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Bad is a relative term, I guess. Prices are stable - I mean like flat in nominal dollars - and have been for quite some time.
Sales rates are pretty stable too, and the churn from 'towards/in' the City to 'away from/out of the City' keeps the build rates up.
Some places up here - near the Finger Lakes for example - are expensive by any measure, and drawing significant Euro buyers.
And, EK was very good to me, for most of my decades there ...
rr
Considering that I live just west of Rochester, NY - as Western NY as it gets - I'd have to agree. No way I see a 50% haircut.
If / when I get to sell my house, I suspect the biggest hit will be the realtor percentage, followed by concessions I make to make up for some of the highest property taxes on earth.
I'll be quite surprised to get back my original buy price, let alone any cap ex done in the past 15 years, let alone any so-called appreciation.
rr
Depends on where you look, and who you think "the people" are.
There's any number of blogs that describe the situation in some detail, and to me, they sound like they know what they're writing about. That level of detail, and intelligence, rarely makes it into the MSM.
As for most people, Scott Adams has a good quote
http://thinkexist.com/quotation/you_can_never_underestimate_the_stupidity_of_the/11984.html
Problem remains for me: What to do about it? These whipsaws are taking a physical toll on me, with stress levels. I just want to retire, not day trade.
rr
Well, they were lying, and giving themselves the best possible glide path towards a ground / air interface phase change.
Remember that trademarked "Think like a criminal" saying?
My opinion is that the credit issues will not be resolved anytime soon, and it will take years - aj's 2010 bottom is an ok guess.
What to do in the meantime, now, that's a good question ...
rr
It takes about 11 bushels of corn to make one barrel of bourbon.
But then, you need to let it age, and cut it down, and move to Kentucky, and avoid arrest.
Answered my own stupid question ...
Answer
Pursuant to the Iowa Corn Growers Asociation, the average is 183 bushels per acre.
How many bushels per acre?
Romo's a genius. He wins, no matter what.
And, the Bolts are beating the Colts cleanly now.
3 plays, 3 flags ... ufb
28 17 looks easy ...
OT: still interested in keyboards?
http://www.tomsguide.com/us/keyboard-backlight-backlit,review-1042.html
rr
Got the kissback you were looking for on ...
some thoughts using NIKK...vs spx
http://www.traders-talk.com/mb2/index.php?automodule=blog&blogid=30&
??
Thanks for all the teachings,
rr
JO,
DWA let me in for the free trial, even after I used your name
With so many (all but bonds) indicators in O's and low, why buy now?
Regards,
rr
best tools i ever bought were a magnetic bit and driver set. you can assemble a computer one handed ...
rr
Tea,
I had expected a shirt, panties and socks knock off, not a robbery.
Yeah haw, great ride.
rr
A few more points:
Depending on your BIOS and mobo combination, you'll get different amounts of addressable memory with 4GB hardware in your slots.
My 2 machines with 4 x 1GB sticks show 3.5GB memory (Control Panel -> System). I've seen all sorts of numbers quoted smaller than 3.5. I'll stand by my "lower is cheaper" comment. YMMV
Last, for now, everything loads into Virtual Memory, except for (an ignorable for now) part of the OS. On 32 bit XP and Vista, that virtual address space is 4GB big/long/wide/(your favorite metaphor here). The application (Excel, Word, et al) can only address the first half / lower addresses / 2GB of that virtual address space. The OS (32 bit XP or Vista) uses the upper half for OS references).
Think of main memory as a cache, and you're on the right trail. Think of a set of memory chips as "belonging to your app" and you're in error.
Regards,
rr
Bruce,
If you're sure you want to do this ... It'll take multiple attempts to answer, so keep please asking.
You wrote: "Am I to understand that if 4 Gigs are installed, and Windoz only sees three, then the OS loads in the 4th gig leaving the visible three available for apps?"
The short answer is "No, you misunderstand".
The long answer: There is a need to understand the difference between the virtual address space, and the physical hardware addressing capability. They are by no stretch the same thing.
Hardware first: The BIOS and mobo conspire to limit the amount of physical memory that can be used. Windows actually has little to do with it (beyond the original architecture sin/choice of memory mapping hardware - maybe blame IBM?). The OS can only use physical memory it can address, and the architecture choice was to put memory mapped IO (access to hardware) at high addresses. In the days of 512KB memory machines, no one cared about the 4th of 4 GB of addresses. Now, it matters. That's the dirty little secret about 64 bit machines, too - it'll be a growing necessity.
