NSAV Websitue I linked off the Global Distribution site;
http://netsavingslink.com/
Essentials Factor
I also found this link off the Global Distribution site;
http://www.ncrf.org/
http://www.ncrf.org/fred.html
http://www.essentialsfactor.com/id8.html
NSAV Info link; Net Savings Link, Inc. NSAV Board
Net Savings Link, Inc. NSAV Board
Company Name: Net Savings Link Inc., Stock Symbol: NSAV, Last Post Date: 8/10/2014 1:49:48 PM, Total Posts: 35732, Industry Type: Internet - E-Commerce
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https://www.facebook.com/groups/NCRF2011/865557140136210/?notif_t=group_activity
Facebook post and how this great product was developed.
https://www.facebook.com/groups/NCRF2011/865557140136210/?notif_t=group_activity
Fred Eichhorn edited a doc.
1 hr
Special Day - Diana's Birthday - the reason I created the Foundation
Today is a special day in our family, but also to the Foundation and everyone related to the foundation, and the reason the Foundation was created, my sister Diana, and today is her birthday, born August 1952, she would have been 62 today.
We all know my story and how I created the formula to resolve my cancer, and the med school trail, training in transplant surgery, etc.
NOW - what led up the initiation of the foundation. as many know, I was severely injured in the 1993 World Trade Center with so many fractures and bomb shrapnel in me, I was told that I would never walk again. It took 4 1/2 years before I could walk again.
the summer of 1997, I was able to stand with help, usually a cane. During my period of learning to stand and walk.
Diana just turned 45 on August 17, 1997, and was quite sick. She was told by many doctors that it was all in her mind, psychosomatic, many sent her to a psychiatrist. I also went through that, I went to 37 doctors before one seriously paid attention to find my cancer. Because she lived in Tampa, Florida, she was 4 hours from my parents and I was in New York.
Then, late summer of 1997, she was in severe pain, the doctors realized that she had pancreatic, stomach cancer, similar to what I had.
So, about Sept 12, 1997, I explained the formula and theory behind it. at that time, I was not manufacturing it yet, you had to go to a vitamin shop and buy all the ingredients separately, a cost of $350 monthly for one dose daily. a person taking 4 doses daily was spending $1,400 monthly.
She did feel better, not 100% , but improvement. I do not remember how much she took daily. On Oct 10, almost a month later, tests showed 1/3 reduction, she was so happy. then, her doctors told her to stop taking her "brother's garbage" and that she needs real medicine to get rid of it.
I told her that it did not make sense to take toxic chemicals to expect natural resolution. Her answer was that my training was for transplants and that this doctor is trained in cancer. She then said that they told her that the chemo will kill only the cancer cells and not damage the good cells, then said that is the right way to do it, adding that they basically guaranteed her that she would be "GOOD AS NEW" from the treatments.
She stopped my formula and started the chemo on October 15, 1997. 5FU, and Lucovorin, and then radiation. she became a "CASH COW" to the hospital and doctors.
Upon treatments, Diana rapidly declined, increased pain, her bones were deteriorating, the put metal rods in her legs as a result. It was devastating.
2 months later, Dec 15, 1997, Diana passed away. it was all un-necessary to put her through that torture and cause her death in that way.
when that happened, I was still not able to walk, but I was able to get up and tell Lora, "We have to help as many people as possible to prevent or at least reduce the number of repeats like what Diana went through." I was so upset, more so because what we were doing showed results and the doctors clearly did not want to hear it, and they lied and scared her into the treatments.
Diana's funeral was December 18, 1997, during that day, my mom's friend Grace came to her, said that her husband Patrick was diagnosed that morning with Colon cancer the size of a football, there was nothing that they could do for him except manage it with radiation to add time. I spoke to Patrick and said, "You are going to Diana's doctor and you see the results. Diana and I had the same cancer, you can go his way or my way."
Pat chose my method, went to the store to purchase the ingredients, Easter 1998 showed the football sized tumor reduced to the size of a walnut. Memorial Day, no evidence of any cancer.
From those results, we knew we nailed it, people started trying it and the results caused a "Word of mouth" spread due to the positive results.
