-africa-2015-volume1.aspx
THS WILL BE A $5.00 STOCK ONE DAY EVEN WITH 3 BILLION SHARES
AFTER YOU READ THIS REPORT PLEASE GIVE ME THOUGHTS
I'M NOT A PUMP ARTIST THESES ARE FACTS THAT FROM 2011-2013 SEERGATE WAS WORKING WITH UBA ON THE EXACT PROGRAM NOW BEING INACTED, LONG BEFORE ED STARRS, IN FACT JIM FANCHER WAS WORKING ON THIS APPLICATION, WHATS IMPORTANT TO KNOW IS NIP AND C24 ENTRUST, WERE ALL INCLUDED WITH THIS APP, THE GOVT OF NIGERIA WAS LATE ON APPROVING THE PROCESS and SEERGATE DIDN'T HAVE THE FUNDS TO HOLD ON, THIS IS THE PROGRAM THAT UBA wants and the central bank of NIGERIA wants, there just having a few problems that will be rectified by the end of the month,
NOTICE THE NAME (ALICIA ROISMAN ISMACH) SHES THE BRAINS BEHIND THIS AND SHES NOW PART OF OUR BOARD, DONT BELIEVE ME LET HER TELL YOU, ITS BECAUSE OF HER WERE ALL ABOUT TO BE RICH. THANKYOU ALICIA FROM ME
I'm NOT A PUMP ARTIST THESES ARE FACTS THAT FROM 2011-2013 SEERGATE WAS WORKING WITH UBA ON THE EXACT PROGRAM NOW BEING INACTED, LONG BEFORE ED STARRS, IN FACT JIM FANCHER WAS WORKING ON THIS APPLICATION, WHATS IMPORTANT TO KNOW IS NIP AND C24 ENTRUST, WERE ALL INCLUDED WITH THIS APP, THE GOVT OF NIGERIA WAS LATE ON APPROVING THE PROCESS and SEERGATE DIDN'T HAVE THE FUNDS TO HOLD ON, THIS IS THE PROGRAM THAT UBA wants and the central bank of NIGERIA wants, there just having a few problems that will be rectified by the end of the month,
NOTICE THE NAME (ALICIA ROISMAN ISMACH) SHES THE BRAINS BEHIND THIS AND SHES NOW PART OF OUR BOARD, DONT BELIEVE ME LET HER TELL YOU, ITS BECAUSE OF HER WERE ALL ABOUT TO BE RICH. THANKYOU ALICIA FROM ME
http://cdn9.staztic.com/app/a/3249/3249981/seergate-5-2-s-307x512.jpg
http://www.appszoom.com/android_applications/finance/seergate_idjnr.html
http://www.appszoom.com/android_applications/finance/seergate_idjnr.html
http://www.appszoom.com/android_applications/finance/seergate_idjnr.html
I'm NOT A PUMP ARTIST THESES ARE FACTS THAT FROM 2011-2013 SEERGATE WAS WORKING WITH UBA ON THE EXACT PROGRAM NOW BEING INACTED, LONG BEFORE ED STARRS, IN FACT JIM FANCHER WAS WORKING ON THIS APPLICATION, WHATS IMPORTANT TO KNOW IS NIP AND C24 ENTRUST, WERE ALL INCLUDED WITH THIS APP, THE GOVT OF NIGERIA WAS LATE ON APPROVING THE PROCESS and SEERGATE DIDN'T HAVE THE FUNDS TO HOLD ON, THIS IS THE PROGRAM THAT UBA wants and the central bank of NIGERIA wants, there just having a few problems that will be rectified by the end of the month,
NOTICE THE NAME (ALICIA ROISMAN ISMACH) SHES THE BRAINS BEHIND THIS AND SHES NOW PART OF OUR BOARD, DONT BELIEVE ME LET HER TELL YOU, ITS BECAUSE OF HER WERE ALL ABOUT TO BE RICH. THANKYOU ALICIA FROM ME
http://www.appszoom.com/android_applications/finance/seergate_idjnr.html
http://www.appszoom.com/android_applications/finance/seergate_idjnr.html
IMPORTANCE OF SEERGATES PROGRAM (THIS IS GOING TO BE SO HUGE IN AFRICA WHEN ALL IS REVEALED)
A lot of the work we have been performing for the bank relates to adapting the eMobile system for the local markets in Africa, instead of building new product, All the current features were in the Seergate system when we acquired the company. so far we have adapted the system for the local markets, integrated into NIP, C24, Entrust, and the bank’s online bank account opening system. NIP enables credit at any bank account in the launch country, C24 enables account-to-account transfers at our bank, and Entrust is ID validation and security software.
http://www.kpmg.com/africa/en/issuesandinsights/articles-publications/general-industries-publications/pages/payment-developments-in-africa-2015-volume1.aspx
OPEN UP THE PDF LINK TO SEE EXACTLY WHATS GOING ON WITH THE AFRICAN CONTINENT AND HOW HUGE THIS PROGRAM IS ABOUT TO BECOME!!!!!!!!!
MyECheck licensed software resides on their servers and so far we have adapted the system for the local markets, integrated into NIP, C24, Entrust, and the bank’s online bank account opening system. NIP enables credit at any bank account in the launch country, C24 enables account-to-account transfers at our bank, and Entrust is ID validation and security software.
A lot of the work we have been performing for the bank relates to adapting the eMobile system for the local markets in Africa, instead of building new product as I made it sound in my audio. All the current features were in the Seergate system when we acquired the company. The scope creep I refer to relates to enabling the features by making them work with the local market.
READ AND LEARN THIS ARTICLE EXPLAINS IT ALL
http://www.kpmg.com/africa/en/issuesandinsights/articles-publications/general-industries-publications/pages/payment-developments-in-africa-2015-volume1.aspx
GO TO THE PDF FILE ON THIS PAGE
SEERGATE Key Executives
Eldad Aharoni (CEO), Alicia Roisman Ismach (VP BD) Geri Joskowicz (CTO)
ALICIA ROISMAN ISMACH IS THE CO-FOUNDER OF SEERGATE AND I'M SURE SHE OWNS MYECHECK STOCK, AND IT WAS ON HER WATCH THAT THE AFRICAN DEAL WAS STARTED IN 2011, I FIND IT AMAZING THAT SHES POSTING ON MYECHECK INVESTORS ll BOARD (THAT SHES STILL HERE) AND WAITING FOR THE ANNOUNCEMENT?
