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Last Post: 12/15/2019 10:34:13 AM - Followers: 1 - Board type: Free - Posts Today: 0

New message board for Asset Allocation Strategies.  Some ideas -
                                     
                                                     
Stocks ---- 25%  -- (min 20%, max 60%)
Bonds ----- 25%  -- (min 20%, max 60%)
Gold ------- 25%  -- (min 10%, max 50%)
Cash ------- 25%  -- (min 10%, max 50%)



RETIREMENT -
*************************

Stocks ---- 30%
Bonds ----- 50%
Gold ------- 10%
Cash -------10%


____________________________________________________________________


STOCKS -
**************************

iShares Core S+P 500 ETF (IVV)
iShares Core S+P Total US Stock Market ETF (ITOT)  
SPDR S+P 500 ETF (SPY)
Vanguard Total Stock Market ETF (VTI), (Exp - 0.04%) -------------------- 1.91%
Vanguard 500 Index ETF (VOO), (0.04%) ------------------------------------------ 2.23%
Vanguard Total World Stock ETF (VT), (Exp - 0.10%)


HIGH DIVIDEND -
************************

iShares Core High Dividend ETF (HDV) - (0.08%) -----------------------------
Schwab US Dividend Equity ETF (SCHD) - (0.06%) ---------------------------
SPDR - High Dividend ETF (SPYD) - (0.07%) ------------------------------------
Vanguard High Dividend Yield ETF (VYM) - (0.08%) --------------------------- 3.33%


UTILITIES -
******************

SPDR - Utilities Select Sector ETF (XLU) - (0.13%) ----------------------------
Vanguard Utilities ETF (VPU) - (0.10%) ------------------------------------------- 3.28% 2.91%


REITS -
***************

Fidelity MSCI Real Estate Index ETF (FREL) - (0.08%) ---------------------------
iShares Core US REIT (USRT) - (0.08%)
SPDR Real Estate Select (XLRE) - (0.13%)
Vanguard Real Estate ETF
(VNQ) - (0.12%) -------------------------------------------- 


__________________________________________________________________________

BONDS -
************************

iShares Core Total USD Bond Market ETF (IUSB) -------- (7.69 years) ----------------------------- 2.50%
iShares Core 10+ Year USD Bond ETF (ILTB) - (0.06%, 23 years) ---------------------------------- 3.17%
iShares Core US Aggregate Bond ETF (AGG) - (0.05%, 7.84 years) -------------------------------
iShares Core 5-10 year USD Bond ETF (IMTB) - (0.06%, 5.66 years) ------------------------------
SPDR - Portfolio Aggregate Bond ETF
(SPAB) - (0.04%, 8.1 years) -------------------------------- 2.35%
Vanguard Total Bond Market ETF (BND) - (66% US Govt, 34% Corp, 5.9 yrs) - 3.17% 2.29%
Vanguard Intermed Term Bond ETF (BIV) - (54% US Govt, 46% Corp, 6.3 yrs) 3.24% 2.14%
Vanguard Long Term Bond ETF (BLV) - (44% US Govt, 56% Corp, 15 yrs ) ------------- 3.96% 2.96%


CORPORATE -
************************

iShares Broad US Corporate Bond ETF (USIG)
iShares Intermediate Term Corporate Bond ETF (IGIB)
SPDR Portfolio Corporate Bond ETF (SPBO)
SPDR Short Term Corporate Bond ETF (SPSB)
SPDR Intermediate Term Corporate Bond ETF (SPIB)
SPDR Long Term Corporate Bond ETF (SPLB)
Vanguard Total Corporate Bond ETF (VTC) - (100% Corp, 11.6 yrs) ---------------------- 3.33% 3.11%
Vanguard Short Term Corporate ETF (VCSH) - (100% Corp, 2.7 yrs) --------------------- 3.43% 2.31%
Vanguard Intermediate Term Corporate ETF (VCIT) - (100% Corp, 6.5 yrs) ------------- 4.04% 2.79%
Vanguard Long Term Corporate ETF (VCLT) - (100% Corp, 23.8 yrs) --------------------- 4.67% 3.62%


MUNICIPAL -
********************

Vanguard Tax-Exempt Bond ETF (VTEB) - (0.09%) --------------------------------------- 2.80%


