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Moderator: frenchee Assistants: The_Free_Nebula, baja6string
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Last Post: 3/25/2020 11:58:29 AM - Followers: 74 - Board type: Free - Posts Today: 0

WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current and retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings-related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. The principal is guaranteed.

S Fund  The S Fund - the Small cap is a bit of a misnomer for this fund. It is all of the U.S. stocks that are not included in the S&P 500. There are some relatively large companies in this fund. It is a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are investing in every tradable U.S. company.  The Vanguard Extended Market Index VIPERS (VXF) is a proxy for the S Fund. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.  The S&P Large Cap Index ($SPX) is a proxy for the C Fund.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price, and the F fund goes up in value. When yields move higher, bonds go down in price, and the F fund goes down in value.  The iShares Core Aggregate Bond ETF (AGG) is a proxy for the F Fund.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia, and the Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and the United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - about the currencies of countries with companies that are represented in the EAFE index.  The iShares MSCI EAFE ETF (EFA) is a proxy for the I Fund.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

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C Fund: Regression to Trend
P/Es & Yields on Major Indexes
American Bull NYSE Market Timing
DecisionPoint Market Scoreboard for C Fund

As of 5 Mar 20

#8135   When I googled Negative rates. From Feb 18 2016 BleeckerStreet 03/25/20 11:58:29 AM
#8134   The AGG F fund is on the move. BleeckerStreet 03/25/20 11:47:46 AM
#8133   Negative rates come to the US: 1-month and BleeckerStreet 03/25/20 11:10:53 AM
#8132   Historic Crash and G Fund Interest Rate Reduction BleeckerStreet 03/24/20 07:16:26 PM
#8131   Thanks, BleeckerStreet for the shout out frenchee 03/21/20 06:47:36 PM
#8130   Brian Shannon, CMT my favorite chartist BleeckerStreet 03/20/20 05:06:37 PM
#8129   On average, it takes about 40 weeks for frenchee 03/19/20 10:38:12 PM
#8128   looking to pounce as well...when the time is The_Free_Nebula 03/19/20 04:16:25 PM
#8127   fingers crossed...these green days seem to be followed The_Free_Nebula 03/19/20 04:14:20 PM
#8126   I didn't find much of value in the baja6string 03/17/20 11:31:50 PM
#8125   Indeed. frenchee 03/17/20 08:49:07 PM
#8124   We will soon find out. I'm okay frenchee 03/15/20 07:29:59 PM
#8122   Interesting times ahead The_Free_Nebula 03/13/20 09:14:24 PM
#8121   I'll remain clueless until it happens I guess. BleeckerStreet 03/13/20 07:23:02 PM
#8120   What do you think could happen other than The_Free_Nebula 03/13/20 04:53:04 PM
#8119   Just wondering what happens to TSP G fund BleeckerStreet 03/13/20 02:18:26 PM
#8118   Whew The_Free_Nebula 03/12/20 01:25:56 PM
#8117   More pain in the market. BleeckerStreet 03/12/20 12:41:47 PM
#8116   Should have bought more VIX puts...Still more room The_Free_Nebula 03/09/20 01:56:17 PM
#8115   If you are a long-term investor, bookmark this chart frenchee 03/06/20 03:34:33 PM
#8114   If you haven't looked at the S&P 500 frenchee 03/05/20 08:32:51 AM
#8113   $SPX futures are up 2.63% as I pen frenchee 03/04/20 07:34:07 AM
#8112   giving it back today... The_Free_Nebula 03/03/20 02:07:12 PM
#8111   Correction in my previous linked post. I frenchee 03/03/20 11:50:46 AM
#8110   I am keeping my current allocation, 45% in baja6string 03/02/20 10:18:29 PM
#8109   GL...i am stay put for now... The_Free_Nebula 03/02/20 07:24:59 PM
#8108   With the VIX's RSI dropping below 70 today, frenchee 03/02/20 07:15:41 PM
#8107   Today was a bang zoom bounce...needs confirmation but The_Free_Nebula 03/02/20 07:12:50 PM
#8106   We’re due for a bounce. Bottoms at the baja6string 03/01/20 04:21:34 PM
#8105   Daily VIX (Fear Indicator) Chart frenchee 02/29/20 11:58:50 PM
#8104   13-year Monthly Chart C Fund frenchee 02/29/20 11:42:39 PM
#8103   Looks like a.mini bull move to close....still not The_Free_Nebula 02/28/20 05:23:11 PM
#8102   Agree BleeckerStreet 02/28/20 02:22:54 PM
#8101   It's telling me I wish I had bought The_Free_Nebula 02/28/20 11:22:04 AM
#8100   What's the VIX fear indicator suggesting? frenchee 02/28/20 11:12:40 AM
#8099   Will be looking out The_Free_Nebula 02/28/20 07:46:16 AM
#8098   The VIX, sentiment numbers, and Technical Analysis will frenchee 02/28/20 06:45:49 AM
#8097   I am just glad I have a nice The_Free_Nebula 02/27/20 01:23:10 PM
#8096   I believe you are correct, baja6string it is frenchee 02/27/20 10:28:23 AM
#8095   The S&P 500 was 11.5% above its 200-dMA baja6string 02/21/20 01:16:17 PM
#8094   DOW 30K within reach The_Free_Nebula 02/12/20 05:02:33 PM
#8093   Importance of Tracking US$ frenchee 02/12/20 11:22:57 AM
#8092   TSP Talk--S Fund 2/12 frenchee 02/12/20 11:02:47 AM
#8091   TSP Talk--I Fund 2/11 frenchee 02/11/20 10:20:56 AM
#8090   TSP Talk--F Fund 2/10 frenchee 02/10/20 11:35:49 AM
#8089   TSP Talk--C Fund 2/6 frenchee 02/06/20 10:15:58 PM
#8088   Got to love it or at least be The_Free_Nebula 02/05/20 07:35:13 PM
#8087   Quick take: At the end of January the frenchee 02/05/20 03:37:15 PM
#8086   https://www.youtube.com/watch?v=Mlv6x4PzgQI&feature=youtu.be 50 Y frenchee 01/29/20 05:44:33 PM