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Last Post: 5/25/2019 10:22:59 AM - Followers: 1 - Board type: Free - Posts Today: 0

New message board for Asset Allocation Strategies.  Some ideas -


Bonds, Cash - 50%   ----------- Full Retirement - 60%
Stocks - 45% --------------------- Full Retirement - 35%
Gold - 5% ------------------------- Full Retirement - 5%


____________________________________________________________________


STOCKS -
**************************

Vanguard Total Stock Market ETF (VTI), (Exp - 0.04%) -------------------- 1.91%
Vanguard 500 Index ETF (VOO), (0.04%) ------------------------------------------ 2.23%
Vanguard Total World Stock ETF (VT), (Exp - 0.10%)


HIGH DIVIDEND -
************************

iShares Core High Dividend ETF (HDV) - (0.08%) -----------------------------
Schwab US Dividend Equity ETF (SCHD) - (0.06%) ---------------------------
SPDR - High Dividend ETF (SPYD) - (0.07%) ------------------------------------
Vanguard High Dividend Yield ETF (VYM) - (0.08%) ---------------------------


UTILITIES -
******************

SPDR - Utilities Select Sector ETF (XLU) - (0.13%) ----------------------------
Vanguard Utilities ETF (VPU) - (0.10%) ------------------------------------------- 3.28%


REITS -
***************

Fidelity MSCI Real Estate Index ETF (FREL) - (0.08%) ---------------------------
Vanguard Real Estate ETF (VNQ) - (0.12%) -------------------------------------------- 




__________________________________________________________________________

BONDS -
************************

iShares Core Total USD Bond Market ETF (IUSB) -------- (7.69 years) -----
iShare Core 10+ Year USD Bond ETF- ILTB) - (0.06%, 23 years) --------------
SPDR - Portfolio Aggregate Bond ETF (SPAB) - (0.04%, 8.1 years) -------------
Vanguard Total Bond Market ETF (BND) - (66% US Govt, 34% Corp, 5.9 yrs) - 3.17%
Vanguard Intermed Term Bond ETF (BIV) - (54% US Govt, 46% Corp, 6.3 yrs) 3.24%
Vanguard Long Term Bond ETF (BLV) - (44% US Govt, 56% Corp, 15 yrs ) ------------- 3.96%


CORPORATE -
************************

Vanguard Total Corporate Bond ETF (VTC) - (100% Corp, 7.0 yrs) ------------------------ 3.33%
Vanguard Short Term Corporate ETF (VCSH) - (100% Corp, 2.7 yrs) --------------------- 3.43%
Vanguard Intermediate Term Corporate ETF (VCIT) - (100% Corp, 6.5 yrs) ------------- 4.04%
Vanguard Long Term Corporate ETF (VCLT) - (100% Corp, 13.5 yrs) --------------------- 4.67%

Vanguard Tax-Exempt Bond ETF (VTEB) - (0.09%) --------------------------------------- 2.80%


TREASURY - 
********************

iShares 3-7 Year Treasury Bond ETF (IEI) - (0.15%) ----------------------------------------------
iShares 7-10 Year Treasury Bond ETF (IEF) - (0.15%) --------------------------------------------
iShares 10-20 Year Treasury Bond ETF (TLH) - (0.15%) -----------------------------------------
Vanguard Intermediate-Term Treasury ETF (VGIT) - (0.07%) ----------------------------------
Vanguard Long Term Treasury ETF (VGLT) - (17.4 years) --------------------------------------

___________________________________________________________________________

CASH -
********************

Fidelity Government Money Market (SPAXX)
T Rowe Price Government Money Fund (PRRXX), (0.44%) ---------------------- 2.08%
Vanguard Federal Money Market Fund (VMFXX), (0.11%) ---------------- 2.33%
Vanguard Municipal Money Market Fund (VMSXX),  (0.16%) ------------1.43%


_________________________________________________________________________
_________________________________________________________________________


Vanguard Wellesley Income Fund (VWIAX) - 
***************************************************************************

         62% Bonds, 38% Stocks

        
 Admiral Shares - $50,000 min (Exp - 0.16%) --------------------  3.29%
         Regular Shares - $3,000 min (Exp - 0.23%) ---------------------- 3.22%
         Avg bond duration - 9.5 years
         
         Holdings (as of 6-18) -
         
         US Bonds (48.0%)
         US Stocks (30.8%)
         Intl Bonds (12.8%)
         Intl Stocks (5.6%)        
         Cash, Other (1.8%)


___________________________________________________________________


Vanguard Balanced Index Fund (VBIAX) - 60% Stocks, 40% Bonds
************************************************************

