New message board for Asset Allocation Strategies. Some ideas -
Stocks -------------- 25%
Bonds -------------- 20%
T-Bills --------------- 20%
Cash ----------------- 20%
Gold ----------------- 10%
Silver ---------------- 5%
_____________________________________________
Ray Dalio - 'All Weather Portfolio'
****************** https://www.youtube.com/watch?v=c0ARb1N-3kM Stocks ----------- 30%
Treasuries ------ 55% (Long term 40%, Intermediate Term 15%)
Gold -------------- 7.5%
Commodities -- 7.5%
(Note - Dalio uses some leverage)
______________________________________________________________
Advanced Research Investment Solutions Risk Parity ETF (RPAR) -
Stocks - 25%
Gold - 17.5%
Commodities - 15% (Industrial)
Bonds - TIPS - 20%
Bonds - Long Term Treasuries - 42%
(Note - the ETF is 20% leveraged)
______________________________________________________________
7-Twelve Allocation -
********************************** https://www.youtube.com/watch?v=8rTBEZSL7-4 Stocks -
Large Cap US - 8.3%
Mid Cap US - 8.3%
Small Cap US - 8.3% 42%
Developed Intl - 8.3%
Emerging Intl - 8.3%
Real Estate - 8.3%
Natural Resources - 8.3% 25%
Commodities - 8.3%
Bonds -
US Bonds - 8.3%
TIPS - 8.3% 25%
Intl Bonds - 8.3%
Cash - 8.3% 8%
_______________________________________________________________
All Asset / No Authority
*********************************
Large Cap US --------- 13% (SPY)
Small Cap US --------- 13% (IWM)
Developed Intl -------- 13% (VEA)
10 Year Treasuries -- 13% (IEF)
Gold ---------------------- 13% (GLD)
Commodities ---------- 13% (DBC)
US REITS --------------- 13% (VNQ)
Cash ---------------------- 13%
_______________________________________________________________
4-3-2-1 Allocation -
*************************
Stocks --- 40%
Bonds --- 30%
Cash ----- 20%
Gold ----- 10%
____________________________________________________
S+P 500 -
***************
Technology ---------------- 22% -- (XLK)
Healthcare ----------------- 16% -- (XLV)
Financial Services ------- 14% - (XLF)
Communication Svcs -- 11% -- (XLC)
Consumer Cyclicals ---- 10% -- (XLY)
Industrials ------------------ 8% --- (XLI)
Consumer Staples ------- 8% --- (XLP)
Utilities ---------------------- 3% --- (XLU)
Energy ----------------------- 3% --- (XLE)
Real Estate ----------------- 3% -- (XLRE)
Basic Materials ------------ 2% -- (XLB)
Aerospace + Defense ----------- (XAR)
Aerospace - Space ------------- (ROKT)
Biotech ------------------------------- (XBI)
Clean Energy --------------------- (CNRG)
Cybersecurity --------------------- (FITE)
Dividend ----------------------------- (SDY)
Gold ----------------------------------- (GLD)
Healthcare Equipment ---------- (XHE)
Healthcare Services ------------- (XHS)
High Dividend -------------------- (SPYD)
Homebuilders ---------------------- (XHB)
Infrastructure (Global) ----------- (GII)
Insurance ---------------------------- (KIE)
Intelligent Structures ----------- (SIMS)
Internet ----------------------------- (XWEB)
Metals + Mining ------------------- (XME)
Natural Resources (N. Amer) (NANR)
Oil/Gas Equipment --------------- (XES)
Oil/Gas Exploration/Prod ------ (XOP)
Pharmaceuticals ------------------ (XPH)
Regional Banking ---------------- (KRE)
Retail ---------------------------------- (XRT)
Semiconductor -------------------- (XSD)
Software + Services ------------- (XSW)
Technology - Innovative ------- (XITK)
Telecom ------------------------------ (XLT)
Transportation --------------------- (XTN)
Transportation Innovation ---- (HAIL)