Alicia Roisman Ismach Still here
http://finovate.com/videos/finovatestartup-2009-seergate/
ZIPMARK has until JAN 21st to create a settlement
https://www.facebook.com/photo.php?fbid=10153843629960561&set=pcb.779024968896109&type=3&theater
PROF.YONG CHANG WU ( NOW ON THE BOARD OF DIRECTORS Chief Scientist, asserted: “The Institute of Agricultural Resources and Regional Planning (IARRP; CAAS) has participated to create more than 200 National Eco-Agriculture demonstration parks in China. I hope to promote Kiwa’s bio-fertilizers to increase the output of green agricultural produce from the parks to the whole market.”
Message from the President (Chinese Academy of Agricultural Sciences)
PROF.YONG CHANG WU ( NOW ON THE BOARD OF DIRECTORS Chief Scientist, asserted: “The Institute of Agricultural Resources and Regional Planning (IARRP; CAAS) has participated to create more than 200 National Eco-Agriculture demonstration parks in China. I hope to promote Kiwa’s bio-fertilizers to increase the output of green agricultural produce from the parks to the whole market.”
The Institute of Agricultural Resources and Regional Planning (IARRP) of Chinese Academy of Agricultural Sciences (CAAS) was established in May 2003 after the reorganization of the Institute of Soils and Fertilizers (established in August 1957) and the Institute of Natural Resources and Regional Planning (established in February 1979). It is a national comprehensive research institution with a focus on agricultural resources utilization and regional development.
http://www.en.iarrp.caas.cn/Homepage.aspx
ABOUT (CASS)Chinese Academy of Agricultural Sciences (CAAS
http://www.caas.cn/en/
Message from the President
20120504092755453342.pdf
INFORMATION FOR SERIOUS INVESTORS OF KIIWA BIO TECH
NEWEST DIRECTOR YONG CHANG WU (IS THE KEY TO KIWA'S FUTURE IN MY ESTIMATION]
Mr. Wu served in sustainable agriculture and rural ... development (Sustainable Agriculture and Rural Development, SARD), food security and food safety, farming systems and other expert systems design and development work, research focuses on urban and rural planning and rural information technology projects. Mr. Wu has presided over 16 items of major national scientific and technological cooperation, research, support, “Spark Program”
BLOOMBERG BIO
http://www.bloomberg.com/research/stocks/people/person.asp?personId=315497504&privcapId=3188813
SPARK PROGRAMME
http://ie.china-embassy.org/eng/ScienceTech/ScienceandTechnologyDevelopmentProgrammes/t112842.htm
The 13th Five-Year Plan: Xi Jinping Reiterates his Vision for China
http://www.apcoworldwide.com/blog/detail/apcoforum/2015/11/13/the-13th-five-year-plan-xi-jinping-reiterates-his-vision-for-china
http://www.telegraph.co.uk/sponsored/china-watch/politics/12006280/china-five-year-plan.html
FROM ED 8 minutes ago
MyEcheck
8 mins ·
.
The bank currently has an online banking system, and a mobile banking system that just re-launched. These systems can only be used by their customers for account access. In contrast, our system is being positioned as an independent service for customers at all banks. There are also plans for international remittances, bill payments services, and other services to be added.
MyECheck licensed software resides on their servers and so far we have adapted the system for the local markets, integrated into NIP, C24, Entrust, and the bank’s online bank account opening system. NIP enables credit at any bank account in the launch country, C24 enables account-to-account transfers at our bank, and Entrust is ID validation and security software.
A lot of the work we have been performing for the bank relates to adapting the eMobile system for the local markets in Africa, instead of building new product as I made it sound in my audio. All the current features were in the Seergate system when we acquired the company. The scope creep I refer to relates to enabling the features by making them work with the local market.
LISTEN TO THE CALL BY ED STARRS
LISTEN TO THE DD FROM ED STARRS
IT'S OFFICIAL UBA ANNOUNCE'S
http://www.thisdaylive.com/articles/uba-unveils-mobile-banking-platform/229239/
UBA UNVEILS NEW MOBILE BANKING PLATFORM "ITS NOW OFFICIAL"
GOOD LUCK TO ALL SHAREHOLDERS, LET THE PARTY BEGIN
http://newtelegraphonline.com/uba-unveils-new-mobile-banking-platform/
FROM SEERGATES WEBSITE, GO TO THE BOTTOM OF THERE WEBSITE AND CLICK (ABOUT) https://seergate.us/sg/index.htm
EmailMoni is an email-based Payment service offered by United Bank for Africa (powered by Seergate) enabling Businesses and Individuals to access and move their money anywhere and for any reason.
EmailMoni is a breakthrough, secure and intuitive email interface connecting the bank's accounts across environments, channels and devices, for fast and easy money movement. EmailMoni makes it possible to collect payments everywhere the business has presence.
"Money travels along lines of communication". Every transaction is part of the communications process between the parties, and the process adapts to the payment service offered. The transaction details are embedded in the message.
UBA's customers can use the EmailMoni's Payments Messenger whenever they need to send or receive money, anywhere they communicate: on Facebook, Outlook, on the web, mobile and in person using their smartphone/tablet.
UBA's customers get paid directly into their own bank account, enjoying improved cash-flow.
Replace checks and cash, unlock the power of electronic payments with the only email service designed for payments.
The Payments Messenger is available for you at all times, wherever you are, it's adopted to the customers' lifestyle to make their life easier and businesses more profitable.
BECAUSE IT WAS SOLD TO CENTRIC GATEWAY LIMITED, THE PROGRAM COMES FROM SEERGATE USA AND OF COURSE THERE A 100% OWNED BY MYECHECK
https://seergate.us/sg/index.htm#
[/b]
EmailMoni is an email-based Payment service offered by United Bank for Africa (powered by Seergate)
FROM SEERGATES WEBSITE, GO TO THE BOTTOM OF THERE WEBSITE AND CLICK (ABOUT) https://seergate.us/sg/index.htm
EmailMoni is an email-based Payment service offered by United Bank for Africa (powered by Seergate) enabling Businesses and Individuals to access and move their money anywhere and for any reason.
EmailMoni is a breakthrough, secure and intuitive email interface connecting the bank's accounts across environments, channels and devices, for fast and easy money movement. EmailMoni makes it possible to collect payments everywhere the business has presence.
"Money travels along lines of communication". Every transaction is part of the communications process between the parties, and the process adapts to the payment service offered. The transaction details are embedded in the message.
UBA's customers can use the EmailMoni's Payments Messenger whenever they need to send or receive money, anywhere they communicate: on Facebook, Outlook, on the web, mobile and in person using their smartphone/tablet.
UBA's customers get paid directly into their own bank account, enjoying improved cash-flow.
Replace checks and cash, unlock the power of electronic payments with the only email service designed for payments.
The Payments Messenger is available for you at all times, wherever you are, it's adopted to the customers' lifestyle to make their life easier and businesses more profitable.
