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Last Post: 5/15/2022 1:39:00 PM - Followers: 1 - Board type: Free - Posts Today: 0

New message board for Asset Allocation Strategies.  Some ideas -
     

 



Stocks ---- 25%
Core -- 10%
Flex --- 15%

REITS 
------ 5%


Bonds ----- 30%
T-Bills ----- 20%
Cash
--------
 7%

Gold ------- 10%
Silver ------- 3%




______________________________________________                                                 


Ray Dalio - 'All Weather Portfolio'
******************


https://www.youtube.com/watch?v=c0ARb1N-3kM


Stocks ----------- 30%
Treasuries ------ 55% (Long term 40%, Intermediate Term 15%)
Gold -------------- 7.5%
Commodities -- 7.5% 

(Note - Dalio uses some leverage)



______________________________________________________________


Advanced Research Investment Solutions Risk Parity ETF (RPAR) -

Stocks - 25%
Gold - 17.5%

Commodities - 15% (Industrial) 
Bonds - TIPS - 20%
Bonds - Long Term Treasuries - 42%


(Note - the ETF is 20% leveraged)


______________________________________________________________


7-Twelve Allocation -
**********************************


https://www.youtube.com/watch?v=8rTBEZSL7-4


Stocks -
Large Cap US - 8.3%
Mid Cap US - 8.3%
Small Cap US - 8.3%                       42%
Developed Intl - 8.3%
Emerging Intl - 8.3%


Real Estate - 8.3%
Natural Resources - 8.3%         25%
Commodities - 8.3%

Bonds -
US Bonds - 8.3%
TIPS - 8.3%                                      25%
Intl Bonds - 8.3%


Cash - 8.3%                                    8%



_______________________________________________________________


All Asset / No Authority
*********************************


Large Cap US --------- 13%    (SPY)
Small Cap US --------- 13%    (IWM)
Developed Intl -------- 13%    (VEA)
10 Year Treasuries -- 13%     (IEF)
Gold ---------------------- 13%    (GLD)
Commodities ---------- 13%    (DBC)
US REITS --------------- 13%    (VNQ)
Cash ---------------------- 13%



_______________________________________________________________


4-3-2-1 Allocation -
************************* 



Stocks --- 40%
Bonds --- 30%
Cash ----- 20%
Gold ----- 10%




____________________________________________________



S+P 500 -
***************


Technology ---------------- 22% -- (XLK)
Healthcare ----------------- 16% -- (XLV)
Financial Services ------- 14% - (XLF)
Communication Svcs -- 11% -- (XLC)
Consumer Cyclicals ---- 10% -- (XLY)
Industrials ------------------ 8% --- (XLI)
Consumer Staples ------- 8% --- (XLP)
Utilities ---------------------- 3% --- (XLU)

Energy ----------------------- 3% --- (XLE)
Real Estate ----------------- 3% -- (XLRE)
Basic Materials ------------ 2% -- (XLB)


Aerospace + Defense ----------- (XAR)
Aerospace - Space ------------- (ROKT)
Biotech ------------------------------- (XBI)
Clean Energy --------------------- (CNRG)
Cybersecurity --------------------- (FITE)
Dividend ----------------------------- (SDY)
Gold ----------------------------------- (GLD)
Healthcare Equipment ---------- (XHE)
Healthcare Services ------------- (XHS)
High Dividend -------------------- (SPYD)

Homebuilders ---------------------- (XHB)
Infrastructure (Global) ----------- (GII)
Insurance ---------------------------- (KIE)
Intelligent Structures ----------- (SIMS)
Internet ----------------------------- (XWEB)
Metals + Mining ------------------- (XME)
Natural Resources (N. Amer)  (NANR)
Oil/Gas Equipment --------------- (XES)
Oil/Gas Exploration/Prod ------ (XOP)
Pharmaceuticals ------------------ (XPH)
Regional Banking ---------------- (KRE)
Retail ---------------------------------- (XRT)
Semiconductor -------------------- (XSD)
Software + Services ------------- (XSW)
Technology - Innovative ------- (XITK)
Telecom ------------------------------ (XLT)
Transportation --------------------- (XTN)
Transportation Innovation ---- (HAIL)


Vanguard Growth Index Fund ETF Shares (VUG)
Vanguard Value Index Fund ETF Shares (VTV)