I wish I had more results prior to Diana's diagnosis to show her how it would have helped her. We dedicated the Foundation in Diana's honor in effort to help as many people we can. As most "Not-For-Profits" survive on donations and fees, we never charged any consultation fee, and we get very little donations, about $4 - 5,000 annually from people we helped. we had 2 fundraising events Oct 1, 2011 and Oct 20, 2013, raised about $5,000 each time. other than that, I personally pay all operational expenses. we donate the money to the foundation so it can pay the bills.
last year records showed that the foundation had $117,000 in donations, $5,000 was from we helped, $7,000 was from the 10/20/13 luncheon fundraiser, and $100,000 was directly from me with my singly owned corporations donating the funds
I am telling you this so that you understand the efforts we are making to help people, and at my personal expense. it is obvious that I have never taken any salary, being that I personally fund it.
the theme behind it that I saw how my sister unfairly suffered, she was a very good person. I wanted her to be proud of my respect and honor towards her, Her sweet daughter Beth lost her mom. Diana would be so proud of Beth, as Beth is a wonderful person, has a wonderful marriage, and son, a person all mothers wished they had as a daughter.
my efforts are for Beth as well, she needed to know that someone cares about her mom and efforts are being made in her mom's honor.
my parents were also Hurt by this, Losing a daughter in this way is heartbreaking, my mom sees how I work 24/7 in Diana's honor to help as many people as possible. We have helped over 12,000 people so far.
Even with the pain I am dealing with from my injuries, I do the best I can to help as many people as possible, hoping to get more help as we grow.
Happy Birthday Diana on your 62nd birthday. You are always in our hearts
And you are proud of your wonderful daughter Beth and what she has done with her life.
Pictures of Diana: http://www.ncrf.org/stories/frameset.htm
Diana Gudeman
ncrf.org
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CURRENTLY UNDER CONSTRUCTION
Net Savings Link, Inc. (OTC: Pink: NSAV) (PINKSHEETS: NSAV)
The research below explains who this company was and were they are going:
NetSavingsLink.com
The Company; Net Savings Link was acquired from the previous directors on June 18 2014
by a successful New York business man; Steven Baritz:
ITEM 1.01 ENTRY INTO A MATERIALLY DEFINITIVE AGREEMENT.
On about June 18, 2014, we entered into an agreement with Global Distribution Inc. a New York corporation ("GDI"); David Saltrelli and Peter Schuster, holders of all of the issued and outstanding shares of our Series A preferred stock; and, Steven Baritz, the sole shareholder of GDI, wherein Steven Baritz acquired all of the issued and outstanding shares of our Series A preferred stock (1,500,000 shares) from David Saltrelli and Peter Schuster in exchange for Baritz transferring all of the issued and outstanding shares of common stock of GDI to us. Each share of Series A preferred stock has 1,000 votes. Upon completion of the aforementioned transaction, David Saltrelli and Peter Schuster, will continue to own 7,200,000 shares of our common stock and in the event of any action which causes a reduction in said shares, we will issue additional shares of common stock to David Saltrelli and Peter Schuster in order to maintain their ownership in 7,200,000 shares of our common stock. David Saltrelli and Peter Schuster have delivered the Series A preferred shares to Baritz and Baritz has delivered the shares of common stock of GDI to us and accordingly this agreement has terminated. Further, outstanding balances owed to our auditors, attorney, Asher Enterprises, and Pacific Stock Transfer will be paid within 24 hours of closing. As of the date hereof, said amounts have not been paid.
ITEM 2.01 COMPLETION OF ACQUISITION OR DISPOSITION OF ASSETS.
On about June 18, 2014, we entered into an agreement with Global Distribution Inc. a New York corporation ("GDI"); David Saltrelli and Peter Schuster, holders of all of the issued and outstanding shares of our Series A preferred stock; and, Steven Baritz, the sole shareholder of GDI, wherein Steven Baritz acquired all of the issued and outstanding shares of our Series A preferred stock (1,500,000 shares) from David Saltrelli and Peter Schuster in exchange for Baritz transferring all of the issued and outstanding shares of common stock of GDI to us. Each share of Series A preferred stock has 1,000 votes. Upon completion of the aforementioned transaction, David Saltrelli and Peter Schuster, will continue to own 7,200,000 shares of our common stock and in the event of any action which causes a reduction in said shares, we will issue additional shares of common stock to David Saltrelli and Peter Schuster in order to maintain their ownership in 7,200,000 shares of our common stock. David Saltrelli and Peter Schuster have delivered the Series A preferred shares to Baritz and Baritz has delivered the shares of common stock of GDI to us. Further, outstanding balances owed to our auditor, attorney, Asher Enterprises, and Pacific Stock Transfer will be paid within 24 hours of closing. As of the date hereof, said amounts have not been paid.
