NEWS FLASH,...a plan doesn't need to take years or months or weeks or days,...
something like this,...
I pulled into my garage and entered into the kitchen,...I heard some strange noise up stairs,...i grabbed my gun I had in the garage,...I walked upstairs and saw my girlfriend in my bed with another man,...
I shot them.
The plan took two seconds.
invest at your own risk, based on your own due diligence, at your own risk tolerance