Vanguard Growth Index Fund ETF Shares (VUG)
Vanguard Value Index Fund ETF Shares (VTV)
Invesco S&P 500 Equal Weight ETF (RSP) (0.20%)
Arrow Reverse Cap 500 ETF (YPS) - Exp - 0.29%, Assets - 25 mil, Yld ---- 1.5% ============================================================
STOCKS -
**************************
BROAD INDEX -
******************** iShares Core S+P Total US Stock Market ETF (ITOT) (0.03%) ------------- 1.89%
Vanguard Total Stock Market ETF (VTI), (Exp - 0.03%) ----------------------- 1.95%
Vanguard Total World Stock ETF (VT), (Exp - 0.10%) iShares Core S+P 500 ETF (IVV) (0.04%) ----------------------------------------- 1.94%
SPDR S+P 500 ETF (SPY) (0.0945%) ----------------------------------------------- 2.25%
Vanguard 500 Index ETF (VOO), (0.03%) ----------------------------------------- 2.03% EQUAL WEIGHTING + REVERSE INDEX -
************************************************** Arrow Reverse Cap 500 ETF (YPS) - Exp - 0.29%, Assets - 25 mil, Yld --------- 1.52% Invesco S&P 500 Equal Weight ETF (RSP) - Exp 0.20%, Assets - 26 Bil, Yld - 1.36% HIGH DIVIDEND - ************************ Fidelity High Dividend ETF (FDVV) - (0.29%) ----------------------------------- 4.34%
iShares Core High Dividend ETF (HDV) - (0.08%) ----------------------------- 4.29%
Schwab US Dividend Equity ETF (SCHD) - (0.06%) ---------------------------
SPDR - High Dividend ETF (SPYD) - (0.07%) ------------------------------------
Vanguard High Dividend Yield ETF (VYM) - (0.06%) -------------------------- 3.68% UTILITIES - ****************** Fidelity MSCI Utility Index (FUTY) - (0.08%) ------------------------------------ 2.86%
SPDR - Utilities Select Sector ETF (XLU) - (0.13%) --------------------------- 3.51%
Vanguard Utilities ETF (VPU) - (0.10%) ------------------------------------------- 3.21% CONSUMER STAPLES - *************************************
Fidelity MSCI Consumer Staples Index ETF (FSTA) - (0.08%) ------------- 2.60%
SPDR Consumer Staples ETF (XLP) - (0.13%) ---------------------------------- 3.04%
Vanguard Consumer Staples ETF (VDC) - (0.10%) ---------------------------- 2.73% REITS - ***************
Fidelity MSCI Real Estate Index ETF (FREL) - (0.084%) ---------------------------
iShares Core US REIT (USRT) - (0.08%)
SPDR Real Estate Select (XLRE) - (0.13%)
Vanguard Real Estate ETF (VNQ) - (0.12%) --------------------------------------------
ENERGY - *****************
Fidelity MSCI Energy Index ETF (FENY) (Exp - 0.08, Assets - 409 mil, Yld - 3.63%)
Invesco CleanTech ETF (PZD) (Exp - 0.68%, Assets - 201 mil)
SPDR Energy Select Sector ETF (XLE) (0.13%, Yld - %)
Vanguard Energy ETF (VDE) (Exp - 0.10%, Yld - 2.71%)
Tortoise North American Pipeline Fund ETF (TPYP)(Exp - 0.40%) FINANCIAL - ********************
ETFMG Prime Mobile Payments ETF (IPAY) (Exp - 0.75%, Assets - 479 mil, Yield - 0.04%) TECHNOLOGY - ***************************
Cloud Computing ETF(SKYY)
Fidelity MSCI Info Tech Index ETF (FTEC) (Exp - 0.084%, Assets - 2.6 Bil, Yld - 1.13%
Global X Cloud Computing ETF (CLOU)
Wisdom Tree Cloud Computing ETF (WCLD) BlueStar Israel Technology ETF (ITEQ) (Exp - 0.75%, Assets - 82 mil, Yield - 0.24%)
ETFMG Prime Cyber Security ETF (HACK) (Exp - 0.60%, Assets - 1.2 Bil, Yield - 1.79%)
First Trust Nasdaq Cybersecurity ETF (CIBR) (Exp - 0.60%, Assets - 1.2 Bil, Yield -1.80%)
Shares Cybersecurity and Tech ETF (IHAK) (Exp - 0.47%, Assets - 16 mil, Yield - n/a