The BIOS / mobo control how memory addresses are decoded. If the system wants to access memory below the mapped IO border, it's just a vanilla memory read / write. That border is what's presented as "amount of memory". Above that border, all sorts of fun things happen that make hardware work, and it's by no means 'vanilla'.
More to follow ...
rr
Whether you have a page file or not, your OS still uses virtual memory to operate. It's the nature of the beast. Indeed, executables are loaded by paging them in.
This whole subject is really complicated, and fun to poke at.
As for the 64 bit question, I haven't worked up the nerve, yet. My project this summer was Windows Home Server. Then, I crashed my bike, damaged my knee, discovered anaphylactic shock, and generally, ran out of time.
Soon, maybe.
rr
Your questions, my responses ...
Are you saying I should use the extra 2 gigs I ordered with my new machine even though it does not "show" as being there.
>> Yes, I am.
I was questioning my understanding of DDR2 operating better in pairs so if it's not recognized, will it still be of benefit?
>> Yes, it will.
It's sitting in a box instead of in my machine. I know it was probably dumb of me to even order that much but I just wanted to see what it would do.
>> I don't think it was dumb. Memory isn't very expensive. Believe me, I've done WAY stupider stuff with a LOT more money. Sometimes it was fun ...
What reading I have done said to install the OS with 2 gigs (dual boot XP and Vista) and then put the other two gigs in.
>> I've read that about Vista too. When I work up the nerve to deal with it, I'll report back.
Any info would be appreciated.
>> Good luck
rr
I'm glad you're happy with how your system works. That's a good thing.
Here's a good reference to what the Task Manager WRT memory use.
http://en.wikipedia.org/wiki/Commit_charge
Good trading,
rr
When a program starts, the 32-bit OS (XP, Vista) 'gives it' a 4GB virtual address space, of which 2GB are for the app, and 2GB are for the OS.
Virtual address space doesn't equal physical memory. You will RARELY not hit the swap file / paging drive, no matter how much physical memory you have.
All other things equal, more memory is better.
"Sweet spots" usually refer to a price / performance trade off at some workload. Memory's a lot cheaper than it has been.
Good luck trading,
rr
Actually, there's a long and interesting story here about how XP (and Vista and lots of other operating systems) use virtual memory, physical memory and the swap/page file. As well as another one about BIOS, motherboards, address lines / decoders and CHEAP hardware sellers (like, oh, Dell and HP). As well as how applications / processes 'see' memory space.
The stories are not commonly understood, which is OK. I need reasons to get paid in RealWorld.
One last note: You really want your OS to use as much physical memory as it can get.
Have a nice day.
rr
Bruce, (or anyone who may know)
I have an XP machine. I'm thinking through the issue of dual-booting it with Vista 64, as a way to transition from XP.
For any software that I've bought and paid for on the XP box, will I need to buy it again for the Vista OS?
References to any discussion of same would be good, too.
Thanks,
rr
I'm thinking about putting Vista 64 on a machine ...
Does that count?
Happy Birthday!
rr
Tea,
Glad to see you back. Hope you had a wonderful Holiday.
Your work is excellent. Thanks for sharing it.
rr
You wrote:
Now here meatloaf or Bob can shine some light on hidden factors, for it seems 32 bits will point to highest address of 4.294967295 giga, and hopping to be able to see the trees for the forest I'm thinking that a 32 bit operating system like Windows XP can be thought of as them 32 bits represent a number taken as an address to a byte, kind of like on planet Pluto there is only one street and each mailbox is a number counting from zero on upwards, and for example mailbox number 5 (decimal) is 101 (binary) and the envelope that you will send
a letter to that sixth house does not require a stamp on Pluto, but it does require that you write in the mailbox number in binary, not decimal, and how many boxes are available, where each box may be a one or zero, determines the upper limit possible for a mailbox number. For example, if only 2 (decimal) boxes are available then the max number is 11 (binary) which is 3 (decimal) so only the first 4 (decimal) homes can be sent a letter.