BECAUSE IT WAS SOLD TO CENTRIC GATEWAY LIMITED, THE PROGRAM COMES FROM SEERGATE USA AND OF COURSE THERE A 100% OWNED BY MYECHECK
https://seergate.us/sg/index.htm#
The company also holds a licensing agreement with MyECheck Inc, which allows the company to use MyEChecks patented mobile payment application and share transaction revenue fees for point of purchase payments across various industries. Please visit www.itonisholdings.com for additional information.
www.itonisholdings.com/news?article=1568547e1e641d
FROM SEERGATES WEBSITE, GO TO THE BOTTOM OF THERE WEBSITE AND CLICK (ABOUT) https://seergate.us/sg/index.htm
EmailMoni is an email-based Payment service offered by United Bank for Africa (powered by Seergate) enabling Businesses and Individuals to access and move their money anywhere and for any reason.
EmailMoni is a breakthrough, secure and intuitive email interface connecting the bank's accounts across environments, channels and devices, for fast and easy money movement. EmailMoni makes it possible to collect payments everywhere the business has presence.
"Money travels along lines of communication". Every transaction is part of the communications process between the parties, and the process adapts to the payment service offered. The transaction details are embedded in the message.
UBA's customers can use the EmailMoni's Payments Messenger whenever they need to send or receive money, anywhere they communicate: on Facebook, Outlook, on the web, mobile and in person using their smartphone/tablet.
UBA's customers get paid directly into their own bank account, enjoying improved cash-flow.
Replace checks and cash, unlock the power of electronic payments with the only email service designed for payments.
The Payments Messenger is available for you at all times, wherever you are, it's adopted to the customers' lifestyle to make their life easier and businesses more profitable.
BECAUSE IT WAS SOLD TO CENTRIC GATEWAY LIMITED, THE PROGRAM COMES FROM SEERGATE USA AND OF COURSE THERE A 100% OWNED BY MYECHECK
https://seergate.us/sg/index.htm#
YOUR REALLY VERY STUPID WITH YOUR POSTS, PLEASE DO RESEARCH AND YOU'LL GET RICH FROM THIS STOCK
MEMORANDUM OF UNDERSTANDING
BETWEEN CENTRIC GATEWAY LIMITED AND
UNITED BANK FOR AFRICA PLC
THIS MEMORANDUM OF UNDERSTANDING is made the 25th day of February 2015 Between CENTRIC GATEWAY LIMITED a limited liability company incorporated under the Laws of the Federal Republic of Nigeria of _______________________________________________________ (hereinafter referred to as "Centric Gateway") of the one part and UNITED BANK FOR AFRICA PLC a bank licensed in Nigeria and having its registered office at 57 Marina, Lagos (hereinafter referred to as "UBA") of the other part.
Centric Gateway and UBA shall be referred to herein, collectively, as the "Parties"
WHEREAS:
a. UBA carries on business as a bank and financial services institution with a wide network of branches across Nigeria and its head office at UBA House, 57, Marina, Lagos and having subsidiaries across other African countries.
b. Centric Gateway is a an Application Service Provider that authorizes and processes business solutions; providing range of payment integration and Value-Added Services (VAS) for financial businesses on web and mobile channels and its office at 15, Olusesan Adetula Street, Surulere, Lagos
c. Centric Gateway has sent a proposal to UBA for proposing to provide access to SeerGate's e-mail payment platform known as SeerGate, by UBA's customers for use of the platform for their various transactions through different communication platforms.
d. Based on the representation made by Centric Gateway, UBA has decided to engage Centric Gateway to provide access to SeerGate and Centric Gateway has agreed to provide the required access on the terms and conditions set out herein.
NOW IT IS HEREBY AGREED as follows:
1. Definition
In this MOU, the following words shall have the meanings indicated hereunder:
"SeerGate" means the email payment platform owned and licensed by SeerGate Inc
"the Project" means the deployment of SeerGate across different communication channels for UBA Nigeria and in 18 other subsidiaries of UBA in African countries
"the Customers" means account holders who maintain accounts with UBA or any of UBA's African Subsidiaries
2. The License/Access Rights:
Centric Gateway hereby grants to UBA the license for use of SeerGate by UBA customers in Nigeria and the customers of UBA's subsidiaries in 18 African countries to effect payment for goods and services on various communication channels used by the customers
3. Scope of the Project
3.1 Centric Gateway shall deploy the Platform and make the Platform accessible to the Customers on all of the following communication channels:
• Outlook
• U-Direct
• U-Mobile
• Standalone
• Facebook
• such other channels (i.e. Yahoo, Google etc) as SeerGate may partner with in future
3.2 The Platform shall be enabled to carry out both transactions between different UBA accounts and also transactions between UBA accounts and accounts of other banks.
3.3 The platform will also provide for international remittance (subject to regulatory guidelines)
4. LIBA's Obligations
UBA shall:
4.1 Provide hard ware and interface, requirements for the deployment of email money platform
4.2 Undertake product awareness and marketing campaign to drive adoption and penetration
5. CENTRIC GATEWAY's Obligation
Centric Gateway shall:
5.1 ensure that the services are provided in accordance with the terms and conditions agreed by the parties and by qualified, experienced and well equipped personnel who understand the requirements of the Project.
5.2 ensure that the Project is satisfactorily completed within the time lines agreed by the parties
5.3 Hand-over platform management to IT team in UBA (after full deployment) but provide continuous technical support upon escalations at no extra cost to the Bank
6. Cost/ Fees
6.1 In consideration of the services to be rendered under this MOU, the parties hereby agree that Centric Gateway shall be paid a total sum of N22,942,500.00 (twenty-two million, nine hundred and forty- two thousand, five hundred Naira) only, VAT inclusive (Contract Sum) in accordance with the terms of this Agreement
6.2 The Contract sum shall be paid to Centric Gateway in the following manner:
• 50% of the contract sum shall be paid upfront upon production of an Advanced Payment Bond of Guarantee issued in form and substances satisfactory to UBA either by an insurance company acceptable to UBA or by a bank acceptable to UBA
• 30% of the Contract sum shall be paid upon go-live for the last UBA Africa Subsidiary that SeerGate is deployed to
• 20% shall be paid after 3 months from the effective date of the Go-Live Support
6.3 Centric Gateway shall deliver an invoice on payments due, but payment shall not be made until UBA has ascertained that the relevant milestone for the payment has been satisfactorily achieved. Upon confirmation of satisfactory performance, payment shall be made within 30 day
6.4 All payments shall be made into Centric Gateway's current account domiciled in any business office of UBA. Centric gateway shall also ensure payment to all its suppliers is done through its account with UBA
6.5 All payments due under this Agreement shall be subject to the relevant tax laws applicable
6.6 The parties hereby agree that in arriving at the contract sum, all associated expenses have been properly considered and provision made therefore. Consequently, UBA shall not be responsible for any expenses whatsoever, which may be incurred by Centric Gateway in the course of providing the services contemplated under this agreement.
