Followers
71
Board Type
Free
Posts Today
0
Created
08/14/2005
Posts Last 30 Days
5
Posters
85
Moderator frenchee Assistants The_Free_Nebula baja6string

WELCOME TO THE TSP Discussion Board!



Background.  The Thrift Saving Plan (TSP) is a retirement savings plan for current and retired federal civil service employees.  The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings-related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose.  This Board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices. 

References.  The TSP Web address for asset transfers and asset allocations is Home | The Thrift Savings Plan (TSP)

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account.  The principal is guaranteed.

S Fund  The S Fund - the Small cap is a bit of a misnomer for this Fund.  It is all of the U.S. stocks that are not included in the S&P 500.  There are some relatively large companies in this Fund.  It is a compilation of mid-cap stocks and small-cap stocks.  It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index.  Investing in C and S funds is investing in every tradable U.S. company.  The Vanguard Extended Market Index VIPERS (VXF) is a proxy for the S Fund. 

C Fund  The C Fund invests in the Barclays Equity Index Fund, which tracks the S&P 500, the 500 largest U.S. companies traded.  The S&P Large Cap Index ($SPX) is a proxy for the C Fund.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, a bond index fund that holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index.  Economic indicators and money supply affect interest rates.  Interest rates influence the movement of this Fund.  When yields move lower, bonds go up in price, and the F fund goes up in value.  When yields increase, bonds go down in price, and the F fund decreases in value.  The iShares Core Aggregate Bond ETF (AGG) is a proxy for the F Fund.

I Fund  The I Fund - The International Fund follows the *EAFE index.  This stands for Europe, Australia, and the Far East.  The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy, Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, and the United Kingdom.  If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges, and those results affect the next day's I fund price.  The I Fund also carries the risk of foreign currency fluctuations.  The companies' stock prices in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index.  Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar increases - about the currencies of countries with companies represented in the EAFE index.  The iShares MSCI EAFE ETF (EFA) is a proxy for the I Fund.

* On some days, the change in the I Fund share price reported by the TSP does not match the change noted for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks.  This happens when the Board's investment manager, Barclays Global Investors (BGI), reprices its EAFE Equity Index Fund, which the TSP invests, after closing the foreign markets.  This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m. when BGI's share prices are determined.  Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund.  Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP on those days. 

Please keep your posts on the topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this Board;
* Posting statements that don't add value to the discussion; or
* When you violate any other posting term of the iHub User Agreement: http://investorshub.advfn.com/boards/complex_terms.asp

 

 ...Worth-a-Click...

C Fund: Regression to Trend
P/Es & Yields on Major Indexes
American Bull NYSE Market Timing
DecisionPoint Market Scoreboard for C Fund