ITEM 5.01 CHANGES IN CONTROL OF REGISTRANT
On or about June 18, 2014, David Saltrelli and Peter Schuster, holders of all of the issued and outstanding shares of our Series A preferred stock (1,500,000 shares with each share having 1,000 votes) transferred said shares of Series A preferred stock to Steven Baritz. The aforementioned shares of Series A preferred stock represented approximately 66.18% of our voting power. The common shares and Series A preferred shares vote together on all matters submitted to our shareholders. Steven Baritz does not own any shares of our common stock.
November 1986 – June 2014
President/CEO Island Federal Mortgage, Ltd.
Hauppauge, N.Y. Company was privately held.
A residential and commercial mortgage firm based on Long Island, NY, that was licensed in NY, and FL. Arranged and structured residential and commercial mortgages, and maintained a correspondent channel with over 75 institutional and private secondary market entities. Harnessed strengths in forecasting and opportunity identification to effectively compete in the marketplace, and drive peak productivity from the sales and origination department.
Then to make sure Steven was in control for the shareholders, Steven had the old directors step down with a few shares:
ITEM 5.02 DEPARTURE OF DIRECTORS OR CERTAIN OFFICERS; ELECTION OF DIRECTORS; APPOINTMENT OF CERTAIN OFFICERS; COMPENSATORY ARRANGEMENTS OF CERTAIN OFFICERS
On June 18, 2014, Steven Baritz was appointed to our board of directors and appointed president, principal executive officer, secretary, treasurer, principal financial officer, and principal accounting officer. Thereafter, David Saltrelli, Peter Schuster, and Jon Wallen resigned as officers and directors. We have not entered into any compensation arrangements with Mr. Baritz with respect to his employment with us.
Net Savings Link Announces the Acquisition of Global Distribution, a Healthcare Products Distribution Company
http://www.otcmarkets.com/stock/NSAV/news
CLEARWATER, FL, Jun 18, 2014 (Marketwired via COMTEX) -- Net Savings Link, Inc. (OTC Pink: NSAV) (PINKSHEETS: NSAV), today announced that the company has completed the acquisition of Global Distribution, Inc. Global Distribution is a distribution company that specializes in the distribution of health products to retail stores. Some of the types of products that the company distributes are supplements and vitamins, nutraceuticals, various natural remedies, and in places where it has been decriminalized, medical and recreational marijuana products as well.
Global's strength is that both the supplement/natural remedy, and marijuana product industries are currently very fractured, and local in nature. By offering manufacturers a distribution mechanism to seamlessly get their products into hundreds or thousands of dispensaries or retail establishments, the company is pre-positioned to service and fill a much-needed niche, and become the leader in an emerging industry.
www.globaldistributioncorp.net
NetSavingsLink.com
Future home of something quite cool.
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Net Savings Link set out to isolate an opportunity in the market by filling a niche widely ignored, but with huge potential due to changing market conditions. The strategy is to have Net Savings Link file for a name change in the near future and change its overall business model along with its name to that of Global Distribution, Inc. In recognizing the tremendous opportunity in this emerging market, it only makes sense to focus on Global's business model. Global Distribution's CEO, Steven Baritz, will also be appointed to Net Savings Link's Board of directors, and eventually he will be appointed to the position of CEO to take over where previous management left off.
Mr. Baritz commented," I am extremely excited about becoming part of a publicly trading entity because it gives us the reach and access to capital we need to completely dominate this market, and to complete what we originally set out to do." There is no doubt that the Legal and Medicinal Marijuana industry is spreading and growing, and the natural remedy market is also growing in leaps and bounds, so being a company focused in those two previously fractured markets positions Net Savings Link to be a force to be reckoned with in the very near future.
The Distribution network is started for the first lines with this news release.
Steven Baritz, as a successful business man in New York, has the access and ties to the Finances as well as the right connections to get new products.
Global Distribution Inc is a registered business of New York state from the Secretary of State below:
NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through July 31, 2014.
