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new 52 week high today, folks------up next 5+
Been good. LOTS of runway ahead for both imo
WOW, PAYS & OPXS on rolls. You a very fat man these days.
this is by far the most informative PAYS board----------but there are two more i know: yahell and IV. fwiw-------------this board has far more substance. I thank chilar for his leadership here. God bless. WOW, you're too cool. Jpike. And the others here. Ebrie. Go Mark Newcomer!
Buy dips, flip for exercise, PA is the new driver. We have full grasp and understanding, which is money in the bank.
me happy------(bad english for fun)-------but mark newcomer did just fine.
We own a strong and talented little work horse. Big boys know even better earnings just down the road.
pays imagery
"HOLD!"----------HOLD!"----------------braveheart movie quote moment applicable....Have a great day, folks.
It's not IF, but WHEN
WOW, Gary P asked. Answer: YES
Anyone catch what Mark said when asked if PA could become the main bread winner?
Added 10 net new patient affordability programs during first quarter
2024, exiting the quarter with 53 active programs, leading to a 305%
increase in pharma patient affordability revenue over the same period
last year
-- Pharma patient affordability revenue increased $1.8 million, or
305%, primarily due to the growth and launch of new pharma patient
affordability programs. We added 10 net new patient affordability
programs throughout the first quarter, exiting with 53 active
programs.
Chil, I'm worried about your short 7.50s
SEEKING ALPHA---Paysign Q1 2024 Earnings Preview
May 06, 2024 5:35 PM ETPaysign, Inc. (PAYS) StockBy: Deepa Sarvaiya, SA News Editor
Paysign (NASDAQ:PAYS) is scheduled to announce Q1 earnings results on Tuesday, May 7th, after market close.
Over the last 2 years, PAYS has beaten EPS estimates 50% of the time and has beaten revenue estimates 50% of the time.
Over the last 3 months, EPS estimates have seen 1 upward revisions and 1 downward. Revenue estimates have seen 4 upward revision and 1 downward.
More on Paysign
Driving Growth And Innovation Are Drivers Of PaySign's Success In The Prepaid Card Industry
PaySign, Inc. (PAYS) Q4 2023 Earnings Call Transcript
PaySign stock gains after strong guidance, Q4 earnings beat
Seeking Alpha’s Quant Rating on Paysign
Historical earnings data for Paysign
Excellent post. Thank you Sir.
Driving Growth And Innovation Are Drivers Of PaySign's Success In The Prepaid Card Industry
Mar. 31, 2024 11:23 AM ETPaysign, Inc. (PAYS) Stock
Qingshan Capital Management profile picture
Qingshan Capital Management
1.19K Followers
Summary
PaySign continues to experience double-digit net sales growth driven by investments in prepaid card-based payment solutions for the plasma donation industry.
The company has a strong presence with 465 plasma centers and 6.4 million cardholders, as well as sponsorship from large banks and card companies.
The recent acquisition of shares by PaySign may lead to increased demand for the stock and lower cost of capital.
render einer Geschenkkarte, isoliert auf weiß
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PaySign, Inc. (NASDAQ:PAYS) continues to deliver double digit net sales growth driven by successful investments in prepaid card-based payment solutions targeting the plasma donation industry. With 465 plasma centers and 6.4 million cardholders as well as sponsorship with large banks and card companies, I believe that operating margin and FCF could grow in the coming years. In addition, the recent acquisition of shares by PaySign may accelerate the demand for the stock and lower the cost of capital. There are clear risks coming from change in the regulatory framework, lower net sales growth than expected, or failed partnerships. With that, I think that PAYS could trade a bit more expensively.
PaySign
PaySign is a North American company that offers prepaid card services and processing services for corporate, institutional, and individual clients. These two services are the main sources of income for the company. Taking into account that processing services are used by public institutions for the organization of their internal accounts and private consumers to save costs and processing times, they do not mean greater income for the company, rather they are one of the tools the company has to generate loyalty and recognition, with the aim of getting them to contract one of the prepaid card products.
Products include gift cards, corporate benefits, reloadable debit cards, medical or pharmaceutical assistance, donations, compensation, and withdrawing money from savings accounts. The company is currently seeking to expand its product offering towards travel cards and services related to them.
The business of the company is organized via a single segment, with domestic reach within the United States. Open-Loop Prepaid Card Market Forecast has long-term growth forecasts, with an annual rate of 8% between 2024 and 2027, reaching a capitalization of around $836 billion this year. In this regard, it is worth noting that other experts believe that the global prepaid card industry could grow at a CAGR of 19.5% from 2023 to 2032.
According to the report, the global prepaid card industry generated $2.5 trillion in 2022 and is anticipated to generate $14.4 trillion by 2032, witnessing a CAGR of 19.5% from 2023 to 2032. Source: Allied Market Research
PaySign's products have been used by large companies listed in the Fortune 500 as well as other multinationals and pharmaceutical companies. By the end of 2023, company had 6.4 million customers, with at least one prepaid card activity, in more than 600 different offer programs.
