ALL THE FOLLOWING PAGES © COPYRIGHT 2017 MJ-PAY ALL RIGHTS RESERVED
what does ed have planned for California
MARIJUANA STOCKS HAVE NEVER BEEN HOTTER!

https://www.mj-pay.com/for-merchants/

https://www.mj-pay.com/for-customers/

https://www.mj-pay.com/contact-us/ MECs ADDRESS IN CALIFORNIA ITS NOW TIME FOR Mj PAY

https://www.crunchbase.com/organization/greenpay

GreenPay is launching a mobile app payment solution "mj-pay" designed specifically for the legal marijuana industry.
Buffalo, Wyoming, United States
Categories
Software
Founded Date
2006
Operating Status
Active
Funding Status
M&A
Company Type
For Profit
GreenPay is launching a mobile app payment solution "mj-pay" designed specifically for the legal marijuana industry. The system will enable secure real time electronic funds transfers at marijuana retail locations, and resolve the issues the industry is experiencing by being dependent on cash.

NOW ALL OF MJ-PAYS ADDS ARE COPYRIGHTED 2017

https://www.crunchbase.com/organization/greenpay

GreenPay is launching a mobile app payment solution "mj-pay" designed specifically for the legal marijuana industry.
Buffalo, Wyoming, United States
Categories
Software
Founded Date
2006
Operating Status
Active
Funding Status
M&A
Company Type
For Profit
GreenPay is launching a mobile app payment solution "mj-pay" designed specifically for the legal marijuana industry. The system will enable secure real time electronic funds transfers at marijuana retail locations, and resolve the issues the industry is experiencing by being dependent on cash.

NOW ALL OF MJ-PAYS ADDS ARE COPYRIGHTED 2017

ALL THE FOLLOWING PAGES © COPYRIGHT 2017 MJ-PAY ALL RIGHTS RESERVED
what does ed have planned for California
MARIJUANA STOCKS HAVE NEVER BEEN HOTTER!

https://www.mj-pay.com/for-merchants/

https://www.mj-pay.com/for-customers/

https://www.mj-pay.com/contact-us/ MECs ADDRESS IN CALIFORNIA ITS NOW TIME FOR Mj PAY

ALL © Copyright 2017 mj-pay All Rights Reserved

MARIJUANA STOCKS HAVE NEVER BEEN HOTTER!

https://www.mj-pay.com/for-merchants/

https://www.mj-pay.com/for-customers/

https://www.mj-pay.com/contact-us/ MECs ADDRESS IN CALIFORNIA ITS NOW TIME FOR Mj PAY

MARIJUANA STOCKS HAVE NEVER BEEN HOTTER!

https://www.mj-pay.com/for-merchants/

https://www.mj-pay.com/for-customers/

https://www.mj-pay.com/contact-us/ MECs ADDRESS IN CALIFORNIA ITS NOW TIME FOR Mj PAY

GreenPay
GreenPay is launching a mobile app payment solution "mj-pay" designed specifically for the legal marijuana industry.

https://www.crunchbase.com/organization/greenpay

THE CALIFORNIA MARKET A 4 BILLION DOLLAR OPPROTUNITY WILL NEED SOFTWARE PROGRAMS LIKE EDS BEEN WORKING ON FOR OVER 10 YEARS

MECS NEXT MOVE IN THE 4 BILLION DOLLAR BUSINESS

https://www.mj-pay.com/

THIS IS MECs PROGRAM AND IS SO BADLY NEEDED IN CALIFORNIA NOW!!!!!!!


About mj-pay
Mj-pay specializes in building applications to enable secure, real time electronic funds transfers at marijuana retail locations. We help legal, state-licensed retailers in places like Colorado receive payments electronically, removing the restrictions inherent in an all-cash business. The MJ-Pay app will enable retailers to accept electronic payments and to electronically transfer their revenue into bank accounts.
Our Mission
Our mission is to make purchasing legal amounts of marijuana seamless, easy, and safe. We make it possible for customers to make and merchants to accept legal, digital payments for state-approved marijuana transactions.
For merchants, we are making it possible for them to accept digital checks instead of cash, to limit the risk of accepting checks, and to improve how quickly they are paid. We make it possible for merchants to move out of a cash-only business and the risks inherent in having large amounts of cash on hand, and enable them to accept digital payments that are quickly deposited into their business accounts.