Selected Entity Name: GLOBAL DISTRIBUTION, INC.
Selected Entity Status Information
Current Entity Name: GLOBAL DISTRIBUTION, INC.
DOS ID #: 4571948
Initial DOS Filing Date: MAY 05, 2014
County: SUFFOLK
Jurisdiction: NEW YORK
Entity Type: DOMESTIC BUSINESS CORPORATION
Current Entity Status: ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
JUSTIN SINDELMAN
415 EAST MAIN STREET SUITE:1
PORT JEFFERSON, NEW YORK, 11777
The next steps that the new Baritz's team made, is too start adding there own lines of retail items with the introduction of:
"Nutra Horizon Nutraceuticals."
Net Savings Link Announces an Exclusive, International Product Licensing Agreement to Market, Distribute, and
Sell a New Healthcare Product Brand Under the Label of Nutra Horizon Nutraceuticals.
http://www.otcmarkets.com/stock/NSAV/news
Aug 07, 2014 (eTeligis.com via COMTEX) -- CLEARWATER, FL, United States, via ETELIGIS INC., 08/07/2014 - - Net Savings Link, Inc. (OTC: Pink: NSAV) (PINKSHEETS: NSAV) today announced that Global Distribution Corp, a recent acquisition of NSAV, has formally executed an Exclusive International Licensing Agreement with Oglethorpe LTD, one of the most established Naturopathic formulators and producers of wellness products in the New York Region. Oglethorpe maintains an active and updated list of testimonials from people who use their wellness products on a continual basis, and who have achieved observational results of improved or resolved physiological conditions from the various Oglethorpe products. The agreement provides Global Distribution with the International license to exclusively market, distribute, and sell the proprietary healthcare products formulated by Oglethorpe LTD under the new private label, "Nutra Horizon Nutraceuticals."
The first step is too include his great friends and noted colleague in his field of Naturopathic Formulations & Producer of Wellness products:
About Oglethorpe LTD.
Oglethorpe, Ltd. is a New York Domestic Business Corporation filed on October 2, 2006. The company's filing status is listed as Active and its File Number is 3419434.
The company's principal address is 46 Mt Grey Road Setauket, New York 11733 and its mailing address is 46 Mt Grey Road Setauket, New York 11733.
The company has 1 principal on record. The principal is Fred Eichhorn from Setauket New York.
Oglethorpe, Ltd. is an Arizona Business filed on July 25, 2013. The company's File Number is listed as F18627514.
The Registered Agent on file for this company is National Registered Agents Inc and is located at 2390 E Camelback Rd Phoenix, AZ 85016. The company's principal address is Glendale Airpark Busines Centr 7225 N 110th Ave #6 Glendale, AZ 85307.
The company has 2 principals on record. The principals are Fred Eichhorn from Setauket NY and Lora Eichhorn from Setauket NY.
Oglethorpe Ltd, has been an emerging leader in the wellness and nutraceuticals marketplace for over 8 years, and distributes its products both domestically in the United States and internationally. Oglethorpe formulates, manufactures, and markets several proprietary wellness supplement products that have resulted in significant observational results in people with a diverse variety of illnesses, including Neuropathy, diabetes, most types of cancers, etc. The founder was a medical student, who is now a Naturopathic Doctor that graduated with a perfect 4.0 grade point average, and who was clinically diagnosed with advanced pancreatic cancer 38 years ago, and was given a prognosis of only 3-6 months to live after his surgery at the time. After his surgery, he consequently designed his own treatment protocol which included the compounds that are now featured in Oglethorpe's products, and he has been cancer free and in good health since that time. Annual sales of Oglethorpe have been increasing by nearly 50% year over year for the past 7 years, and they are constantly refining their products and branding themselves as an emerging leader in the mineral/nutraceuticals/wellness field as a consequence of the high success rate of positive observational results from the consumers of its various products.
Why Oglethorpe LTD.?