============================================================


STOCKS -
**************************

BROAD INDEX -
********************


iShares Core S+P Total US Stock Market ETF (ITOT) (0.03%) ------------- 1.89%
Vanguard Total Stock Market ETF (VTI), (Exp - 0.03%) ----------------------- 1.95%
Vanguard Total World Stock ETF (VT), (Exp - 0.10%)


iShares Core S+P 500 ETF (IVV) (0.04%) ----------------------------------------- 1.94%
SPDR S+P 500 ETF (SPY) (0.0945%) ----------------------------------------------- 2.25%
Vanguard 500 Index ETF (VOO), (0.03%) ----------------------------------------- 2.03%



EQUAL WEIGHTING + REVERSE INDEX -
**************************************************


Arrow Reverse Cap 500 ETF (YPS) - Exp - 0.29%, Assets - 25 mil, Yld --------- 1.52%
Invesco S&P 500 Equal Weight ETF (RSP) - Exp 0.20%, Assets - 26 Bil, Yld - 1.36%


HIGH DIVIDEND -
************************

Fidelity High Dividend ETF (FDVV) - (0.29%) ----------------------------------- 4.34%
iShares Core High Dividend ETF (HDV) - (0.08%) ----------------------------- 4.29%
Schwab US Dividend Equity ETF (SCHD) - (0.06%) ---------------------------
SPDR - High Dividend ETF (SPYD) - (0.07%) ------------------------------------
Vanguard High Dividend Yield ETF (VYM) - (0.06%) -------------------------- 3.68%



UTILITIES -
******************

Fidelity MSCI Utility Index (FUTY) - (0.08%) ------------------------------------ 2.86%
SPDR - Utilities Select Sector ETF (XLU) - (0.13%) --------------------------- 3.51%
Vanguard Utilities ETF (VPU) - (0.10%) ------------------------------------------- 3.21%



CONSUMER STAPLES -
*************************************

Fidelity MSCI Consumer Staples Index ETF (FSTA) - (0.08%) ------------- 2.60%
SPDR Consumer Staples ETF (XLP) - (0.13%) ---------------------------------- 3.04%
Vanguard Consumer Staples ETF (VDC) - (0.10%) ---------------------------- 2.73%



REITS -
***************

Fidelity MSCI Real Estate Index ETF (FREL) - (0.084%) ---------------------------
iShares Core US REIT (USRT) - (0.08%)
SPDR Real Estate Select (XLRE) - (0.13%)
Vanguard Real Estate ETF
(VNQ) - (0.12%) -------------------------------------------- 


ENERGY -
*****************

Fidelity MSCI Energy Index ETF (FENY) (Exp - 0.08, Assets - 409 mil, Yld - 3.63%)
Invesco CleanTech ETF (PZD) (Exp - 0.68%, Assets - 201 mil)
SPDR Energy Select Sector ETF (XLE) (0.13%, Yld - %)
Vanguard Energy ETF (VDE) (Exp - 0.10%, Yld - 2.71%)
Tortoise North American Pipeline Fund ETF (TPYP)(Exp - 0.40%)



FINANCIAL -
********************

ETFMG Prime Mobile Payments ETF (IPAY) (Exp - 0.75%, Assets - 479 mil, Yield - 0.04%)


TECHNOLOGY -
***************************

Cloud Computing ETF(SKYY)
Fidelity MSCI Info Tech Index ETF (FTEC) (Exp - 0.084%, Assets - 2.6 Bil, Yld - 1.13%
Global X Cloud Computing ETF (CLOU)
Wisdom Tree Cloud Computing ETF (WCLD)

BlueStar Israel Technology ETF (ITEQ) (Exp - 0.75%, Assets - 82 mil, Yield - 0.24%)

ETFMG Prime Cyber Security ETF (HACK) (Exp - 0.60%, Assets - 1.2 Bil, Yield - 1.79%)
First Trust Nasdaq Cybersecurity ETF (CIBR) (Exp - 0.60%, Assets - 1.2 Bil, Yield -1.80%)
Shares Cybersecurity and Tech ETF (IHAK) (Exp - 0.47%, Assets - 16 mil, Yield - n/a



ProShares Short S&P 500 (SH)