For customers, our goal is to provide a way for them to quickly find authorized marijuana merchants who accept digital payments. We eliminate the risk of carrying large amounts of cash and will make it possible for customers to track payments made to authorized marijuana merchants.
How may we help you?
We would love to hear from you! It’s easy to contact us any time. We will answer your inquiry within two business days.
Contact Us

GreenPay
GreenPay is launching a mobile app payment solution "mj-pay" designed specifically for the legal marijuana industry.
Buffalo, Wyoming, United States

https://www.crunchbase.com/organization/greenpay

IS THIS THE NEXT STEP FOR ED???????????? CALIFORNIA IS NOW READY

Yes yes yes

https://www.mj-pay.com/about-us/

About mj-pay
Mj-pay specializes in building applications to enable secure, real time electronic funds transfers at marijuana retail locations. We help legal, state-licensed retailers in places like Colorado receive payments electronically, removing the restrictions inherent in an all-cash business. The MJ-Pay app will enable retailers to accept electronic payments and to electronically transfer their revenue into bank accounts.
Our Mission
Our mission is to make purchasing legal amounts of marijuana seamless, easy, and safe. We make it possible for customers to make and merchants to accept legal, digital payments for state-approved marijuana transactions.
For merchants, we are making it possible for them to accept digital checks instead of cash, to limit the risk of accepting checks, and to improve how quickly they are paid. We make it possible for merchants to move out of a cash-only business and the risks inherent in having large amounts of cash on hand, and enable them to accept digital payments that are quickly deposited into their business accounts.

For customers, our goal is to provide a way for them to quickly find authorized marijuana merchants who accept digital payments. We eliminate the risk of carrying large amounts of cash and will make it possible for customers to track payments made to authorized marijuana merchants.
How may we help you?
We would love to hear from you! It’s easy to contact us any time. We will answer your inquiry within two business days.
Contact Us

https://www.mj-pay.com/contact-us/
https://www.mj-pay.com/

IS THIS THE NEXT STEP????????????

How MJ-Pay Works
The MJ-Pay app allows you to make digital payments to authorized retail marijuana establishments in Colorado and in other locations as it’s legalized. To get started, you’ll be able to download the MJ-Pay app from Google Play, open it and create an account. Enter your personal information, including your bank account routing and account numbers. When you create your MJ-Pay account, a digital, prepaid account is also created for you and linked to your MJ-Pay account.

When you’re ready to make a purchase, just enter the details in the app. The merchant accepts your payment and the funds are debited from your account. The MJ-Pay app confirms your payment and saves your payment information.

Customer Benefits
Avoid the risk inherent in carrying and storing large amounts of cash.
Make legal payments without fearing local law enforcement action.
Receive an electronic record of your payment that is treated like a paper check.
Verify payment records in your checking account statement.

https://www.mj-pay.com/

How MJ-Pay Works
The MJ-Pay app allows you to make digital payments to authorized retail marijuana establishments in Colorado and in other locations as it’s legalized. To get started, you’ll be able to download the MJ-Pay app from Google Play, open it and create an account. Enter your personal information, including your bank account routing and account numbers. When you create your MJ-Pay account, a digital, prepaid account is also created for you and linked to your MJ-Pay account.

When you’re ready to make a purchase, just enter the details in the app. The merchant accepts your payment and the funds are debited from your account. The MJ-Pay app confirms your payment and saves your payment information.

Customer Benefits
Avoid the risk inherent in carrying and storing large amounts of cash.
Make legal payments without fearing local law enforcement action.
Receive an electronic record of your payment that is treated like a paper check.
Verify payment records in your checking account statement.

https://www.mj-pay.com/

Itonis Inc. Signs Licensing Agreement with MyECheck Inc. for Medical Marijuana Point of Purchase App
THE TIMING NOW IS PERFECT!!!!!!!!!!!!!



https://www.accesswire.com/viewarticle.aspx?id=413740

Itonis Inc. Signs Licensing Agreement with MyECheck Inc. for Medical Marijuana Point of Purchase App


Itonis Inc. Signs Licensing Agreement with MyECheck Inc. for Medical Marijuana Point of Purchase App
Itonis Inc. (OTC: ITNS) has signed a Licensing Agreement with MyECheck, Inc. that opens the gates for Itonis to possibly become a leading player in the blossoming medical marijuana industry. In the licensing agreement, Itonis will acquire a software license for MyECheck's patented mobile payment app that will facilitate point of purchase transactions for medical marijuana, gambling, and general retail sales. There is no expiration date on that license. The company believes there is a significant revenue opportunity in addressing the demand regarding medical marijuana and the point of sales from medical suppliers.

