Some earlier DD on HCPC's future plans to become a bank: <a href="http://investorshub.advfn.com/boards/read_msg.asp?message_id=22980023" target="_blank">http://investorshub.advfn.com/boards/read_msg.asp?message_id=22980023</a> <a href="http://investorshub.advfn.com/boards/read_msg.asp?message_id=22479066" target="_blank">http://investorshub.advfn.com/boards/read_msg.asp?message_id=22479066</a> GLTA