7. Revenue Sharing
The parties hereby agree that the Net Revenue generated from transactions carried out using the SeerGate would be split between UBA and Centric Gateway at the ratio of 70:30, respectively. Before being split between the Parties, UBA shall deduct from the Gross Revenue, direct fees, third party fees and settlement/clearing/network fees directly attributable to each transaction that generated the Revenue, to produce the Net Revenue.
8. Term
This Agreement shall come into effect on the 27 day of February 2015 and shall remain in force for a term of one (1) year, except it is terminated in accordance with the provisions of this Agreement.
9. Warranties & Indemnity
9.1 Centric Gateway warrants that it has the authority to enter into this Agreement and has obtained all requisite permits and licenses from SeerGate Inc to perform the obligations contemplated under this Agreement.
9.2 Centric Gateway warrants that SeerGate does not infringe the intellectual property right of any third party and its use by the Bank and its customers shall not result in any such infringement. Centric Gateway hereby agrees to indemnify and keep UBA full indemnified against any loss, damage, expense or liability that may arise or may be incurred in the event of any claim of infringement.
10. Exclusivity.
Centric Gateway hereby agrees that UBA shall have the exclusive right to use the platform for a term of one year with effect from the Commencement Date. Centric Gateway shall not grant anyone access to use the Platform during the period of exclusivity as stated herein.
11. Termination
11.1 UBA shall be entitled to terminate this agreement if Centric Gateway:
• commits a material breach of any of the terms of this agreement, which has not been remedied within 5 (five) days of receipt of notice of breach
• If in the Bank's reasonable opinion, the services rendered by your Company are unsatisfactory and your Company fail to remedy the defects within 5 (five) business days of the receipt of the notice
• If your Company enters into a composition with its creditors, is declared bankrupt, goes into liquidation or a Receiver/Manager is appointed in respect of the Company.
11.2 Termination for Cause. Either Party may terminate this Agreement upon the occurrence of an Event of Default, as defined below.
11.3 Termination without Cause. Either Party may terminate this Agreement upon giving to the other ninety (90) days written notice.
11.4 Events of Default:
Each of the following occurrences will constitute an "Event of Default" under this Agreement:
11.4.1 Goodwill: Either Party engages in any act or omission that damage the reputation, business, or goodwill of the other Party or the Services;
11.4.2 False Representation: Any representation or warranty made by the Parties or any of its ICs, officers, or directors proves to have been false or misleading in any material respect;
11.4.3 Breach: Without prejudice to UBA's rights as set out in Clause 11.1, either party fails to observe any material obligation specified in this Agreement, and such failure is not cured within thirty (30) days of receipt of written notice thereof from the non-breaching party; or
11.4.4 Insolvency & Liquidation: The liquidation, dissolution, or discontinuance of business by a Party in any manner or the filing of any petition by or against a Party under any federal or state bankruptcy or insolvency laws, which petition shall not be dismissed within 60 days after filing.
11.5 In the event of the termination of this contract, Centric Gateway agrees to refund to the Bank any unearned fees already paid by the Bank for services not rendered by Centric Gateway and paid for by the Bank, and Centric Gateway shall also have the right to recover any amount owed to it by the Bank for services rendered in respect of which the Bank has not paid within the specified time.
12. Confidentiality:
12.1 Neither Party shall disclose or permit to be disclosed to any third party, or use or permit to use for any purpose other than a purpose contemplated by this MOU, any information that may be acquired by such Party under this MOU, except where publicly available other than breach of this MOU or where required by law. Such confidential information shall be restricted to employees, agents and advisors on a need-to-know basis only for the purposes and implementation of the relationship contemplated under this MOU.
12.2 Notwithstanding the provisions of Clause 12.1, UBA hereby confirms that access by SeerGate Inc to its confidential information shall not be considered a breach of this Agreement, provided that Centric Gateway shall ensure that SeerGate Inc undertakes to keep the said information confidential and use them only for the purpose of the services contemplated under this Agreement, Centric Gateway shall be libel for any breach of confidentiality by SeerGate Inc.
13. Indemnity
Each party (the Indemnifying Party) shall indemnify the other (the Indemnified Party) and shall keep the Indemnified party indemnified against any loss, damage or cost incurred by the Indemnified party in the course of the Indemnifying Party executing its obligations under this MOU.
14. Force Majeure
Neither party hereto shall be liable for any breach of its obligations hereunder resulting from the causes beyond its reasonable control including but not limited to strikes, riot, acts of war or revolution, acts of God, civil commotion, fires, floods, destructive lightening, epidemic, system downtime, system malfunction or other circumstances which they could not have foreseen or guarded against.
15. Severance
If any provision is or becomes illegal, invalid or unenforceable for whatsoever reason, such a provision shall be deemed severed from this agreement and the remaining provisions shall have effect as if the severed provision never formed part of the agreement.
16. Dispute Resolution
Any dispute arising out of or in connection with this MOU may be resolved in accordance with the Arbitration and Conciliation Act, Cap A18, Laws of the Federation of Nigeria 2004.
17. Nature of Relationship
The parties understand that this Memorandum of Understanding does not create a partnership, agency, joint venture or such other relationships between the parties.
18. Governing Law
This Memorandum of Understand shall be governed by Nigerian Law.
19. General
19.1 The Parties shall not, except by mutual consent assign or transfer any part or the whole of their rights under this MOU to or in favour of a third party.
19.2 The provisions of this MOU shall not be modified, amended or waived, except by the mutual consent of both parties in writing.
19.3 Any notice or other information required or authorised by this MOU to be given by either Party to the other may be given by hand, facsimile transmission or other comparable means of communication at the registered office address of the Party as given in the Parties clause hereto.
IN WITNESS WHEREOF the parties have caused this Memorandum of Understanding to be executed in the manner hereinafter appearing.