ProShares Short S&P 500 (SH) __________________________________________________________________________
BONDS - ************************
iShares Core Total USD Bond Market ETF (IUSB) -------- (7.69 years) -----------------------------
2.50% iShares Core 10+ Year USD Bond ETF (ILTB) - (0.06%, 23 years) ----------------------------------
3.17% iShares Core US Aggregate Bond ETF (AGG) - (0.05%, 7.84 years) -------------------------------
iShares Core 5-10 year USD Bond ETF (IMTB) - (0.06%, 5.66 years) ------------------------------
SPDR - Portfolio Aggregate Bond ETF (SPAB) - (0.04%, 8.1 years) --------------------------------
2.35% Vanguard Total Bond Market ETF (BND) - (66% US Govt, 34% Corp, 5.9 yrs) - 3.17% 2.29% Vanguard Intermed Term Bond ETF (BIV) - (54% US Govt, 46% Corp, 6.3 yrs) 3.24% 2.14% Vanguard Long Term Bond ETF (BLV) - (44% US Govt, 56% Corp, 15 yrs ) -------------
3.96% 2.96% CORPORATE - ************************
iShares Broad US Corporate Bond ETF (USIG)
iShares Intermediate Term Corporate Bond ETF (IGIB)
SPDR Portfolio Corporate Bond ETF (SPBO)
SPDR Short Term Corporate Bond ETF (SPSB)
SPDR Intermediate Term Corporate Bond ETF (SPIB)
SPDR Long Term Corporate Bond ETF (SPLB)
Vanguard Total Corporate Bond ETF (VTC) - (100% Corp, 11.6 yrs) ---------------------- 3.33% 3.11% Vanguard Short Term Corporate ETF (VCSH) - (100% Corp, 2.7 yrs) ---------------------
3.43% 2.31% Vanguard Intermediate Term Corporate ETF (VCIT) - (100% Corp, 6.5 yrs) -------------
4.04% 2.79% Vanguard Long Term Corporate ETF (VCLT) - (100% Corp, 23.8 yrs) ---------------------
4.67% 3.62% MUNICIPAL - ********************
Vanguard Tax-Exempt Bond ETF (VTEB) - (0.09%) --------------------------------------- 2.80% TREASURY - ********************
iShares US Treasury Bond ETF (GOVT)
iShares 3-7 Year Treasury Bond ETF (IEI) - (0.15%) ----------------------------------------------
1.45% iShares 7-10 Year Treasury Bond ETF (IEF) - (0.15%) --------------------------------------------
1.52% iShares 10-20 Year Treasury Bond ETF (TLH) - (0.15%) -----------------------------------------
1.72% iShares 20 + Year Treasury Bond ETF (TLT)
SPDR Short Term Treasury Bond ETF (SPTS)
SPDR Long Term Treasury Bond ETF (SPTL)
Vanguard Intermediate-Term Treasury ETF (VGIT) - (0.07%) ----------------------------------
1.57% Vanguard Long Term Treasury ETF (VGLT) - (17.4 years) ---------------------------------------
2.04% ___________________________________________________________________________
CASH - ********************
T Rowe Price Government Money Fund (PRRXX) - (0.44%) ----------------------
2.08% Vanguard Federal Money Market Fund (VMFXX) - (0.11%) ---------------- 2.33%
Vanguard Municipal Money Market Fund (VMSXX) - (0.16%) -------------1.43% ___________________________________________________________________________
GOLD - *********************
iShares Gold Trust ETF (IAU) - (0.25%) -------------------------------------------- 0% SPDR Gold Shares ETF (GLD) - (0.40%) --------------------------------------------------- 0%
SPDR Gold Mini Shares ETF (GLDM) - (0.18%) ------------------------------------------ 0%
VanEck Vectors Gold Miners (GDX) - (0.52%) ------------------------------------------- 0.37%
VanEck Vectors Junior Gold Miners (GDXJ) - (0.53%) -------------------------------- 0.07%
Franco-Nevada Corp (FNV) - Gold-focused royalty stream (Mkt cap - 21 Bil, Div - 0.88%) SILVER - ***********************
iShares Silver Trust ETF (SLV) Global-X Silver Miners ETF (SIL) _________________________________________________________________________