As of 9 Aug 21

PlusOneCoin Top Posts Free PlusOneCoin
No plusone'd posts yet. Be the first!
Post Subject
#8231
I had a buy signal on Tuesday, 27 baja6string 10/04/2022 04:11:13 PM
#8230
Fresh S Fund Daily Chart frenchee 10/04/2022 12:21:34 PM
#8229
Short-term Buy Signal on Deck frenchee 10/03/2022 12:22:38 PM
#8228
On Fridays, I summarize a number of indicators baja6string 09/17/2022 05:59:06 PM
#8227
Short-Term Buy Signal on Deck frenchee 09/07/2022 06:06:24 PM
#8226
Crypto currencies were down around 10% Friday. baja6string 08/21/2022 09:27:24 PM
#8225
Thanks for your thoughts, B6S. frenchee 08/12/2022 11:57:24 AM
#8224
Both Bollinger Bands and RSI are close baja6string 08/11/2022 05:30:56 PM
#8223
With this morning's strength (so far), I will frenchee 08/10/2022 09:50:22 AM
#8222
Short-Term C Fund Sell Signal Activated frenchee 08/09/2022 02:04:36 PM
#8221
OT: 2022 King of the Hill NFL frenchee 08/08/2022 11:35:32 AM
#8220
Thanks for your thoughts! frenchee 07/29/2022 12:23:10 PM
#8219
Thanks Frenchee! Most trend following indicators look very baja6string 07/28/2022 02:51:56 PM
#8218
Short-Term C Fund Sell Signal on Deck frenchee 07/26/2022 02:31:57 PM
#8217
Short-Term C Fund Buy Signal on Deck frenchee 06/22/2022 02:19:54 PM
#8216
Short-Term C Fund Sell Signal on Deck frenchee 06/09/2022 03:42:44 PM
#8215
Thanks Frenchee. Chris Ciovacco discussed the signal at baja6string 05/21/2022 05:49:01 PM
#8214
https://www.forbes.com/sites/michaelcannivet/2022/05/19/the-sp-500-just-pri frenchee 05/20/2022 01:22:48 AM
#8213
Today, there were 2 important indicators that suggest baja6string 05/13/2022 10:46:46 PM
#8212
Does anyone here dabble in Bitcoin? frenchee 05/13/2022 02:25:23 PM
#8211
Intermediate-Term Contrarian Buy Signal on Deck frenchee 05/13/2022 02:16:18 PM
#8210
If we have an up day on Monday, frenchee 05/13/2022 01:37:33 PM
#8209
OT: Bitcoin is currently off 57% from the frenchee 05/12/2022 09:15:28 AM
#8208
Our job is to be greedy when others frenchee 05/06/2022 04:30:52 PM
#8207
Fed Chair Powell has ruled out a 75 frenchee 05/04/2022 04:01:19 PM
#8206
You are welcome, S. frenchee 04/20/2022 11:41:43 AM
#8205
Thanks Frenchee. I was able to grab the Snippy 04/20/2022 09:21:15 AM
#8204
C Fund Buy Signal on Tap frenchee 04/19/2022 03:53:28 PM
#8203
VIX Correlation with C Fund and S Fund frenchee 04/12/2022 01:38:54 PM
#8202
C Fund Sell Signal on Tap frenchee 03/30/2022 06:22:43 PM
#8201
I stumbled on this article and thought I Snippy 03/29/2022 08:49:10 AM
#8200
My indicators are strongly suggesting that the bottom baja6string 03/20/2022 07:15:31 PM
#8199
C Fund's 31-day SMA providing resistance in the frenchee 03/09/2022 11:10:25 AM
#8198
Thanks for your comments, B6S frenchee 02/14/2022 01:46:57 PM
#8197
The charts agreed with your assessment. The S&P baja6string 02/13/2022 11:33:01 PM
#8196
Got a C Fund sell signal today. frenchee 02/11/2022 02:02:13 PM
#8195
Here's a short-term chart of relative strength between frenchee 02/03/2022 12:51:17 PM
#8194
Thanks baja6string. Great feedback. I appreciate it. Snippy 02/03/2022 08:34:20 AM
#8193
Thanks for your perspective Frenchee. Even though S Snippy 02/03/2022 08:32:03 AM
#8192
Hi Snippy, frenchee 02/02/2022 04:58:15 PM
#8191
I went 100% C fund Monday, sorry I baja6string 02/01/2022 10:04:52 PM
#8190
Hi Frenchee. Just seeing your post and Snippy 02/01/2022 02:11:53 PM
#8189
Went all in C Fund today. May frenchee 02/01/2022 11:33:01 AM
#8188
Watch the Dollar's Value frenchee 01/12/2022 06:20:31 PM
#8187
Merry Christmas and a Happy New Year to frenchee 12/23/2021 03:10:08 PM
#8186
Thanks for posting Frenchee. Today, we completed baja6string 12/07/2021 04:28:38 PM
#8185
New C Fund Buy Signal this Morning frenchee 12/07/2021 09:44:55 AM
#8184
Took profits in my SDS short position on baja6string 11/26/2021 11:54:21 AM
#8183
I sold. Now about 35% invested in baja6string 11/23/2021 07:56:29 PM
#8182
Get Ready to Sell frenchee 10/27/2021 05:39:40 PM
Post Subject