__________________________________________________________________________

BONDS -
************************

iShares Core Total USD Bond Market ETF (IUSB) -------- (7.69 years) ----------------------------- 2.50%
iShares Core 10+ Year USD Bond ETF (ILTB) - (0.06%, 23 years) ---------------------------------- 3.17%
iShares Core US Aggregate Bond ETF (AGG) - (0.05%, 7.84 years) -------------------------------
iShares Core 5-10 year USD Bond ETF (IMTB) - (0.06%, 5.66 years) ------------------------------
SPDR - Portfolio Aggregate Bond ETF
(SPAB) - (0.04%, 8.1 years) -------------------------------- 2.35%
Vanguard Total Bond Market ETF (BND) - (66% US Govt, 34% Corp, 5.9 yrs) - 3.17% 2.29%
Vanguard Intermed Term Bond ETF (BIV) - (54% US Govt, 46% Corp, 6.3 yrs) 3.24% 2.14%
Vanguard Long Term Bond ETF (BLV) - (44% US Govt, 56% Corp, 15 yrs ) ------------- 3.96% 2.96%


CORPORATE -
************************

iShares Broad US Corporate Bond ETF (USIG)
iShares Intermediate Term Corporate Bond ETF (IGIB)
SPDR Portfolio Corporate Bond ETF (SPBO)
SPDR Short Term Corporate Bond ETF (SPSB)
SPDR Intermediate Term Corporate Bond ETF (SPIB)
SPDR Long Term Corporate Bond ETF (SPLB)
Vanguard Total Corporate Bond ETF (VTC) - (100% Corp, 11.6 yrs) ---------------------- 3.33% 3.11%
Vanguard Short Term Corporate ETF (VCSH) - (100% Corp, 2.7 yrs) --------------------- 3.43% 2.31%
Vanguard Intermediate Term Corporate ETF (VCIT) - (100% Corp, 6.5 yrs) ------------- 4.04% 2.79%
Vanguard Long Term Corporate ETF (VCLT) - (100% Corp, 23.8 yrs) --------------------- 4.67% 3.62%


MUNICIPAL -
********************

Vanguard Tax-Exempt Bond ETF (VTEB) - (0.09%) --------------------------------------- 2.80%


TREASURY - 
********************

iShares US Treasury Bond ETF (GOVT)
iShares 3-7 Year Treasury Bond ETF (IEI) - (0.15%) ---------------------------------------------- 1.45%
iShares 7-10 Year Treasury Bond ETF (IEF) - (0.15%) -------------------------------------------- 1.52%
iShares 10-20 Year Treasury Bond ETF (TLH) - (0.15%) ----------------------------------------- 1.72%
iShares 20 + Year Treasury Bond ETF (TLT)
SPDR Short Term Treasury Bond ETF (SPTS)
SPDR Long Term Treasury Bond ETF (SPTL)
Vanguard Intermediate-Term Treasury ETF
(VGIT) - (0.07%) ---------------------------------- 1.57%
Vanguard Long Term Treasury ETF (VGLT) - (17.4 years) --------------------------------------- 2.04%

___________________________________________________________________________

CASH -
********************

T Rowe Price Government Money Fund (PRRXX) - (0.44%) ---------------------- 2.08%
Vanguard Federal Money Market Fund (VMFXX) - (0.11%) ---------------- 2.33%
Vanguard Municipal Money Market Fund (VMSXX) - (0.16%) -------------1.43%


___________________________________________________________________________

GOLD -
*********************

iShares Gold Trust ETF (IAU) - (0.25%) -------------------------------------------- 0%
SPDR Gold Shares ETF (GLD) - (0.40%) --------------------------------------------------- 0%
SPDR Gold Mini Shares ETF (GLDM) - (0.18%) ------------------------------------------ 0%
VanEck Vectors Gold Miners (GDX) - (0.52%) ------------------------------------------- 0.37%
VanEck Vectors Junior Gold Miners (GDXJ) - (0.53%) -------------------------------- 0.07%
Franco-Nevada Corp (FNV) - Gold-focused royalty stream (Mkt cap - 21 Bil, Div - 0.88%)


SILVER -
***********************

iShares Silver Trust ETF (SLV)
Global-X Silver Miners ETF (SIL)


_________________________________________________________________________
_________________________________________________________________________


Vanguard Wellesley Income Fund (VWIAX) - 
***************************************************************************

         62% Bonds, 38% Stocks

        
 Admiral Shares - $50,000 min (Exp - 0.16%) --------------------  3.29%
         Regular Shares - $3,000 min (Exp - 0.23%) ---------------------- 3.22%
         Avg bond duration - 9.5 years
         
