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Moderator: frenchee Assistants: The_Free_Nebula, baja6string
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Last Post: 11/20/2018 10:28:12 AM - Followers: 72 - Board type: Free - Posts Today: 2

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current and retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings-related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. The principal is guaranteed.

S Fund  The S Fund - the Small cap is a bit of a misnomer for this fund. It is all of the U.S. stocks that are not included in the S&P 500. There are some relatively large companies in this fund. It is a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price, and the F fund goes up in value. When yields move higher, bonds go down in price, and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia, and the Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and the United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - about the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

 

Please keep your posts on topic because your message(s) will probably be deleted when:

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As of 24 Aug 18

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#7963  Sticky Note https://www.gurufocus.com/shiller-PE.php The only point in the past 118 years Jahvik 11/19/18 06:46:29 AM
#7965   Back at ya Frenchee Jahvik 11/20/18 10:28:12 AM
#7964   Sage move, Jahvik... frenchee 11/20/18 08:36:04 AM
#7963   https://www.gurufocus.com/shiller-PE.php The only point in the past 118 years Jahvik 11/19/18 06:46:29 AM
#7962   Tip Towing back in today. S-12%, C-28%, frenchee 11/06/18 10:05:26 AM
#7961   7 minute video puts it into perspective of BleeckerStreet 10/29/18 09:15:14 PM
#7960   hold mode here as well....Only savings grace in The_Free_Nebula 10/27/18 11:59:17 AM
#7959   I'm hoping that the EFA will finally fill BleeckerStreet 10/27/18 11:44:53 AM
#7958   My signals are based on the weekly charts frenchee 10/25/18 09:29:20 AM
#7957   no doubt... The_Free_Nebula 10/24/18 04:14:28 PM
#7956   Ouch...indicators threw in the towel! baja6string 10/24/18 03:57:43 PM
#7955   nasty The_Free_Nebula 10/24/18 03:37:03 PM
#7954   Preliminary buy signal. Based on data as of baja6string 10/24/18 11:28:06 AM
#7953   I’m seeing a lot of bottom indicators. baja6string 10/19/18 11:56:47 AM
#7952   Doesn't appear the buy will signal will happen frenchee 10/19/18 09:42:35 AM
#7951   Nice, let's see if cat runs or just bounces! BleeckerStreet 10/16/18 07:26:57 PM
#7950   S Fund in Early Intermediate Buy Mode frenchee 10/15/18 01:31:43 PM
#7949   Could not stay out too long...Jumped back in... The_Free_Nebula 09/05/18 12:47:26 PM
#7948   Went all G on Tuesday....Hoping for follow up The_Free_Nebula 08/30/18 03:29:23 PM
#7947   This was a good day to go to The_Free_Nebula 08/27/18 12:06:33 PM
#7946   really - dog days of summer coming to The_Free_Nebula 08/24/18 10:47:45 AM
#7945   https://www.gurufocus.com/shiller-PE.php Shiller P/E is 94.1% hig frenchee 08/24/18 10:12:26 AM
#7944   https://www.advisorperspectives.com/dshort/updates/2018/08/01/regression-to frenchee 08/24/18 09:39:53 AM
#7943   http://www.msn.com/en-us/money/markets/this-market-indicator-predicted-the- frenchee 08/24/18 09:35:56 AM
#7942   C, I, S - Fresh simple tracking charts The_Free_Nebula 08/16/18 04:19:23 PM
#7941   Bollinger Bands are exhibiting a “Squeeze” today (top baja6string 08/16/18 12:02:29 PM
#7940   I think the market has been pretty straight The_Free_Nebula 06/13/18 07:58:25 AM
#7939   https://www.gurufocus.com/shiller-PE.php 2nd highest Shiller PE ratio in the hi Jahvik 06/13/18 06:36:44 AM
#7938   Yup. We’re a bunch of lazy slugs. Nothing’s baja6string 06/02/18 11:26:07 PM
#7937   What? Nothing new since February? seaybiscuit 05/25/18 06:32:57 PM
#7936   its a start....need a confirmation The_Free_Nebula 02/11/18 01:57:25 PM
#7935   Nice high volume reversal. Jahvik 02/09/18 09:42:17 PM
#7934   More panic selling as of 1PM. That makes baja6string 02/08/18 01:04:44 PM
#7933   Ditto, interesting. Market Internals are hinting at baja6string 02/08/18 12:09:08 PM
#7932   Interesting... Thanx The_Free_Nebula 02/07/18 05:41:06 AM
#7931   Ultimate Indicator Setting Up for a Buy in frenchee 02/06/18 08:49:33 AM
#7930   I will take a look... I am at The_Free_Nebula 02/05/18 10:22:13 PM
#7929   RE: Is a collapse next? baja6string 02/05/18 09:36:46 PM
#7928   full fledged correction....Is a collapse next? The_Free_Nebula 02/05/18 08:00:59 PM
#7927   My life story.. LOL PROFITizCOOL 01/05/18 10:51:16 AM
#7926   Looks like I went "G" too early...charts in The_Free_Nebula 01/05/18 10:08:55 AM
#7925   I am thinking about going all G today The_Free_Nebula 01/04/18 11:28:02 AM
#7924   Answers to Frequently Asked Questions on the New BleeckerStreet 12/15/17 10:29:07 AM
#7923   interesting...scary The_Free_Nebula 12/14/17 01:50:44 PM
#7922   Here we go again.............. BleeckerStreet 12/14/17 11:46:28 AM
#7921   I Fund Changes Proposed for TSP BleeckerStreet 11/30/17 07:50:15 PM
#7920   elections have consequences... The_Free_Nebula 11/30/17 05:48:53 PM
#7919   "WE" are getting a tax cut that we BleeckerStreet 11/30/17 05:47:31 PM
#7918   market explosion today...What gives? The_Free_Nebula 11/30/17 12:51:57 PM
#7917   C, I, S - Fresh simple tracking charts The_Free_Nebula 11/21/17 10:36:03 AM
#7916   thanks for posting this....I was not aware...This is The_Free_Nebula 11/21/17 09:51:57 AM
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