For more information on Itonis Inc. and the licensing agreement, visit: http://finance.yahoo.com/news/itonis-inc-signs-app-license-151326948.html

Medbox, Inc. (OTC: MDBX) announced on March 26th that they have completed the requisite steps to formally become a fully-reporting company as of March 24, 2014 and is now subject to the Securities and Exchange Commission reporting requirements. The company is a leader in providing consulting services and patented medicine storage and dispensing systems to the medical and retail industries.

Fusion Pharm, Inc. (OTC: FSPM) has leased space in Seattle's SoDo warehouse district in anticipation of opening its first Washington State design and sales center later this spring. The company manufactures the PharmPods(TM) cultivation system. "The opening of our Seattle location marks an important milestone for FusionPharm as we begin to open sales centers in each new, major marketplace" commented FusionPharm CEO Scott Dittman.

Cannabis Science, Inc. (OTC: CBIS) announced recently that investors acquiring $500,000 of the recent private placement included Weedmaps Media Inc. (Weedmaps) and an Amsterdam-based investment company. Weedmaps Media is the world's largest online guide for medical cannabis patients. The full $1,000,000 private placement has been paid into the Company bank account. Cannabis Science specializes in cannabis formulation-based drug development and related consulting.

Do your homework your very very wrong

MARIjUANA goes legal in California on Jan. 1 -- what you need to know

HOW DOES ED STARRS TAKE ADVANTAGE OF THIS? IS IT ANY WONDER WHY HE NOW NEEDS TO GET US LEGAL??????? FINACIALS WILLL BE OUT AS STATED ON FACE BOOK MEC PAGE


http://www.desertsun.com/story/news/2017/11/30/marijuana-goes-legal-california-jan-1-heres-what-you-need-know/905116001/

NOW IN 7 COUNTRIES WITH TOTAL POPULATION OF OVER 500 MILLION PEOPLE

Emailmoni has been successfully deployed in seven countries within the African continent, available in English Portuguese and Chinese https://emailmoni.com/home

Back in today at .0012 a share, 12,300,000 shares

Message from ED STARRS

MEC, Incorporated
December 24 at 4:09pm

shareholders. I received a draft of the first Q we will be filing, the other Qs and the 2016 annual report will follow soon. I expect to start filing right after New Years and hope to be current before the end of January. The draft Q needs legal review and then we will upload it to the OTC. from facebook MEC page

Message from ED STARRS

MEC, Incorporated
December 24 at 4:09pm

shareholders. I received a draft of the first Q we will be filing, the other Qs and the 2016 annual report will follow soon. I expect to start filing right after New Years and hope to be current before the end of January. The draft Q needs legal review and then we will upload it to the OTC. from facebook MEC page

Message from ED STARRS

MEC, Incorporated
December 24 at 4:09pm

shareholders. I received a draft of the first Q we will be filing, the other Qs and the 2016 annual report will follow soon. I expect to start filing right after New Years and hope to be current before the end of January. The draft Q needs legal review and then we will upload it to the OTC. from facebook MEC page

Kang Tan biological: bio-organic fertilizer, compound microbial fertilizer ... Harmless agriculture in the end!

FROM A MAJOR NEWS RELEASE IN CHINA

It is understood that Kang Tan biological currently is to establish a county-level workstations harmless planting, comprehensive promotion of sound agricultural chain system, to achieve "Trinity", including: the establishment of Harmless agriculture county-level workstations to provide a full set of harmless Growing Technical Services ? Acquiring Harmless Premium Agricultural Products.

The main function of this workstation is to provide farmers with the supportive service of innocent acquisition of agricultural products; to provide a full set of innocuous planting technical services to farmers with Kangtant bio-fertilizer products as carrier; to provide financial (loan and insurance) supporting services to relevant farmers; To undertake the transformation of new technologies, technical guidance of the ground work.