Signed for and on behalf of:
CENTRIC GATEWAY LIMITED
Name: ________________________________
Designation: ___________________________
Signature: _____________________________
Name: ________________________________
Designation: ___________________________
Signature: _____________________________
Signed for and on behalf of:
UNITED BANK FOR AFRICA PLC
Name: ________________________________
Designation: ___________________________
Signature: _____________________________
Name: ________________________________
Designation: ___________________________
Signature: _____________________________
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BECAUSE IT WAS SOLD TO CENTRIC GATEWAY LIMITED, THE PROGRAM COMES FROM SEERGATE USA AND OF COURSE THERE A 100% OWNED BY MYECHECK
https://seergate.us/sg/index.htm#
YOUR REALLY VERY STUPID WITH YOUR POSTS, PLEASE DO RESEARCH AND YOU'LL GET RICH FROM THIS STOCK
MEMORANDUM OF UNDERSTANDING
BETWEEN CENTRIC GATEWAY LIMITED AND
UNITED BANK FOR AFRICA PLC
THIS MEMORANDUM OF UNDERSTANDING is made the 25th day of February 2015 Between CENTRIC GATEWAY LIMITED a limited liability company incorporated under the Laws of the Federal Republic of Nigeria of _______________________________________________________ (hereinafter referred to as "Centric Gateway") of the one part and UNITED BANK FOR AFRICA PLC a bank licensed in Nigeria and having its registered office at 57 Marina, Lagos (hereinafter referred to as "UBA") of the other part.
Centric Gateway and UBA shall be referred to herein, collectively, as the "Parties"
WHEREAS:
a. UBA carries on business as a bank and financial services institution with a wide network of branches across Nigeria and its head office at UBA House, 57, Marina, Lagos and having subsidiaries across other African countries.
b. Centric Gateway is a an Application Service Provider that authorizes and processes business solutions; providing range of payment integration and Value-Added Services (VAS) for financial businesses on web and mobile channels and its office at 15, Olusesan Adetula Street, Surulere, Lagos
c. Centric Gateway has sent a proposal to UBA for proposing to provide access to SeerGate's e-mail payment platform known as SeerGate, by UBA's customers for use of the platform for their various transactions through different communication platforms.
d. Based on the representation made by Centric Gateway, UBA has decided to engage Centric Gateway to provide access to SeerGate and Centric Gateway has agreed to provide the required access on the terms and conditions set out herein.
NOW IT IS HEREBY AGREED as follows:
1. Definition
In this MOU, the following words shall have the meanings indicated hereunder:
"SeerGate" means the email payment platform owned and licensed by SeerGate Inc
"the Project" means the deployment of SeerGate across different communication channels for UBA Nigeria and in 18 other subsidiaries of UBA in African countries
"the Customers" means account holders who maintain accounts with UBA or any of UBA's African Subsidiaries
2. The License/Access Rights:
Centric Gateway hereby grants to UBA the license for use of SeerGate by UBA customers in Nigeria and the customers of UBA's subsidiaries in 18 African countries to effect payment for goods and services on various communication channels used by the customers
3. Scope of the Project
3.1 Centric Gateway shall deploy the Platform and make the Platform accessible to the Customers on all of the following communication channels:
• Outlook
• U-Direct
• U-Mobile
• Standalone
• Facebook
• such other channels (i.e. Yahoo, Google etc) as SeerGate may partner with in future
3.2 The Platform shall be enabled to carry out both transactions between different UBA accounts and also transactions between UBA accounts and accounts of other banks.
3.3 The platform will also provide for international remittance (subject to regulatory guidelines)
4. LIBA's Obligations
UBA shall:
4.1 Provide hard ware and interface, requirements for the deployment of email money platform
4.2 Undertake product awareness and marketing campaign to drive adoption and penetration
5. CENTRIC GATEWAY's Obligation
Centric Gateway shall:
5.1 ensure that the services are provided in accordance with the terms and conditions agreed by the parties and by qualified, experienced and well equipped personnel who understand the requirements of the Project.
5.2 ensure that the Project is satisfactorily completed within the time lines agreed by the parties
5.3 Hand-over platform management to IT team in UBA (after full deployment) but provide continuous technical support upon escalations at no extra cost to the Bank
6. Cost/ Fees
6.1 In consideration of the services to be rendered under this MOU, the parties hereby agree that Centric Gateway shall be paid a total sum of N22,942,500.00 (twenty-two million, nine hundred and forty- two thousand, five hundred Naira) only, VAT inclusive (Contract Sum) in accordance with the terms of this Agreement
6.2 The Contract sum shall be paid to Centric Gateway in the following manner:
• 50% of the contract sum shall be paid upfront upon production of an Advanced Payment Bond of Guarantee issued in form and substances satisfactory to UBA either by an insurance company acceptable to UBA or by a bank acceptable to UBA
• 30% of the Contract sum shall be paid upon go-live for the last UBA Africa Subsidiary that SeerGate is deployed to
• 20% shall be paid after 3 months from the effective date of the Go-Live Support
6.3 Centric Gateway shall deliver an invoice on payments due, but payment shall not be made until UBA has ascertained that the relevant milestone for the payment has been satisfactorily achieved. Upon confirmation of satisfactory performance, payment shall be made within 30 day
6.4 All payments shall be made into Centric Gateway's current account domiciled in any business office of UBA. Centric gateway shall also ensure payment to all its suppliers is done through its account with UBA
6.5 All payments due under this Agreement shall be subject to the relevant tax laws applicable
6.6 The parties hereby agree that in arriving at the contract sum, all associated expenses have been properly considered and provision made therefore. Consequently, UBA shall not be responsible for any expenses whatsoever, which may be incurred by Centric Gateway in the course of providing the services contemplated under this agreement.
7. Revenue Sharing
The parties hereby agree that the Net Revenue generated from transactions carried out using the SeerGate would be split between UBA and Centric Gateway at the ratio of 70:30, respectively. Before being split between the Parties, UBA shall deduct from the Gross Revenue, direct fees, third party fees and settlement/clearing/network fees directly attributable to each transaction that generated the Revenue, to produce the Net Revenue.
8. Term
This Agreement shall come into effect on the 27 day of February 2015 and shall remain in force for a term of one (1) year, except it is terminated in accordance with the provisions of this Agreement.
9. Warranties & Indemnity
9.1 Centric Gateway warrants that it has the authority to enter into this Agreement and has obtained all requisite permits and licenses from SeerGate Inc to perform the obligations contemplated under this Agreement.
9.2 Centric Gateway warrants that SeerGate does not infringe the intellectual property right of any third party and its use by the Bank and its customers shall not result in any such infringement. Centric Gateway hereby agrees to indemnify and keep UBA full indemnified against any loss, damage, expense or liability that may arise or may be incurred in the event of any claim of infringement.
10. Exclusivity.
Centric Gateway hereby agrees that UBA shall have the exclusive right to use the platform for a term of one year with effect from the Commencement Date. Centric Gateway shall not grant anyone access to use the Platform during the period of exclusivity as stated herein.