How will Dr. Eichhorn enhance the company
& the shareholders equity ahead:
http://www.fredeichhorn.com/home.html
http://cancercompassalternateroute.com/therapies/cellect/
Fred Eichhorn News 12 Cellect feature
https://www.youtube.com/watch?v=Psbw-EAmW8U
http://checkmedaily.com/health-beauty/diagnosed-no-evidence-of-cancer-treatment/
Diagnosed as No Evidence of Cancer after Treatment with Cellect
12011605001"" rel="nofollow" target="_blank">http://checkmedaily.com/health-beauty/diagnosed-no-evidence-of-cancer-treatment/";; rel="nofollow">
Diagnosed as No Evidence of Cancer after Treatment with Cellect. Below is a Collection of Testimonials as told by Fred Eichhorn, President of the National Cancer Research Foundation located in Port Jefferson Station, New York. National Cancer Research Foundation. NCRF is a Federally Registered 501(c)(3) & State ST-119.1 Not-For-Profit Corporation. For over a decade NCRF has been helping cancer patients return to a diagnosis of no evidence of cancer.
Also Please See Comments posted on www.Melanoma.org forum at the following links:
Amazing Story of Healing Terminal Cancer With Cellect
Anyone Heard of Cellect
More Success Stories with Cellect
http://cancercompassalternateroute.com/therapies/cellect/
http://www.melanoma.org/find-support/patient-community/mpip-melanoma-patients-information-page/cellect
Home
Products
Order
Information
Supplemental Facts
Articles
Recipes
Health Tips
Contact Us
http://cellect.org/products.php
The University of Mary Washington researched the efficacy of CELLECT™ in brain tissue and inflammation relative to Alzheimer's Disease and published their findings with the Virginia Academy of Sciences.
A PDF document can be found on the Virginia Academy of Science page. The article is located on page 24 of the PDF document (labeled page 26).
The information presented here is from this document. All formatting and emphasis are done to make reading easier and to highlight important points.
They did the research using mice. After 7 months, the inflammation reduced tremendously and the toxicity was basically non-existent.
Their experiment found that CELLECT™ showed over Eleven Million percent improvement (11,100,000 %).
These findings may also relate to other brain related biochemistry and physiological effects in the body as well.
PROCEEDINGS
ABSTRACTS OF PAPERS, 84th Annual Meeting of the Virginia Academy of Science
May 25-26, 2006,
Virginia Polytechnic Institute and State University, Blacksburg, VA
THE EFFECT OF ANTIOXIDANT VITAMINS AND NSAID DRUGS
ON PLAQUE FORMATION IN ALZHEIMER'S DISEASE.
Kristen M. Zach & Deborah A. O'Dell. Dept. of Biological sciences, Univ. Mary Washington, Fredericksburg, VA. 22401.
Alzheimer's Disease (AD) is characterized by the deposition of neurofibrillary tangles (NFTs), neuritic plaques composed of ß- amyloid, the release of inflammatory molecules such as TNF-a", and severe lipid peroxidation. Although the exact mechanism responsible for causing this cascade of events is unclear, it is clear that they are interrelated and act synergistically to cause neuronal death. Recent therapeutic strategies attempt to limit the neurotoxicitiy of oxidative and immune responses through the use of antioxidant vitamins and non-steroidal anti-inflammatory drugs (NSAIDs).
To determine the efficacy of Cellect brand vitamins and Ibuprofen in performing this role, we fed mice predisposed to plaque development (J10, JAX), rodent chow supplemented with either vitamins, Ibuprofen, or both for either 4 or 7 months. Mice from two litters were sacrificed and their brains removed and analyzed for presence of inflammation (TNF-a) and ß-amyloid protein. The level of TNF-a" in mice treated with supplements for 7 months was much lower than that of the control (0.046 ng/mg tissue vs 5113.38 ng/mg tissue, respectively). Analysis using light microscopy revealed that mice treated with a combination of Ibuprofen and vitamins for 7 months had the least amount of ß-amyloid protein in the brain. This study indicates that a long-term diet supplemented with both vitamins and NSAIDs may help prevent the onset of the hallmark pathologies associated with AD. This work was supported by an Undergraduate Research Grant from the University of Mary Washington.
Our Notes: Cellect effectiveness against neurotoxicity and immune responses reduced the plaque development.
After 7 months, the presence of inflammation was reduced from 5113.38 down to 0.046
5113.38/ 0.046 = 111,160.43 = 11,116,043 % improvement
Copyright © 1998-2014 Cellect Products
http://cellect.org/products.php
CELLECT™ is available in the following options
CELLECT™ Maxi-Blend Capsules
Contains the proprietary CELLECT™ blend in easy to swallow gelcaps. One serving is 24 capsules and each bottle contains 30 servings. A separate bottle of Cod Liver Oil gelcaps are included in each kit. Take 3 Cod Liver Oil gelcaps for each serving.