         Holdings (as of 6-18) -
         
         US Bonds (48.0%)
         US Stocks (30.8%)
         Intl Bonds (12.8%)
         Intl Stocks (5.6%)        
         Cash, Other (1.8%)


___________________________________________________________________


Vanguard Balanced Index Fund (VBIAX) - 60% Stocks, 40% Bonds
************************************************************

Stocks (US) - 59.7%
Bonds (US) - 39.9%
Yield - 2.4 %
Expense Ratio - 0.07%
Min - $3000


 
Name Symbol % Assets
Apple Inc AAPL 3.23%
Microsoft Corp MSFT 2.88%
Amazon.com Inc AMZN 2.43%
Facebook Inc A FB 1.14%
Alphabet Inc Class C GOOG 0.78%
Alphabet Inc A GOOGL 0.77%
Johnson & Johnson JNJ 0.71%
Berkshire Hathaway Inc Class B BRK.B 0.68%
Procter & Gamble Co PG 0.62%
Visa Inc Class A V 0.61%


___________________________________________________________


S+P 500 (SPY) -
*******************

Apple --------- 6%
Microsoft ---- 6%
Amazon ----- 4%
Google ------ 4%
Facebook --- 2%
Berkshire --- 1%
Tesla --------- 1%
Nvidia -------- 1%
JP Morgan ---1%



Nasdaq (QQQ) -
********************

Apple ------ 12%
Microsoft -- 10%
Amazon ---- 7%
Google ------ 7%
Facebook -- 5%
Tesla -------- 4%
Nvidia ------- 4%
Broadcom -- 2%
Adobe ------- 2%


Dow 30 (DIA) -
**********************


United Healthcare -- 9%
Home Depot --------- 7%
Goldman Sachs ----- 7%
Microsoft -------------- 6%
McDonalds ----------- 5%
Amgen ---------------- 4%
Salesforce ------------ 4%
Caterpillar ------------ 4%
Honeywell ------------ 4%
Boeing -----------------4%




________________________________________________________________




Vanguard Total World Stock ETF (VT) -
*********************************************************


57% - North America
19% - Europe
14% - Pacific
10% - Emerging Markets
<1% - Middle East
<1% - Other

_____________________________________________________________________________

Vanguard FTSE Developed Markets ETF (VEA) -
***********************************************************
53% - Europe 
38% - Pacific 
8% - North America 
<1% - Emerging Markets 
<1% - Middle East
<1% - Other


______________________________________________________________________________


Stocks - 
*****************
            - Broad Index
            - High Dividend 
            - Large Cap
            - Mid Cap
            - Small Cap
            - Sector
            - International 


Bonds / Fixed Income -
******************************************
           - Bank CDs
           - Corporate Bonds
           - Municipal Bonds
           - Treasury Bonds

Cash -
**************
          - Money Market
          - Bank Accounts

Gold + Silver -
**************************
            - Physical Metals
            - ETFs, Mutual Funds

Trading - 
************************
             - Covered Calls
             - LEAPS
             - Stocks, ETFs

Real Estate - REITS -
**************************************
            - Data Centers
            - Healthcare facilities
            - Industrial / Warehouses
            - Office
            - Private Prisons
            - Residential
            - Retail
            - Storage
            - Telecom Towers

Real Estate - Other -
*************************************
                - Rural Property
                - House
                - Commercial, Office
                - Vacation Home  
                - Rental Property
                - Farmland
                - Raw Land

Commodities -
***************************
                  - Agro
                  - Lumber
                  - Mining
____________________________________________________

Collectibles -
************************
                   - Art
                   - Cars, Motorcycles
                   - Coins
                   - Guitars
                   - Posters
                   - Records  
                   




 
PostSubject
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#111   >>> Russia just made a case for owning gfp927z 04/03/22 12:30:49 AM
#110   Portfolio Rebalancing - >>> How To Invest Like gfp927z 03/18/22 11:52:48 PM
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#104   >>> Ray Dalio: I have more gold than crypto gfp927z 09/22/21 10:03:23 PM
#103   >>> The Ray Dalio All Weather Portfolio can gfp927z 09/04/21 11:36:42 PM
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#98   Equal Weighting + Reverse Indexing the S+P 500 - gfp927z 06/27/21 03:32:30 PM
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#87   >>> Dizzying Valuations, IPO Craze Tick Boxes on gfp927z 01/02/21 11:21:05 PM
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PostSubject
Consent Preferences