11. Termination
11.1 UBA shall be entitled to terminate this agreement if Centric Gateway:
• commits a material breach of any of the terms of this agreement, which has not been remedied within 5 (five) days of receipt of notice of breach
• If in the Bank's reasonable opinion, the services rendered by your Company are unsatisfactory and your Company fail to remedy the defects within 5 (five) business days of the receipt of the notice
• If your Company enters into a composition with its creditors, is declared bankrupt, goes into liquidation or a Receiver/Manager is appointed in respect of the Company.
11.2 Termination for Cause. Either Party may terminate this Agreement upon the occurrence of an Event of Default, as defined below.
11.3 Termination without Cause. Either Party may terminate this Agreement upon giving to the other ninety (90) days written notice.
11.4 Events of Default:
Each of the following occurrences will constitute an "Event of Default" under this Agreement:
11.4.1 Goodwill: Either Party engages in any act or omission that damage the reputation, business, or goodwill of the other Party or the Services;
11.4.2 False Representation: Any representation or warranty made by the Parties or any of its ICs, officers, or directors proves to have been false or misleading in any material respect;
11.4.3 Breach: Without prejudice to UBA's rights as set out in Clause 11.1, either party fails to observe any material obligation specified in this Agreement, and such failure is not cured within thirty (30) days of receipt of written notice thereof from the non-breaching party; or
11.4.4 Insolvency & Liquidation: The liquidation, dissolution, or discontinuance of business by a Party in any manner or the filing of any petition by or against a Party under any federal or state bankruptcy or insolvency laws, which petition shall not be dismissed within 60 days after filing.
11.5 In the event of the termination of this contract, Centric Gateway agrees to refund to the Bank any unearned fees already paid by the Bank for services not rendered by Centric Gateway and paid for by the Bank, and Centric Gateway shall also have the right to recover any amount owed to it by the Bank for services rendered in respect of which the Bank has not paid within the specified time.
12. Confidentiality:
12.1 Neither Party shall disclose or permit to be disclosed to any third party, or use or permit to use for any purpose other than a purpose contemplated by this MOU, any information that may be acquired by such Party under this MOU, except where publicly available other than breach of this MOU or where required by law. Such confidential information shall be restricted to employees, agents and advisors on a need-to-know basis only for the purposes and implementation of the relationship contemplated under this MOU.
12.2 Notwithstanding the provisions of Clause 12.1, UBA hereby confirms that access by SeerGate Inc to its confidential information shall not be considered a breach of this Agreement, provided that Centric Gateway shall ensure that SeerGate Inc undertakes to keep the said information confidential and use them only for the purpose of the services contemplated under this Agreement, Centric Gateway shall be libel for any breach of confidentiality by SeerGate Inc.
13. Indemnity
Each party (the Indemnifying Party) shall indemnify the other (the Indemnified Party) and shall keep the Indemnified party indemnified against any loss, damage or cost incurred by the Indemnified party in the course of the Indemnifying Party executing its obligations under this MOU.
14. Force Majeure
Neither party hereto shall be liable for any breach of its obligations hereunder resulting from the causes beyond its reasonable control including but not limited to strikes, riot, acts of war or revolution, acts of God, civil commotion, fires, floods, destructive lightening, epidemic, system downtime, system malfunction or other circumstances which they could not have foreseen or guarded against.
15. Severance
If any provision is or becomes illegal, invalid or unenforceable for whatsoever reason, such a provision shall be deemed severed from this agreement and the remaining provisions shall have effect as if the severed provision never formed part of the agreement.
16. Dispute Resolution
Any dispute arising out of or in connection with this MOU may be resolved in accordance with the Arbitration and Conciliation Act, Cap A18, Laws of the Federation of Nigeria 2004.
17. Nature of Relationship
The parties understand that this Memorandum of Understanding does not create a partnership, agency, joint venture or such other relationships between the parties.
18. Governing Law
This Memorandum of Understand shall be governed by Nigerian Law.
19. General
19.1 The Parties shall not, except by mutual consent assign or transfer any part or the whole of their rights under this MOU to or in favour of a third party.
19.2 The provisions of this MOU shall not be modified, amended or waived, except by the mutual consent of both parties in writing.
19.3 Any notice or other information required or authorised by this MOU to be given by either Party to the other may be given by hand, facsimile transmission or other comparable means of communication at the registered office address of the Party as given in the Parties clause hereto.
IN WITNESS WHEREOF the parties have caused this Memorandum of Understanding to be executed in the manner hereinafter appearing.
Signed for and on behalf of:
CENTRIC GATEWAY LIMITED
Name: ________________________________
Designation: ___________________________
Signature: _____________________________
Name: ________________________________
Designation: ___________________________
Signature: _____________________________
Signed for and on behalf of:
UNITED BANK FOR AFRICA PLC
Name: ________________________________
Designation: ___________________________
Signature: _____________________________
Name: ________________________________
Designation: ___________________________
Signature: _____________________________
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I ASSURE YOU YOUR WRONG, YOU'LL SEE NEXT WEEK, I JUST CONFIRMED IT BY CALLING UBA GROUP +234 700 225 5822
https://www.facebook.com/ubagroup/photos/a.104151460652.100986.86946405652/10153170126055653/?type=3&theater
so you don't think MYECHECK is involved
https://www.ubagroup.com/countries/ng/personalbanking/eproducts/umob
YES 200 to 1 in 30 days the share count will be 2,000,000 shares and at today's close the price per share would be 60 cents, I hope this doesn't go to 20-30 cents after announcement, but reverse stock splits usually do, that's why the market hates them so much, but I'll be buying
ONCE AGAIN HERES WHY KIWA BIO WILL BE THE LEADER
Advantages and Competitions
Advantages of KIWA
? The company has Kiwa-CAU Bio-tech R&D team consisting of renowned domestic and international experts, and senior professors, experts and researchers taking the lead of scientific research. The strong force in R&D provides technical guarantees for the company to realize sustainable development.
? The company has achieved significant breakthroughs in applying bio-tech to agriculture, biological resources and environment protection resources..
? The company possesses several international advanced patent technologies.
? Its core management team consists of experienced professional personnel.
? The group has established the relationship networks in R&D, product, business expansion, sale, operation, financing and risk control.
? The company has established a commercialization platform, which applies the world first-class technology achievements to the fields of agriculture, natural resources and environmental protection.
? The company has a flexible investment structure that relieves the investors from the high risks during research and development and control the commercial risks effectively.
? The government provides strong support in policy and financing.
? The company has established large-scale manufacturing and experiment facilities in Mainland China.
? The group has been listed successfully on the stock market of the USA, providing fluent channel of financing.
? The operating address of the group is located at the Asia-Pacific Region, which provides timely information and strongly complementary market.
? The company possesses many marketable resources.