CELLECT™ Chocolate Flavor Powder Mix
Contains the proprietary CELLECT™ blend in a tasty flavored powder mix formula. One serving is 1 level scoop and each bottle contains 30 servings. A properly sized scoop is included in each bottle. A separate bottle of Cod Liver Oil gelcaps are included in each kit. Take 3 Cod Liver Oil gelcaps for each serving.
CELLECT™ Strawberry Flavor Powder Mix
Contains the proprietary CELLECT™ blend in a tasty flavored powder mix formula. One serving is 1 level scoop and each bottle contains 30 servings. A properly sized scoop is included in each bottle. A separate bottle of Cod Liver Oil gelcaps are included in each kit. Take 3 Cod Liver Oil gelcaps for each serving.
CELLECT™ Vanilla Flavor Powder Mix
Contains the proprietary CELLECT™ blend in a tasty flavored powder mix formula. One serving is 1 level scoop and each bottle contains 30 servings. A properly sized scoop is included in each bottle. A separate bottle of Cod Liver Oil gelcaps are included in each kit. Take 3 Cod Liver Oil gelcaps for each serving.
CELLECT™ Unflavored Powder Mix
Contains the proprietary CELLECT™ blend in a unflavored powder mix formula. One serving is 1 level scoop and each bottle contains 30 servings. A properly sized scoop is included in each bottle. A separate bottle of Cod Liver Oil gelcaps are included in each kit. Take 3 Cod Liver Oil gelcaps for each serving.
CELLECT™ Flavor Packets
Designed to be used with the CELLECT™ Unflavored Powder Mix. The Flavor Packets allow you to choose the strength of the flavoring by choosing how much, or how little of the flavoring to add. Flavor packets are only available with the purchase of a CELLECT™ Unflavored Powder Mix, and are provided at no additional cost. The following flavor packet options are available for use with the CELLECT™ Unflavored Powder Mix.
Chocolate
Vanilla
Strawberry
Mint Chocolate
Mom's Apple Pie
Corporate Information, News & Filings below:
http://www.otcmarkets.com/stock/NSAV/profile
Share Structure 8/01/2014
1 Billion AS
377,279,789 Outstanding
NSAV Security Details
Share Structure
Outside News Sources
Publish Date Headline
Aug 7, 2014 Net Savings Link Announces an Exclusive, International Product Licensing Agreement to Market, Distribute, and Sell a New Healthcare Product Brand Under the Label of "Nutra Horizon" Nutraceuticals
Aug 7, 2014 Net Savings Link Announces an Exclusive, International Product Licensing Agreement to Market, Distribute, and Sell a New Healthcare Product Brand Under the Label of Nutra Horizon Nutraceuticals.
Jul 23, 2014 Net Savings Link Announces the New Office Location of Global Distribution, at The National Cancer Research Foundation Facility
Jun 18, 2014 Net Savings Link Announces the Acquisition of Global Distribution, a Healthcare Products Distribution Company
SEC Filings
Form Type Received Period Ending Size Report
10-Q Jul 21, 2014 May 31, 2014 933.6 KB PDF RTF HTML XLS
NT 10-Q Jul 15, 2014 May 31, 2014 24.0 KB PDF RTF HTML
SC 13G Jun 24, 2014 42.1 KB PDF RTF HTML XLS
8-K Jun 23, 2014 Jun 20, 2014 42.6 KB PDF RTF HTML
10-Q/A Apr 22, 2014 Feb 28, 2014 137.9 KB PDF RTF HTML XLS
10-Q Apr 21, 2014 Feb 28, 2014 921.4 KB PDF RTF HTML XLS
NT 10-Q Apr 15, 2014 Feb 28, 2014 34.2 KB PDF RTF HTML
10-K Mar 17, 2014 Nov 30, 2013 1.7 MB PDF RTF HTML XLS
NT 10-K Feb 28, 2014 Feb 28, 2014 31.8 KB PDF RTF HTML
10-Q/A Jan 9, 2014 Aug 31, 2013 130.2 KB PDF RTF HTML XL
Essentials Factor
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