Stocks (US) - 59.7%
Bonds (US) - 39.9%
Yield - 2.4 %
Expense Ratio - 0.07%
Min - $3000



_____________________________________________________________________

Vanguard Total World Stock ETF (VT) -
*********************************************************


57% - North America
19% - Europe
14% - Pacific
10% - Emerging Markets
<1% - Middle East
<1% - Other

_____________________________________________________________________________

Vanguard FTSE Developed Markets ETF (VEA) -
***********************************************************
53% - Europe 
38% - Pacific 
8% - North America 
<1% - Emerging Markets 
<1% - Middle East
<1% - Other


______________________________________________________________________________


Stocks - 
*****************
            - Broad Index
            - High Dividend 
            - Large Cap
            - Mid Cap
            - Small Cap
            - Sector
            - International 


Bonds / Fixed Income -
******************************************
           - Bank CDs
           - Corporate Bonds
           - Municipal Bonds

Cash -
**************
          - Money Market
          - Bank Accounts

Gold + Silver -
**************************
            - Physical Metals
            - ETFs, Mutual Funds

Trading - 
************************
             - Covered Calls
             - LEAPS
             - Stocks, ETFs

Real Estate - REITS -
**************************************
            - Office
            - Residential
            - Retail
            - Storage

Real Estate - Other -
*************************************
                - House
                - Commercial, Office
                - Vacation Home  
                - Rental Property
                - Farmland
                - Raw Land

Commodities -
***************************
                  - Agro
                  - Lumber
                  - Mining
____________________________________________________

Collectibles -
************************
                   - Art
                   - Cars, Motorcycles
                   - Coins
                   - Guitars
                   - Posters
                   - Records  
                   




 
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PostSubject
#27   Performance comparison of HDGE, short S+P ETFs, and gfp927z 05/25/19 10:22:59 AM
#26   >>> Asset Allocation for Beginners gfp927z 05/24/19 09:42:09 AM
#25   >>> Asset allocation for the ordinary investor <<< - gfp927z 05/12/19 10:22:16 AM
#24   S&P 500 PE Ratio - 90 Year Historical Chart gfp927z 05/12/19 10:16:57 AM
#23   >>> Vanguard Patented a Way to Avoid Taxes gfp927z 05/10/19 02:13:50 PM
#22   >>> Vanguard Founder Jack Bogle's Investment Tips, 12 gfp927z 05/04/19 09:05:45 PM
#21   Investors undermine their own portfolios - gfp927z 05/02/19 09:02:02 AM
#20   >>> Sell in May and go away? Maybe gfp927z 05/02/19 08:25:48 AM
#19   >>> Goldman Considers ‘A World Without Buybacks.’ It gfp927z 04/08/19 08:54:01 PM
#18   >>> Read This Before Buying Fidelity's Zero-Fee Funds gfp927z 03/25/19 01:17:51 AM
#17   Here's the model asset allocation that I decided gfp927z 02/12/19 01:28:40 PM
#16   >>> Gold Is One Wealth Fund's Escape From gfp927z 02/03/19 11:11:38 AM
#15   >>> Jack Bogle Changed Your Life Even If gfp927z 01/20/19 12:40:21 AM
#14   >>> Jack Bogle, the Apostle of Index Funds, gfp927z 01/17/19 06:08:20 AM
#13   >>> John C. Bogle, Founder of Financial Giant gfp927z 01/16/19 08:57:04 PM
#12   >>> What to Expect When You’re Expecting a gfp927z 01/11/19 10:32:12 PM
#11   >>> Triple-X ETFs Now Taboo at Vanguard as gfp927z 01/11/19 08:01:58 PM
#10   >>> Study Shows 96% of Stocks Don’t Beat gfp927z 12/31/18 07:03:49 PM
#9   Fwiw, my current model allocation looks like this gfp927z 12/14/18 08:07:17 PM
#8   Well, now comes the moment of truth for gfp927z 12/14/18 08:06:26 PM
#7   The 60/40 solution - gfp927z 12/13/18 12:50:43 PM
#6   Vanguard Wellesley Income Fund holdings - gfp927z 12/07/18 09:35:14 PM
#5   Vanguard Wellesley Income Fund (VWINX) - gfp927z 12/07/18 09:21:07 PM
#4   Cash as an alternative to stocks - gfp927z 11/24/18 09:38:58 AM
#3   Cash is back - gfp927z 11/01/18 12:39:41 PM
#2   Asset allocation model - gfp927z 10/04/18 06:59:05 PM
#1   >>> Achieve Optimal Asset Allocation gfp927z 10/04/18 06:01:44 PM
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