TREASURY - 
********************

iShares US Treasury Bond ETF (GOVT)
iShares 3-7 Year Treasury Bond ETF (IEI) - (0.15%) ---------------------------------------------- 1.45%
iShares 7-10 Year Treasury Bond ETF (IEF) - (0.15%) -------------------------------------------- 1.52%
iShares 10-20 Year Treasury Bond ETF (TLH) - (0.15%) ----------------------------------------- 1.72%
iShares 20 + Year Treasury Bond ETF (TLT)
SPDR Short Term Treasury Bond ETF (SPTS)
SPDR Long Term Treasury Bond ETF (SPTL)
Vanguard Intermediate-Term Treasury ETF
(VGIT) - (0.07%) ---------------------------------- 1.57%
Vanguard Long Term Treasury ETF (VGLT) - (17.4 years) --------------------------------------- 2.04%

___________________________________________________________________________

CASH -
********************

Fidelity Government Money Market (SPAXX)
T Rowe Price Government Money Fund (PRRXX) - (0.44%) ---------------------- 2.08%
Vanguard Federal Money Market Fund (VMFXX) - (0.11%) ---------------- 2.33%
Vanguard Municipal Money Market Fund (VMSXX) - (0.16%) -------------1.43%


___________________________________________________________________________

GOLD -
*********************

iShares Gold Trust ETF (IAU) - (0.25%) -------------------------------------------- 0%
SPDR Gold Shares ETF (GLD) - (0.40%) --------------------------------------------------- 0%
SPDR Gold Mini Shares ETF (GLDM) - (0.18%) ------------------------------------------ 0%

VanEck Vectors Gold Miners (GDX) - (0.52%) ------------------------------------------- 0.37%
VanEck Vectors Junior Gold Miners (GDXJ) - (0.53%) -------------------------------- 0.07%


SILVER -
***********************

iShares Silver Trust ETF (SLV)
Global-X Silver Miners ETF (SIL)


_________________________________________________________________________
_________________________________________________________________________


Vanguard Wellesley Income Fund (VWIAX) - 
***************************************************************************

         62% Bonds, 38% Stocks

        
 Admiral Shares - $50,000 min (Exp - 0.16%) --------------------  3.29%
         Regular Shares - $3,000 min (Exp - 0.23%) ---------------------- 3.22%
         Avg bond duration - 9.5 years
         
         Holdings (as of 6-18) -
         
         US Bonds (48.0%)
         US Stocks (30.8%)
         Intl Bonds (12.8%)
         Intl Stocks (5.6%)        
         Cash, Other (1.8%)


___________________________________________________________________


Vanguard Balanced Index Fund (VBIAX) - 60% Stocks, 40% Bonds
************************************************************

Stocks (US) - 59.7%
Bonds (US) - 39.9%
Yield - 2.4 %
Expense Ratio - 0.07%
Min - $3000



_____________________________________________________________________

Vanguard Total World Stock ETF (VT) -
*********************************************************


57% - North America
19% - Europe
14% - Pacific
10% - Emerging Markets
<1% - Middle East
<1% - Other

_____________________________________________________________________________

Vanguard FTSE Developed Markets ETF (VEA) -
***********************************************************
53% - Europe 
38% - Pacific 
8% - North America 
<1% - Emerging Markets 
<1% - Middle East
<1% - Other


______________________________________________________________________________


Stocks - 
*****************
            - Broad Index
            - High Dividend 
            - Large Cap
            - Mid Cap
            - Small Cap
            - Sector
            - International 


Bonds / Fixed Income -
******************************************
           - Bank CDs
           - Corporate Bonds
           - Municipal Bonds
           - Treasury Bonds

Cash -
**************
          - Money Market
          - Bank Accounts

Gold + Silver -
**************************
            - Physical Metals
            - ETFs, Mutual Funds

Trading - 
************************
             - Covered Calls
             - LEAPS
             - Stocks, ETFs

Real Estate - REITS -
**************************************
            - Office
            - Residential
            - Retail
            - Storage

Real Estate - Other -
*************************************
                - House
                - Commercial, Office
                - Vacation Home  
                - Rental Property
                - Farmland
                - Raw Land

Commodities -
***************************
                  - Agro
                  - Lumber
                  - Mining
____________________________________________________

Collectibles -
************************
                   - Art
                   - Cars, Motorcycles
                   - Coins
                   - Guitars
                   - Posters
                   - Records  
                   