? The company has a first-class marketing team, which adopting advanced and scientific marketing methods and is capable of promoting various products and sharing the market quickly, so as to provide strong guarantee for marketing and realizing the planned economic objectives of the company.
? Our products have been sold both home and abroad.
Cost Advantages
? Increase the production output of crops effectively, improve the crop quality, and protect the environment in the mean time.
? Sell products to the final users with low prices, enabling them to get high investment payback.
? The products are supplied in powdered form for convenient transportation and conservation, and can be used as the complementary products of the existing chemical fertilizer products, so as to reduce the conversion cost of final user to the minimum.
Advantages in Governmental Relations
? The local governments support strongly the marketing and promotion of various low-cost green technologies and products.
? The State Commission of Economy and Trade (now name as the Ministry of Commerce) has listed it as a national key technical innovation item in 2001(Document serial No.:Guo Jingmao Jishu[2001]441).
? One technology achievement has passed the identification organized by the Chinese Ministry of Agriculture.
? The Ministry of Science and Technology has listed it as "an item of National Spark Plan".
? The” Hi-tech series product items that manufacture and sale photo-synthesis biocatalyst" in Mainland China has been included as” a foreign-invested item encouraged by the state government".
KIWA HAS STRONG COMPETITVE ADVANTAGES WITH LOW COST AND HUGE BENEFITS
Competitive Advantages
Kiwa has engaged in R&D, production and sales of microbial fertilizers and
biological organic fertilizers for more than a decade. The series microbial fertilizer
products promoted by Kiwa are the main biotech products used for agricultural product
planting and soil improvement featuring high technology, low cost and high benefits.
Safe agricultural product planting base established on this basis is closely coordinated
with “Living Green” agricultural product market network. Use Kiwa’s produced
fertilizers to plant Kiwa’s own vegetables. This order-oriented agricultural planting
method presents enormous competitive advantages compared with conventional fertilizer
selling enterprises and conventional plantation bases.
Since 2006 Kiwa established close partnership with China Agricultural University
(CAU) to invested and established Kiwa-CAU Biotechnology R&D Center on the basis
of CAU Biotechnology Research Institute. Patented technologies, technical service
guarantee and abundant technical reserves in this R&D center. In year of 2015, Kiwa
signed strategic partnership agreement with the Institute of Agricultural Resources and
Regional Planning, the Chinese Academy of Agricultural Sciences (IARRP; CAAS) and
the Institute of Agricultural Economics and Development (IAED; CAAS) which is the
strong basis for the company to own powerful technical R&D advantage, and long-term
sustainable development.
The company closely cooperates with Beijing Municipal Commission of Rural
Affairs, Beijing Agricultural Products Circulating Association and Beijing Community
Service Association and establishes a platform with approximately 10,000 medium and
high-end consumption members in Beijing. Currently, the company expands and builds a
safe agricultural product sales network in nearly 500 branches in each community of
Beijing. As a result, “Living Green” safe agricultural products produced using fertilizers
of Kiwa directly enter main community markets of Beijing. The operation of this kind of
industrial chain model obtains vigorous support from Beijing municipal government and
this model is also soon to enter other main cities in China.
Over decade of effort-making, the company has accumulated abundant ecological
agricultural industrial chain operating and management experience. We established an
experienced team comprising talents specialized in scientific research, production
management and market sales. Influence and brand familiarity of Kiwa in the industry are
our enormous advantages.
To sum up, Kiwa’s product differentiation strategy and cost advantage (i.e. saving of
planting cost, improve of yield and soil condition) enable us to take the lead in the
industrial competition. The product competitive advantages of Kiwa can be concluded as
follows:
Kiwa’s products comply with government's policy-oriented agricultural markets and
fits the demands of planting of ecological and safe agricultural products;
The construction of ecological and safe agricultural product sales network enhances
FOOD SECURITY STRESSED 12/26/2015
China renewed its commitment to safeguard food security in the conference.
"Food security is the bottom line of agricultural structural reform," said the statement, adding that the government will secure the supply of staples, protect farmland and maintain production capacity.
The government will offer preferential policies to large-scale grain farms while making sure that farmers benefit from agricultural development. It will also improve the price formation mechanism and government purchase measures for important farm produces.
http://en.ce.cn/main/latest/201512/26/t20151226_7870545.shtml
China to step up supply-side structural reforms in agriculture
12-26-2015 04:54 BJT
KIWA WILL HAVE A HUGE PART TO PLAY IN THIS
http://english.cntv.cn/2015/12/26/VIDE1451076722220489.shtml
?
China aims to transform agricultural dev't pattern 12-25-2015 13:18 BJT
VIDEO
http://english.cntv.cn/2015/12/25/VIDE1451020563659752.shtml
China targets zero growth in chemical fertilizers by 2020
KIWA'S products will play a big roll in this
http://english.cntv.cn/2015/12/25/VIDE1451020564634831.shtml
CCTV.com
12-25-2015 13:18 BJT
https://www.linkedin.com/pulse/china-restores-vat-fertilizer-from-1-sept-2015-joy-gao?forceNoSplash=true
China restores VAT on fertilizer from 1 Sept., 2015 (EXCEPT ON ORGANIC FERTILIZERS PRODUCTS) THE GOV'T WILL ENFORCE THE USE OF ORGANIC FERTILIZERS AND PRODUCTS BECAUSE OF THIS, 13% TAX IS A LOT OF MONEY TO THESE INDUSTRYS AND FARMERS
THIS HELPS KIWA'S PRODUCTS TREMENDOUSLY
For organic fertilizer products, however, China will still exempt VAT in the production and circulation links, which will encourage the production and use of organic fertilizers and optimize structure of the fertilizer industry and promote the sustainable development of agriculture.
http://www.otcmarkets.com/stock/KWBT/news
Many of these leaders in China’s agricultural sector issued highly complementary remarks about Kiwa’s microbial products, which may lead to the standardization of ecological agriculture.
Jimmy Zhou, CEO of Kiwa stated, "During our professional exchange at the Forum, we all shared a deep sense of China's ecological security. The agriculture and Internet model has been formed. This gives Kiwa tremendous opportunities to promote microbial products and e-commerce solutions, resulting in high quality and safe agricultural products.”
