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Moderator: frenchee Assistants: The_Free_Nebula, baja6string
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Last Post: 5/21/2022 5:49:01 PM - Followers: 70 - Board type: Free - Posts Today: 0

WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current and retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings-related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. The principal is guaranteed.

S Fund  The S Fund - the Small cap is a bit of a misnomer for this fund. It is all of the U.S. stocks that are not included in the S&P 500. There are some relatively large companies in this fund. It is a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are investing in every tradable U.S. company.  The Vanguard Extended Market Index VIPERS (VXF) is a proxy for the S Fund. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.  The S&P Large Cap Index ($SPX) is a proxy for the C Fund.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price, and the F fund goes up in value. When yields move higher, bonds go down in price, and the F fund goes down in value.  The iShares Core Aggregate Bond ETF (AGG) is a proxy for the F Fund.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia, and the Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and the United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - about the currencies of countries with companies that are represented in the EAFE index.  The iShares MSCI EAFE ETF (EFA) is a proxy for the I Fund.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
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C Fund: Regression to Trend
P/Es & Yields on Major Indexes
American Bull NYSE Market Timing
DecisionPoint Market Scoreboard for C Fund

As of 5 Mar 20

#8215   Thanks Frenchee. Chris Ciovacco discussed the signal at baja6string 05/21/22 05:49:01 PM
#8214   https://www.forbes.com/sites/michaelcannivet/2022/05/19/the-sp-500-just-pri frenchee 05/20/22 01:22:48 AM
#8213   Today, there were 2 important indicators that suggest baja6string 05/13/22 10:46:46 PM
#8212   Does anyone here dabble in Bitcoin? frenchee 05/13/22 02:25:23 PM
#8211   Intermediate-Term Contrarian Buy Signal on Deck frenchee 05/13/22 02:16:18 PM
#8210   If we have an up day on Monday, frenchee 05/13/22 01:37:33 PM
#8209   OT: Bitcoin is currently off 57% from the frenchee 05/12/22 09:15:28 AM
#8208   Our job is to be greedy when others frenchee 05/06/22 04:30:52 PM
#8207   Fed Chair Powell has ruled out a 75 frenchee 05/04/22 04:01:19 PM
#8206   You are welcome, S. frenchee 04/20/22 11:41:43 AM
#8205   Thanks Frenchee. I was able to grab the Snippy 04/20/22 09:21:15 AM
#8204   C Fund Buy Signal on Tap frenchee 04/19/22 03:53:28 PM
#8203   VIX Correlation with C Fund and S Fund frenchee 04/12/22 01:38:54 PM
#8202   C Fund Sell Signal on Tap frenchee 03/30/22 06:22:43 PM
#8201   I stumbled on this article and thought I Snippy 03/29/22 08:49:10 AM
#8200   My indicators are strongly suggesting that the bottom baja6string 03/20/22 07:15:31 PM
#8199   C Fund's 31-day SMA providing resistance in the frenchee 03/09/22 11:10:25 AM
#8198   Thanks for your comments, B6S frenchee 02/14/22 01:46:57 PM
#8197   The charts agreed with your assessment. The S&P baja6string 02/13/22 11:33:01 PM
#8196   Got a C Fund sell signal today. frenchee 02/11/22 02:02:13 PM
#8195   Here's a short-term chart of relative strength between frenchee 02/03/22 12:51:17 PM
#8194   Thanks baja6string. Great feedback. I appreciate it. Snippy 02/03/22 08:34:20 AM
#8193   Thanks for your perspective Frenchee. Even though S Snippy 02/03/22 08:32:03 AM
#8192   Hi Snippy, frenchee 02/02/22 04:58:15 PM
#8191   I went 100% C fund Monday, sorry I baja6string 02/01/22 10:04:52 PM
#8190   Hi Frenchee. Just seeing your post and Snippy 02/01/22 02:11:53 PM
#8189   Went all in C Fund today. May frenchee 02/01/22 11:33:01 AM
#8188   Watch the Dollar's Value frenchee 01/12/22 06:20:31 PM
#8187   Merry Christmas and a Happy New Year to frenchee 12/23/21 03:10:08 PM
#8186   Thanks for posting Frenchee. Today, we completed baja6string 12/07/21 04:28:38 PM
#8185   New C Fund Buy Signal this Morning frenchee 12/07/21 09:44:55 AM
#8184   Took profits in my SDS short position on baja6string 11/26/21 11:54:21 AM
#8183   I sold. Now about 35% invested in baja6string 11/23/21 07:56:29 PM
#8182   Get Ready to Sell frenchee 10/27/21 05:39:40 PM
#8181   Hi folks. Hope you all are well. Snippy 10/19/21 09:01:52 AM
#8180   Hi folks. Hope you all are well. Snippy 10/19/21 09:00:40 AM
#8179   Get ready to buy... frenchee 09/11/21 03:54:41 PM
#8178   OT: Here's a page you guys might find frenchee 09/07/21 03:53:07 PM
#8177   I have more funds outside of my TSP baja6string 08/31/21 04:32:38 PM
#8176   true that...I pretty much have my TSP set The_Free_Nebula 08/28/21 04:00:10 PM
#8175   There was a lot of market internal improvement baja6string 08/28/21 02:51:00 PM
#8174   Thanks Baja6string. I agree. I Snippy 08/26/21 07:38:57 AM
#8173   Looks like trouble ahead for the stock market. baja6string 08/17/21 07:01:04 PM
#8172   Patience.... The_Free_Nebula 01/24/21 07:37:15 PM
#8171   When is this market going to breakdown? Does baja6string 01/24/21 05:39:37 PM
#8170   Thank-you Frenchee. I appreciate your thoughts! baja6string 01/08/21 08:48:24 PM
#8169   Thank you, baja6string frenchee 01/05/21 01:19:23 PM
#8168   Merry Christmas and Happy New Year to all. baja6string 01/04/21 10:44:04 PM
#8167   We’ve got a lot a bullish signs and baja6string 11/14/20 02:36:02 PM
#8166   You are welcome, mate frenchee 11/13/20 11:17:55 AM
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