Posted by: rich ruscio "... shows 3.5GB... Running XP"
Dude,
You almost have it. XP, and so-called 32-bit machines in general, can only use 32 bit addresses to address SOMETHING. In this case, 3.5 giga bytes are each individually addressable, and they are indeed 8 bit bytes. The 'other' .5GB are addresses, but they represent space for memory mapped IO. As such, and I am oversimplifying a bit, while they are .5GB worth of unique addresses, there ain't (exactly) memory on the ends of those wires. As such, the last half of your 4 of 4 1GB sticks of RAM will never get addressed, because the post office doesn't go there.
The reason why the inaccessable memory is above 2.7 or 3.0 or 3.3 or 3.5 or some other random ass GB number varies by BIOS by motherboard. The smaller the number, usually the cheaper the mobo. Buy a BIOS writer drugs and find out why they do such things ...
My question to Bruce was about 'sluggishness' in 4GB machines. Bruce?
rr
Sir,
I beg to differ about that "XP only recognized 3GB of memory" thing.
The Xeon Dell box in front of me now shows 3.5GB (Control Panel > System). Running XP.
The 6750 XP box at home shows the same thing. I think.
The difference between 3.0GB and 3.5GB on XP has to do with, I think, the BIOS relocating the IO addresses someplace "way up there". Best it can do is 3.5GB.
Now, what's that 'sluggishness' you're talking about? I've notices that my machine at home seems to vary in launch times from real quick to "did I click on that?" long.
TIA,
rr
To be fair, Cheney did shoot a Texas trial lawyer. Tere's some goodness there.
rr
My working opinion: It works, it's expensive, and it's very very early in the lifecycle of the product lifetime.
For a hobby kind of thing, though, it seems cool ...
rr
Anyone know of a barebones laptop? I'm thinking of putting XP, 4GB RAM and a solid state hard drive together.
Thanks,
rr
OT, but popular:
The NYT thing had little to nothing about the US, unless Borneo, Brazil and Indonesia have become states since I last looked at CNN.
Exactly what that has to do with Republicans, or our country with 300M people which is growing trees acreage, I do not understand, and DO NOT want an explanation for.
Try to relax. If you're lucky, you can just watch the snow fall, and chill.
Jeepers. Now get out there and buy the open. If this sucker gaps down, I'll be unhappy.
Regards,
rr
I'll go ask Alice. I think she'll know.
pst ...
Don't go there. I'm pretty sure we don't need more about his consumption habits. His metabolic rate is probably 5x mine in calories/second.
rr
Tea,
Let me add my thanks for your work, especially this past week.
Will we be pissing our pants after, or before, we lose our socks, bra and panties?
No naked shorts jokes here
rr
Newly2b,
I'd believe that more if I saw any truly great leaders elsewhere on Earth. Pick a country, any country.
Oh, and Royalty doesn't count. Not elected.
rr
Well, I know what I thought of from his statement, but I'd be astonished if that's what he meant.
Oh, yeah: OT !!
Kinda.
rr
I'm pretty sure this isn't Off Topic:
Reading "1984" will give you the pervasive feeling that "something is wrong", regardless of the details of the book that you know. It'll set your Spidey-Sense tingling.
Just like a gap up in $SPX at 1505 ... Bull trap or what?
rr
and I quote from The Ministry of Truth ...
In remarks prepared for the news conference, Comptroller of the Currency John Dugan also said the plan will benefit banks.
The plan is a "safe and sound practice" for national banks that service mortgages, Dugan said in prepared remarks.
The administration's plan is a model "best practice" for the industry to address a number of competing interests, Dugan said. "Most important, it constitutes another creative way to allow current borrowers to stay in their homes," he said.
Meanwhile, the Center for American Progress, a liberal think-tank, said the plan fails to address the needs of people whose rates have already reset or creditworthy borrowers with negative equity in their homes.
"The administration can and should do more," said Andrew Jakabovics, associate director of the center's economic mobility program.
The White House has also proposed allowing cities and states to issue tax-exempt mortgage bonds to refinance existing loans. Bush is calling on Congress to approve the temporary measure quickly.
Hello,
Has anyone ever seen a reference to total planetary money supply growth versus worldwide GDP growth?
TIA,
rr
Bruce,
Thanks for the info.
What don't you like about Intel chipsets? Or, why do you like this board?
Regards,
rr