_________________________________________________________________________
Vanguard Wellesley Income Fund (VWIAX) - *************************************************************************** 62% Bonds, 38% Stocks
Admiral Shares - $50,000 min (Exp - 0.16%) -------------------- 3.29%
Regular Shares - $3,000 min (Exp - 0.23%) ---------------------- 3.22%
Avg bond duration - 9.5 years
Holdings (as of 6-18) -
US Bonds (48.0%)
US Stocks (30.8%)
Intl Bonds (12.8%)
Intl Stocks (5.6%)
Cash, Other (1.8%) ___________________________________________________________________ Vanguard Balanced Index Fund (VBIAX) - 60% Stocks, 40% Bonds ************************************************************ Stocks (US) - 59.7%
Bonds (US) - 39.9%
Yield - 2.4 %
Expense Ratio - 0.07%
Min - $3000 | Name | Symbol | % Assets |
| Apple Inc | AAPL | 3.23% |
| Microsoft Corp | MSFT | 2.88% |
| Amazon.com Inc | AMZN | 2.43% |
| Facebook Inc A | FB | 1.14% |
| Alphabet Inc Class C | GOOG | 0.78% |
| Alphabet Inc A | GOOGL | 0.77% |
| Johnson & Johnson | JNJ | 0.71% |
| Berkshire Hathaway Inc Class B | BRK.B | 0.68% |
| Procter & Gamble Co | PG | 0.62% |
| Visa Inc Class A | V | 0.61% |
___________________________________________________________
S+P 500 (SPY) -
*******************
Apple --------- 6%
Microsoft ---- 6%
Amazon ----- 4%
Google ------ 4%
Facebook --- 2%
Berkshire --- 1%
Tesla --------- 1%
Nvidia -------- 1%
JP Morgan ---1%
Nasdaq (QQQ) -
********************
Apple ------ 12%
Microsoft -- 10%
Amazon ---- 7%
Google ------ 7%
Facebook -- 5%
Tesla -------- 4%
Nvidia ------- 4%
Broadcom -- 2%
Adobe ------- 2%
Dow 30 (DIA) -
**********************
United Healthcare -- 9%
Home Depot --------- 7%
Goldman Sachs ----- 7%
Microsoft -------------- 6%
McDonalds ----------- 5%
Amgen ---------------- 4%
Salesforce ------------ 4%
Caterpillar ------------ 4%
Honeywell ------------ 4%
Boeing -----------------4%
________________________________________________________________ Vanguard Total World Stock ETF (VT) -
********************************************************* 57% - North America 19% - Europe 14% - Pacific 10% - Emerging Markets <1% - Middle East <1% - Other _____________________________________________________________________________ Vanguard FTSE Developed Markets ETF (VEA) -
***********************************************************
53% - Europe
38% - Pacific
8% - North America
<1% - Emerging Markets
<1% - Middle East
<1% - Other ______________________________________________________________________________
Stocks - *****************
- Broad Index
- High Dividend
- Large Cap
- Mid Cap
- Small Cap
- Sector
- International Bonds / Fixed Income - ******************************************
- Bank CDs
- Corporate Bonds
- Municipal Bonds
- Treasury Bonds
Cash - **************
- Money Market
- Bank Accounts
Gold + Silver - **************************
- Physical Metals
- ETFs, Mutual Funds
Trading - ************************
- Covered Calls
- LEAPS
- Stocks, ETFs
Real Estate - REITS - **************************************
- Data Centers
- Healthcare facilities
- Industrial / Warehouses
- Office
- Private Prisons
- Residential
- Retail
- Storage
- Telecom Towers
Real Estate - Other - *************************************
- Rural Property
- House
- Commercial, Office
- Vacation Home
- Rental Property
- Farmland
- Raw Land
Commodities - ***************************
- Agro
- Lumber
- Mining