 
PostSubject
#54   A comparison of how the various asset classes gfp927z 12/15/19 10:34:13 AM
#53   Triumph for indexing - >>> Active fund managers gfp927z 12/09/19 12:02:15 PM
#52   >>>2 Investments To 'Load Up' Before The Recession gfp927z 12/02/19 09:33:32 AM
#51   >>> 5 Ideas to Build Wealth Outside the gfp927z 11/11/19 12:37:30 PM
#50   >>> Calls Persist for Negative U.S. Yields Even gfp927z 11/03/19 08:27:41 PM
#49   >>> Thank These Five Stocks as S&P 500 gfp927z 10/28/19 11:32:32 AM
#48   >>> Q4 market update: Late cycle and lower rates gfp927z 10/17/19 11:33:44 AM
#47   >>> Markets: Late cycle and more volatile gfp927z 09/26/19 01:36:20 PM
#46   Wow, silver resumes its climb, up almost 5% gfp927z 09/23/19 02:09:59 PM
#45   Recent interview with Jim Rickards - gfp927z 09/21/19 07:13:51 PM
#44   Since the Fed has failed in its attempt gfp927z 09/21/19 07:09:40 PM
#43   Allocation strategy for 2020 - gfp927z 08/24/19 09:59:18 AM
#42   This chart says it all - gfp927z 08/17/19 12:27:39 PM
#41   >>> Swagger Seeping Out of Stocks as Bond gfp927z 08/17/19 12:05:03 PM
#40   GLDM - >>> Pinch Pennies With a New gfp927z 08/06/19 12:38:23 PM
#39   >>> Gold ETFs Rally As Demand Jumps gfp927z 08/06/19 12:26:32 PM
#38   >>> A Decade of Low Interest Rates Is gfp927z 07/23/19 10:32:21 AM
#37   Looking at that TMC vrs GDP chart (reportedly gfp927z 07/18/19 11:47:52 AM
#36   >>> One of Warren Buffet's favorite metrics is gfp927z 07/18/19 10:42:53 AM
#35   Gold's role in asset allocation - gfp927z 07/04/19 08:47:01 AM
#34   >>> Sector investing using the business cycle gfp927z 07/03/19 09:29:41 AM
#33   The gold breakout has resolved some of the gfp927z 06/22/19 12:19:33 PM
#32   >>> Wealthy Families Are Adding Forests to Their Portfolios gfp927z 06/17/19 12:57:33 PM
#31   >>> How to Invest and Profit in the gfp927z 06/17/19 09:49:40 AM
#30   >>> Powell’s Concern Over Zero Rates Expected to gfp927z 06/16/19 08:32:39 PM
#29   >>> Opinion: This is the only protection your gfp927z 06/14/19 06:54:01 PM
#28   >>> The Fed May Have No Choice But gfp927z 06/06/19 09:52:32 AM
#27   Performance comparison of HDGE, short S+P ETFs, and gfp927z 05/25/19 10:22:59 AM
#26   >>> Asset Allocation for Beginners gfp927z 05/24/19 09:42:09 AM
#25   >>> Asset allocation for the ordinary investor <<< - gfp927z 05/12/19 10:22:16 AM
#24   S&P 500 PE Ratio - 90 Year Historical Chart gfp927z 05/12/19 10:16:57 AM
#23   >>> Vanguard Patented a Way to Avoid Taxes gfp927z 05/10/19 02:13:50 PM
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#21   Investors undermine their own portfolios - gfp927z 05/02/19 09:02:02 AM
#20   >>> Sell in May and go away? Maybe gfp927z 05/02/19 08:25:48 AM
#19   >>> Goldman Considers ‘A World Without Buybacks.’ It gfp927z 04/08/19 08:54:01 PM
#18   >>> Read This Before Buying Fidelity's Zero-Fee Funds gfp927z 03/25/19 01:17:51 AM
#17   Here's the model asset allocation that I decided gfp927z 02/12/19 01:28:40 PM
#16   >>> Gold Is One Wealth Fund's Escape From gfp927z 02/03/19 11:11:38 AM
#15   >>> Jack Bogle Changed Your Life Even If gfp927z 01/20/19 12:40:21 AM
#14   >>> Jack Bogle, the Apostle of Index Funds, gfp927z 01/17/19 06:08:20 AM
#13   >>> John C. Bogle, Founder of Financial Giant gfp927z 01/16/19 08:57:04 PM
#12   >>> What to Expect When You’re Expecting a gfp927z 01/11/19 10:32:12 PM
#11   >>> Triple-X ETFs Now Taboo at Vanguard as gfp927z 01/11/19 08:01:58 PM
#10   >>> Study Shows 96% of Stocks Don’t Beat gfp927z 12/31/18 07:03:49 PM
#9   Fwiw, my current model allocation looks like this gfp927z 12/14/18 08:07:17 PM
#8   Well, now comes the moment of truth for gfp927z 12/14/18 08:06:26 PM
#7   The 60/40 solution - gfp927z 12/13/18 12:50:43 PM
#6   Vanguard Wellesley Income Fund holdings - gfp927z 12/07/18 09:35:14 PM
#5   Vanguard Wellesley Income Fund (VWINX) - gfp927z 12/07/18 09:21:07 PM
PostSubject