"In the future, we will complete the construction of 1,800 county-level workstations in the country and plan to establish a harmless planting demonstration base or market in Guangdong, Guangxi, Shaanxi, Shandong, Hebei, Guangdong, Inner Mongolia, Penglai and Shenzhen." Song Yonglin revealed that " 38 workstations have been completed in the north and work is being planned to set up workstations in Hainan. County-level workstations will be based on sound demonstration bases for planting, the full implementation of the concept of harmless agriculture, promotion of agricultural products under the standardization of harmless, to build non-hazardous standards under the agricultural products market network to provide Harmless standards of agricultural products under the sales channels. "

http://www.ncw365.com/html/2017/ent_dyn_1222/41215.html

KANG TAN SET UP A JOINT VENTURE IN THE THREE PROVINCES TO BUILD ONE MILLION TON CAPACITY PRODUCTION BASE AT EACH LOCATION
this is going to get really crazy from this point on

THIS IS FROM THE CHINESE WEBSITE

Kang Tan biotechnology group company recently announced that recently established a joint venture company, named for the Inner Mongolia Jingnong Investment Management Limited.

According to the terms of the joint venture, Fine Farmer plans to invest in a number of Catan projects, including but not limited to:

1. The main investment of the joint venture company is the investment in the construction of Inner Mongolia production base of Ketan Bio-Inner Mongolia, the construction investment in Xinjiang Production Base, the construction investment in Guizhou Production Base and the expansion of Shandong Production Base. According to the previous forecast, the annual production capacity of each production base will reach 1 million tons.

2. The joint venture will also set up a special fund to jointly invest in the construction of the Kangtian (Shenzhen) Ecological Agriculture Park and the Penglai Park in Shandong.

Kangtai's chairman Wang Yufang said: "The investment project is based on the agreement between Catan and the National Agricultural Products Processing Industry Development Alliance, which will promote the development of Cantonal roots in China with the development of a new joint venture."

http://kiwabiotech.com.cn/kiwa/%E5%BA%B7%E5%9D%A6%E6%88%90%E7%AB%8B%E5%90%88%E8%B5%84%E5%85%AC%E5%8F%B8-%E5%9C%A8%E4%B8%89%E7%9C%81%E5%BB%BA%E8%AE%BE%E7%99%BE%E4%B8%87%E4%BA%A7%E8%83%BD%E7%94%9F%E4%BA%A7%E5%9F%BA%E5%9C%B0/

KIWA BIO-TECH ANNOUNCES CHINA NATIONAL AGRICULTURAL INNOVATION AWARD FOR 2017

http://kiwabiotech.com/kiwa/kiwa-bio-tech-announces-china-national-agricultural-innovation-award-for-2017/

american website version, chinese website much more informative

KIWA DEVELOPS SOUTHERN CHINA MARKET

http://kiwabiotech.com/kiwa/%E5%BA%B7%E5%9D%A6%E5%85%AC%E5%8F%B8%E5%BC%80%E6%8B%93%E5%8D%8E%E5%8D%97%E5%B8%82%E5%9C%BA/

this market is going to be huge for KIWA and its starting now!!!!!!

"HARMLESS AGRICULTURE" CONCEPT, "TRINITY" MODEL BLESSING KANG TAN BIOLOGICAL BECOME A NEW BRIGHT SPOT IN SOUTH CHINA'S AGRICULTURAL CAPITAL
http://kiwabiotech.com.cn/kiwa/%E7%B2%BE%E5%86%9C%E5%85%AC%E7%9B%8A%E5%9F%BA%E9%87%91%E4%BC%9A%E9%82%80%E8%AF%B7%E5%BA%B7%E5%9D%A6%E7%94%9F%E7%89%A9-%E5%8A%A0%E5%85%A5%E4%B8%AD%E5%8D%8E%E6%97%A0%E5%AE%B3%E6%B2%83%E5%9C%9F-2/

