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Moderator: frenchee Assistants: The_Free_Nebula, baja6string
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Last Post: 1/9/2019 9:28:14 PM - Followers: 72 - Board type: Free - Posts Today: 0

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current and retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings-related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. The principal is guaranteed.

S Fund  The S Fund - the Small cap is a bit of a misnomer for this fund. It is all of the U.S. stocks that are not included in the S&P 500. There are some relatively large companies in this fund. It is a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price, and the F fund goes up in value. When yields move higher, bonds go down in price, and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia, and the Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and the United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - about the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

 

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 ...Worth-a-Click...


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As of 24 Aug 18

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#8003   Today, I switched to a 30% stock allocation baja6string 01/09/19 09:28:14 PM
#8002   Moving 50% to G Fund Today frenchee 01/08/19 10:47:16 AM
#8001   Excellent! I moved to 100% G for this morning. I Jahvik 01/08/19 04:03:22 AM
#8000   Yes, the market has been overvalued for some baja6string 01/07/19 08:21:51 PM
#7999   https://www.advisorperspectives.com/dshort/updates/2019/01/02/regression-to frenchee 01/04/19 02:34:35 PM
#7998   thanx for the tip... The_Free_Nebula 01/04/19 01:22:05 PM
#7997   Good luck on the dip, and thank you. BleeckerStreet 01/03/19 01:17:33 PM
#7996   Good work... I got caught... Still working though.. The_Free_Nebula 01/03/19 10:46:39 AM
#7995   The wife and I both ended 2018 fairly BleeckerStreet 01/03/19 08:21:45 AM
#7994   Same to you Frenchee...Happy New Year! baja6string 01/01/19 08:52:32 PM
#7993   I've been wrong before...let's hope it's not Kung Fool. baja6string 01/01/19 08:51:50 PM
#7992   Happy New Year, Mates! frenchee 12/31/18 09:21:59 AM
#7991   I bow to your Kung Fu The_Free_Nebula 12/27/18 04:05:25 PM
#7990   In the Aug 2011 correction, the S&P 500 baja6string 12/27/18 02:26:17 PM
#7989   nice optimism but the market is really in The_Free_Nebula 12/27/18 02:14:48 PM
#7988   I hope so, baja6string. Mr Market might frenchee 12/27/18 07:30:19 AM
#7987   I think you are right. Based on several baja6string 12/26/18 08:43:34 PM
#7986   Short-Term F Fund Sell Signal on 26 Dec 18 frenchee 12/26/18 07:38:09 PM
#7985   Damn Dark Side frenchee 12/26/18 11:02:15 AM
#7984   When to Start Selling S&P Rallies BleeckerStreet 12/24/18 10:02:32 AM
#7983   Looks like it's time to go over to baja6string 12/21/18 12:37:15 PM
#7982   I've called at least 2 bottoms of this baja6string 12/21/18 11:45:51 AM
#7981   https://realinvestmentadvice.com/here-are-the-key-levels-to-watch-in-the-sp-500/ BleeckerStreet 12/17/18 01:54:14 PM
#7980   The question is should folks cut losses before The_Free_Nebula 12/17/18 10:26:26 AM
#7979   Chart master says it's about to get worse BleeckerStreet 12/17/18 09:20:15 AM
#7978   Good info, BleeckerStreet, thanks. frenchee 12/17/18 09:04:58 AM
#7977   https://www.marketwatch.com/story/stock-investors-you-have-now-been-warned-for-t BleeckerStreet 12/14/18 09:30:19 PM
#7976   banking on it... The_Free_Nebula 12/12/18 02:52:20 PM
#7975   Short-Term Charts of S, C, I, and F frenchee 12/12/18 12:08:16 PM
#7974   I think the short-term bottom is in for frenchee 12/12/18 10:39:01 AM
#7973   I usually lean on the bullish side... Probably The_Free_Nebula 12/11/18 08:23:06 AM
#7972   RE: “Seems you could have waited…” baja6string 12/10/18 08:50:55 PM
#7971   And also with you Frenchee! baja6string 12/10/18 08:20:39 PM
#7970   I wish I was out...need to ride out The_Free_Nebula 12/10/18 11:07:41 AM
#7969   May the Force be with you, baja6string frenchee 12/10/18 10:55:30 AM
#7968   My call has been that 2633 is the baja6string 12/09/18 02:10:02 PM
#7967   bloody mess...market was due for a slump The_Free_Nebula 12/07/18 04:57:05 PM
#7966   Long-Term Charts of S, C, I, and F frenchee 12/07/18 04:12:17 PM
#7965   Back at ya Frenchee Jahvik 11/20/18 10:28:12 AM
#7964   Sage move, Jahvik... frenchee 11/20/18 08:36:04 AM
#7963   https://www.gurufocus.com/shiller-PE.php The only point in the past 118 years Jahvik 11/19/18 06:46:29 AM
#7962   Tip Towing back in today. S-12%, C-28%, frenchee 11/06/18 10:05:26 AM
#7961   7 minute video puts it into perspective of BleeckerStreet 10/29/18 09:15:14 PM
#7960   hold mode here as well....Only savings grace in The_Free_Nebula 10/27/18 11:59:17 AM
#7959   I'm hoping that the EFA will finally fill BleeckerStreet 10/27/18 11:44:53 AM
#7958   My signals are based on the weekly charts frenchee 10/25/18 09:29:20 AM
#7957   no doubt... The_Free_Nebula 10/24/18 04:14:28 PM
#7956   Ouch...indicators threw in the towel! baja6string 10/24/18 03:57:43 PM
#7955   nasty The_Free_Nebula 10/24/18 03:37:03 PM
#7954   Preliminary buy signal. Based on data as of baja6string 10/24/18 11:28:06 AM
PostSubject