This highly selective Forum, was organized by the China Ministry of Agriculture Information Center, and was presented under the Chinese National policy framework. The Vice Minister of Chinese Agriculture Department, Mr. Dongyu Qu, former Deputy Minister of Industry, Mr. Xueshan Yang, the Vice Governor of Jilin Province and Mr. Zhongcheng Sui, and the senior leadership of various provinces and cities, as well as, China's leading agricultural information network executives, attended this prestigious Forum. The Forum focused on China’s critical agricultural statues with major themes including: "Internet + modern agriculture," which discussed of the relevant state policies, prospects of agricultural information development trends. Additional critical themes addressed at the Forum included: "Internet + e-commerce", "Internet + Rural Financial Services" and "Internet + Quality and Safety of Agricultural Products." During the Forum topics introduced included: domestic and international agricultural information, innovation, and additional technologies and achievements. The Forum sought to share common agricultural information for future development.
https://invest.ameritrade.com/grid/p/site#r=jPage/https://research.ameritrade.com/grid/wwws/research/stocks/news/article?c_name=invest_VENDOR&docKey=100-314u6566-1
Prof. YONG CHANG WU, Chief Scientist, AND NOW ON KIWA'S BOARD OF DIRECTORS STATED: "The Institute of Agricultural Resources and Regional Planning (IARRP; CAAS) has participated to create more than 200 National Eco-Agriculture demonstration parks in China. I hope to promote Kiwa's bio-fertilizers to increase the output of green agricultural produce from the parks to the whole market.
Prof. Wu serves the Chinese Academy of Agricultural Sciences Division of the spatial planning of agricultural innovation team as a chief scientist, researcher and doctoral tutor. He is a Professional Committee member of China's farming systems research association; Deputy Director of the management and utilization of agricultural research laboratory resources division in Chinese Academy of Agricultural Resources; and Deputy Secretary General of China Society for Sustainable Development SARD. The main research fields of SARD are food security, farming systems and other expert systems design and development. Professor Wu has hosted and co-sponsored more than 17 national events in research in related fields, possesses 3 provincial and ministerial awards; published in the journal Crop Sinica, Chinese Rice, Chinese population; authored and co-authored 30 or more resources and environment journals and conference proceedings, and 7 monographs. Prof. Wu's unique expertise in the field of Agriculture Spatial Planning brings significant knowledge and experience to the Board in the making of critical operational decisions.
JIMMY ZHOU, CEO of Kiwa stated, "We are very excited by the opportunities of adding Institute of Agricultural Resources and Regional Planning, Chinese Academy of Agricultural Sciences (IARRP; CAAS) and Institute of Agricultural Economics and Development (IAED; CAAS) as our strategic partners. Both institutes are among the leading institutions for Chinese agricultural development, as well as research into new technologies impacting Chinese agriculture. The new team will help plan as a whole and implement top-vision planning for marketing Kiwa's current bio-fertilizer products, along with the construction of a so-called-green-agriculture safe food platform in China. Our goal is to build market trust in our Kiwa brand, gradually entering China's trillion dollar "green" agricultural produce market.
THIS IS GONNA GET REAL CRAZY IN THE NEXT 6 MONTHS
AWARDS WON IN CHINA BY KIWA BIO IN THE LAST FEW WEEKS (from their Chinese website)
http://www.bjznlk.cn/publish/20151215136.html (12/15/2015)
http://www.bjznlk.cn/publish/20151204135.html (12/01/2015)
http://www.bjznlk.cn/publish/20151027130.html (11/27/2015)
http://www.bjznlk.cn/publish/20151203132.html
LADYS AND GENTLEMAN I CAN ASSURE YOU THAT THE BLAST OFF OF KIWA BIO PRODUCTS (KWBT) IS GOING TO HAPPENING WITHIN THE NEXT 4 WEEKS AND MANY MILLIONAIRES ARE ABOUT TO BE MADE !!!!!!!!! MERRY CHRISTMAS AND HAPPY NEW YEAR TO ALL
THIS IS THE BEST OPPRUTUNITY I've EVER SEEN in a Stock from China
THIS the KIWA BIO PLANT IN CHINA FROM THEIR CHINESE WEBPAGE, READ ALL THAT IS POSTED {Zhongnong green Kang (Beijing) Biotechnology Co., Ltd. (hereinafter: Company) is registered in the Beijing Zhongguancun Science Park Yanqing Badaling green energy industrial park in the high-tech biotechnology company
https://translate.google.com/translate?sl=auto&tl=en&js=y&prev=_t&hl=en&ie=UTF-8&u=http%3A%2F%2Fwww.bjznlk.cn%2Faboutus%2Fintro.html&edit-text=&act=url
ALSO READ THIS ARTICLE ON WHERE THIS IS GOING
https://www.linkedin.com/pulse/bio-fertilizer-potential-market-china-newpost-joanna-chen?trkSplashRedir=true&forceNoSplash=true
AND THE GOVERMENTS INVOLVEMENT TO FORCE BIO-TECH FERTILIZERS AND PESTISIDES TO BE USED IN THERE MARKETS
https://www.linkedin.com/pulse/china-restores-vat-fertilizer-from-1-sept-2015-joy-gao?forceNoSplash=true
NIGERIA IS HUGE FOR MYECHECK, LAGOS THE CAPITAL HAS 20,000,000 PEOPLE AND UBA IS THE LEADING BANK, PROJECTIONS FOR NIGERIA GROWTH MAKE IT THE WORLDS 3RD LARGEST COUNTRY IN POPULATION BY 2040
https://en.m.wikipedia.org/wiki/Nigeria
9 MILLION CUSTOMERS,ROBUST ONLINE AND MOBILE BANKING PLATFORMS AND SOCIAL MEDIA
https://www.facebook.com/l.php?u=https%3A%2F%2Fwww.ubagroup.com%2Fupload%2Fdocs%2Fuba-quick-facts-november-2015_9ZHY7_20151216081838sqgvphsynn.pdf&h=DAQHGCFX2AQFVQ1Pe1pwDrgqxl0MeJc78dkCkYwVtTXmUag&enc=AZPAXLyp4G8cNTWOj0REDxYmotv436lO1Kaf7l85_-ANoGQs1-nm87JFA-AMSB3DqgWJYzYBgeF3OwOWQopTQ2rLyYaEoI5Kokr7bB5u9hI54Pd0KNOkCcsMQs70L_kTXBP2PDBHAscZ9YF4DpoZEx8Jhm6nJBtjmr3moJcdFTywz2_ncnJQTmVC4e9LfTBmSus&s=1
U-MOBILE IS GPRS/JAVA ENABLED which means it will work on 50% of the phones that Africans use, that have texting ability's only, I believe that's the reason SEERGATE/MYECHECK WAS SELECTED BY UBA IS THE FACT THEY STILL HAVE APPLICATIONS FOR THIS SEGMENT OF THE POPULATION OF AFRICAN'S THAT USE'S THESE OLDER PHONES, WERE IN 18 OTHER COUNTRIES BESIDES NIGERIA
https://www.ubagroup.com/…/personalbank…/eproducts/umob/faqs