NOW EXPANDING INTO SOUTHERN CHINA

https://www.sec.gov/Archives/edgar/data/1159275/000149315217013724/form10-ka.htm

GREAT INVESTOR INFORMATION on SYN

https://www.docdroid.net/wUYiPMQ/3548.pdf.html

FROM 10Q page F22

On February 27, 2017, the Company has signed a strategic cooperation agreement with the Beijing Zhongpin Agricultural Science and Technology Development Center (“Zhongpin Center”). Zhongpin Center is the Chinese Agricultural Science and Technology Innovation and Development Committee’s executive implementation agency (referred to as the Agricultural Science and Technology Commission). The Agricultural Science and Technology Commission is set up by the Chinese Central Government for the construction of the National Ecological Security Agriculture Industrial Chain standardization system. This includes the establishment of National Ecology Safe Agricultural Industrial Parks to build China’s Ecological Security and Agricultural Industrial in an orderly business environment, including completion of the National Soil Remediation Program and governance of the various government functions of the institutions. Through the guidance and support by the Zhongpin Center, Kiwa will participate and be involved in China’s National Soil Remediation Program and construction of the National Ecological Security Agriculture Industrial Chain Standardization System’s operation and process.

press release march 14th
http://www.marketwired.com/press-release/kiwa-bio-tech-signs-strategic-cooperation-agreement-with-beijing-zhongpin-agricultural-otcqb-kwbt-2202702.htm

QUOTE (Upon signing the agreement, the Zhongpin Center has asked Kiwa to provide technical and product support to the program. Kiwa's technical program and products will be classified as the preferred fertilizer product to the Chinese Ministry of Agriculture for the fruit, vegetables and tea planting process, using organic fertilizer instead of chemical fertilizer)

FINANCIAL REPARTING STATUS: FEB 8TH FROM FACEBOOK MEC PAGE ED STARRS

Financial reporting status; with the recent investment, we have been able to move forward with the process of getting current with the SEC and OTC, which is costly. We should receive Q1, Q2 & Q3 financials from our accountant in Israel this week, enabling us to complete our internal financial statements and send them off to the auditor for review. The review should go relatively quickly, afterwards we will post to the OTC along with the required supporting docs, legal opinion and fees, and file the appropriate documents and forms with the SEC. Once this process has been completed, we should become, and remain, current in our filing status.

MEC, Incorporated Q4 reporting requirement is that it is part of the 2016 annual report due 3.31.2017, we hope to be on time or within the allowable grace period for reporting. ALL LIES ALL LIES ALL LIES keep drinking the KOOLAID just like i did GLTA

watch for a 20-30 to 1 reverse STOCK SPLIT if he ever accomplishes getting financials filed, hes OUT OF MONEY AND FACING JAIL TIME, he has total voting power of over 50% to set in motion a REVERSE STOCK SPLIT AND TO KEEP THIS STOCK OVER THE .01 requirement and no income he'll implement it and doesnt need any of are votes to do it GLTA enjoy the KOOLAID its a new flavor for the month of APRIL

He could very much regret it when 1st quarter results are announced and 2and quarter projections are announced at between $12,000,000 and $16,000,000 and the company never looks back, these are very exciting time for kiwa,

UBA Internet Banking looks like EMAILMONI TO ME AS YOU SCROLL DOWN THIS WEBPAGE
http://uba-emailmoni.android.informer.com/
http://u-direct-retail.android.informer.com/

UBA promotes 3000 staff
getting ready for emailmoni
http://dailypost.ng/2017/04/05/uba-promotes-3000-staff/

QUOTE FROM ELDAD AHARONI ON FEB 28th 2017 FOUNDER OF SEERGATE
AND COO OF MYECHECK NOW IN LAGOS NIGERIA, AN ACCOMPLISHED GENIOUS IN BANKING SOFTWARE FOR 3RD WORLD COUNTRIES, CREATING VALUE ADDED SYSTEMS SUCH AS CASHLESS ATMS ACCESS FROM TEXT PHONES

Eldad Aharoni February 28, 2017

"An omni-channel platform serving all banks customers and not only UBA's customers. A new paradigm where a customer does not have to have a bank account with UBA. EmailMoni users can access their EmailMoni account via the app or on any other device via a web browser keeping the user experience the same. Your account is accessible via Outlook and FB as well"
https://play.google.com/store/apps/details?id=com.seergate.emailmonimobile&hl=en

MYECHECKS EMAILMONI IS ON UNITED BANK FOR AFRICAS WEBSITE
SCROLL DOWN THE CHECK MARKS
https://www.ubagroup.com/countries/ng/personalbanking/eproducts/udir

https://www.ubagroup.com/upload/20140506015439_75WA4X7D33/files/EmailMoniPrivacyPolicy.pdf

EMAILMONI PRIVACY POLICY EFFECTIVE: FEBRUARY 28, 2017
Our Application (“EmailMoni”) gives you access to perform basic banking transactions from
your UBA (“United Bank for Africa Plc”) account and also access other value added and life
style services. Any registered user can perform transactions like request for money, funds
transfer, invoice payments, ATM Cardless withdrawal and airtime top-ups (the Services).
This Privacy Policy (“Policy”) describes how and when EmailMoni collects and uses your
information when you use our services. When using EmailMoni, you consent to the
collection, transfer and/or storage of your information as described in this Privacy Policy.
If you have any questions or comments about this Privacy Policy, please contact us at
cfc@ubagroup.com
Information Collection and Use
UBA Account Number: When you proceed to register for this service, you provide your UBA
account number. This is used to create a profile for you on this service and enable you
perform transactions.
Access Text Message: When you provide your UBA account number for registration, you
agree to receive text messages to the phone number registered on your account. You also
give the application the permission to manage the text message and extract the
verification code contained within.
Camera & Flashlight: When you register for this service, the application would require
access to the camera function on your device to enable you scan quick response codes in
order to make payments when shopping for goods and/or services.
Additional Information: You may also provide us with your personal information while using
the Create Account feature. These information may include your name, gender, date of
birth, address, etc. This information is required solely for the opening of a UBA account for
you and to offer you the services that follow such account opening.
Others: When you register for this service, the application would require access to user data
to function, as data transmissions would occur from time to time between the mobile
application on your phone and your financial institution(s).
Information Sharing and Disclosure
We do not disclose your private personal information except in the limited circumstances
described here.
Service Providers: We engage service providers to perform functions and provide services
to us. We may share some of your personal information with such service providers subject
to obligations consistent with this Privacy Policy and any other appropriate confidentiality
and security measures, and on the condition that the third parties use your private personal
data only on our behalf and pursuant to our instructions
Disclosure Pursuant to Law and/or Safety Requirements: Notwithstanding anything to the
contrary in this Policy, we may disclose your information if we believe that it is reasonably
necessary to comply with the law and/or regulation of the Federal Republic of Nigeria; to
protect the safety of any person; to address fraud, security or technical issues; or to protect
UBAs rights or property. However, nothing in this Privacy Policy is intended to limit any legal
defenses or objections that you may have to a third party’s request to disclose your
information.
Accessing and Modifying Your Personal Information
If you are a registered user of our Services, we will provide you with tools to access, correct
or modify the personal information you provided to us which are associated with your
account.
You can also unsubscribe/delete your EmailMoni profile by contacting us at
cfc@ubagroup.com.
Changes to this Policy
We may revise this Privacy Policy from time to time. The most current version of the policy will
govern our use of your information and can always be accessed from www.ubagroup.com.
If we make a change to this policy that, in our sole discretion, is material, we may notify you
via a pop up notification on the EmailMoni app and/or our website.
By continuing to access or use these Services after those changes become effective, you
agree to be bound by the revised Privacy Policy.
Effective: February 28, 2017

FINANCIAL REPARTING STATUS: FEB 8TH FROM FACEBOOK MEC PAGE ED STARRS

Financial reporting status; with the recent investment, we have been able to move forward with the process of getting current with the SEC and OTC, which is costly. We should receive Q1, Q2 & Q3 financials from our accountant in Israel this week, enabling us to complete our internal financial statements and send them off to the auditor for review. The review should go relatively quickly, afterwards we will post to the OTC along with the required supporting docs, legal opinion and fees, and file the appropriate documents and forms with the SEC. Once this process has been completed, we should become, and remain, current in our filing status.

MEC, Incorporated Q4 reporting requirement is that it is part of the 2016 annual report due 3.31.2017, we hope to be on time or within the allowable grace period for reporting. (APRIL 15TH)

ITS GOING TO GET REAL CRAZY IF HE ACCOMPLISHES THIS AND UBA ANNOUNCES,

QUOTE FROM ED ON FEB 8TH QUESTIONS AND COMMENTS
MEC, Incorporated We see growth, however it has been slower than I expected because UBA have not yet promoted the system. We are still working with connections to other systems such as U-Mobile that enable greater access to eMailMoni, then I believe it will be marketed intensely. There is a new user quota for March which is significantly higher than our current user base, thats a really good sign.

UBA to Expand to Six More African Countries

“We are also pioneering the introduction of certain electronic banking solutions in some of these markets and we are making a lot of money from this. We are deepening our play in these markets, driving financial inclusion and that is helping our business,” Nwaghodoh said.


www.thisdaylive.com/index.php/2017/04/03/uba-to-expand-to-six-more-african-countries/

MYECHECKS EMAILMONI IS ON UNITED BANK FOR AFRICAS WEBSITE
SCROLL DOWN THE CHECK MARKS
https://www.ubagroup.com/countries/ng/personalbanking/eproducts/udir

https://www.ubagroup.com/upload/20140506015439_75WA4X7D33/files/EmailMoniPrivacyPolicy.pdf

EMAILMONI PRIVACY POLICY EFFECTIVE: FEBRUARY 28, 2017
Our Application (“EmailMoni”) gives you access to perform basic banking transactions from
your UBA (“United Bank for Africa Plc”) account and also access other value added and life
style services. Any registered user can perform transactions like request for money, funds
transfer, invoice payments, ATM Cardless withdrawal and airtime top-ups (the Services).
This Privacy Policy (“Policy”) describes how and when EmailMoni collects and uses your
information when you use our services. When using EmailMoni, you consent to the
collection, transfer and/or storage of your information as described in this Privacy Policy.
If you have any questions or comments about this Privacy Policy, please contact us at
cfc@ubagroup.com
Information Collection and Use
UBA Account Number: When you proceed to register for this service, you provide your UBA
account number. This is used to create a profile for you on this service and enable you
perform transactions.
Access Text Message: When you provide your UBA account number for registration, you
agree to receive text messages to the phone number registered on your account. You also
give the application the permission to manage the text message and extract the
verification code contained within.
Camera & Flashlight: When you register for this service, the application would require
access to the camera function on your device to enable you scan quick response codes in
order to make payments when shopping for goods and/or services.
Additional Information: You may also provide us with your personal information while using
the Create Account feature. These information may include your name, gender, date of
birth, address, etc. This information is required solely for the opening of a UBA account for
you and to offer you the services that follow such account opening.
Others: When you register for this service, the application would require access to user data
to function, as data transmissions would occur from time to time between the mobile
application on your phone and your financial institution(s).
Information Sharing and Disclosure
We do not disclose your private personal information except in the limited circumstances
described here.
Service Providers: We engage service providers to perform functions and provide services
to us. We may share some of your personal information with such service providers subject
to obligations consistent with this Privacy Policy and any other appropriate confidentiality
and security measures, and on the condition that the third parties use your private personal
data only on our behalf and pursuant to our instructions
Disclosure Pursuant to Law and/or Safety Requirements: Notwithstanding anything to the
contrary in this Policy, we may disclose your information if we believe that it is reasonably
necessary to comply with the law and/or regulation of the Federal Republic of Nigeria; to
protect the safety of any person; to address fraud, security or technical issues; or to protect
UBAs rights or property. However, nothing in this Privacy Policy is intended to limit any legal
defenses or objections that you may have to a third party’s request to disclose your
information.
Accessing and Modifying Your Personal Information
If you are a registered user of our Services, we will provide you with tools to access, correct
or modify the personal information you provided to us which are associated with your
account.
You can also unsubscribe/delete your EmailMoni profile by contacting us at
cfc@ubagroup.com.
Changes to this Policy
We may revise this Privacy Policy from time to time. The most current version of the policy will
govern our use of your information and can always be accessed from www.ubagroup.com.
If we make a change to this policy that, in our sole discretion, is material, we may notify you
via a pop up notification on the EmailMoni app and/or our website.
By continuing to access or use these Services after those changes become effective, you
agree to be bound by the revised Privacy Policy.
Effective: February 28, 2017