The sales channels are managed by the same company. Due to the type of offer that the company has, its relationship with pharmaceutical companies is essential. Moreover, the offer of affordable prices for clients who target this sector is also very essential.
With that about the business model, I believe that it is worth having a look at the recent quarterly figures, which included better than expected EPS and quarterly net revenue. It is also worth noting that the revenue per plasma center per month continues to increase as compared to the same figures in Q4 2022.
Source: Seeking Alpha
Source: Seeking Alpha
Balance Sheet
As of December 31, 2023, PaySign reported a stable balance sheet with a considerable amount of cash and current ratio larger than 1x. Besides, the asset/liability ratio was also larger than 1x. The company reports restricted cash worth $16 million, which is the money received from prepaid card holders. I did not take into account the restricted cash for the calculation of the enterprise value.
Source: 10-k
Source: 10-k
PaySign reports a significant amount of intangibles, so I had a look at what they represent. Most of intangibles reported include assets related to the platform as well as customer lists and contracts. I believe that these are assets that the company acquired in the past. It is also worth noting that amortization of these assets appears significant. In particular, in 2023, accumulated amortization increased from close to $9 million to about $13 million.
Source: 10-k
Source: 10-k
With regard to the list of liabilities, the most relevant is that PaySign does not show debt. Accounts payables and customer card funding seem enough to finance the operations of PaySign.
Source: 10-k
Source: 10-k
Hypothesis 1: Plasma Revenue Could Accelerate Net Sales Growth Under My Base Case Scenario
For the year 2024, the forecasts are positive for the company, with the expectation of reaching revenues close to $54.6 million and $56 million in annual rate, with a 100% increase in the pharmaceutical sector and also significant, although smaller, increase in the supply of plasma products. Given the recent increase in net sales growth in the Plasma industry, I believe that we could expect further momentum growth in the coming years.
In 2011, we began marketing a corporate incentive prepaid card-based payment solution targeting the plasma donation industry. Source: 10-k
Source: Quarterly Press Release
Source: Quarterly Press Release
The company is expected to continue expanding its supply channels, as it did in 2023, obtaining positive results, from the opening of 465 new plasma centers and more than 20 programs for clients in the pharmaceutical sector. For this reason, as noted previously, the company's relationships and investments in these areas are a cornerstone to continue sustained growth. In my view, the new plasma centers will most likely bring FCF acceleration and FCF margin growth.
Hypothesis 2: New Pharmaceutical Solutions Enhance Net Sales Growth, And Bring Economies Of Scale
I believe that further development of products for the pharmaceutical industry could also bring net sales acceleration and certain economies of scale. With money received from large corporations in the pharmaceutical company, I think that the number of products offered could grow in the coming years.
Let’s note that right now the company does not only offer prepaid cards, but also client call center service and support, pharmacy claims adjudication, and CRMs. Under my base case scenario, these new products may bring median net sales growth of about 10.8%.
Funds are provided by the sponsoring pharmaceutical company for use at retail pharmacies, specialty pharmacies, hospitals, doctors’ offices and clinics nationwide. Source: 10-k
Our offerings also allow clients to directly manage more of their pharmacy benefits and include pharmacy claims adjudication, network and payment administration, client call center service and support, reporting, rebate management, as well as implementation, training and account management. Source: 10-k
Hypothesis 3: Sponsorship And New Partnerships With Banks Enhance Net Sales Growth And Operating Margin
PaySign obtains sponsorship from associated banking entities, and its income is derived from the various operations that include the offer of its services such as fees for use, commission charges in transactions, and management fees among others.
PaySign’s open-loop prepaid cards offer the possibility of integrating into the international network in which the main credit and card companies operate, such as Visa (V), Mastercard (MA), or Maestro, among others, offering a variety of possible uses. Furthermore, the use of this type of cards is increasing due to new phenomena in relation to physical and digital money, and it is a growing option for those people who do not have the requirements to open a bank savings account.Under my base case scenario, new partnerships with card companies and banks will most likely bring net sales growth and operating margin growth. As a result, under my base case scenario, I assumed a 2034 operating margin of about 9%.
Hypothesis 4: Repurchase Of Shares Leads To A WACC Of 6.7%
Given the recent acquisition of 394,558 shares of common stock for $1,127,884, I believe that demand for the stock could accelerate soon. Clearly, the fact that the company is buying shares at the current price marks means that there is some undervaluation in the stock.
Source: Seeking Alpha
Source: Seeking Alpha
On March 21, 2023, our Board authorized a stock repurchase program to repurchase up to $5 million of our common stock, subject to certain conditions, in the open market, in privately negotiated transactions, or by other means in compliance with Rule 10b-18 under the Exchange Act. The program is expected to be completed within 36 months from the commencement date. As of December 31, 2023 the Company repurchased 394,558 shares of common stock for $1,127,884 at a weighted average price of $2.86 per share. Source: 10-k
Under my base case scenario, I assumed that the demand for the stock could lower the cost of capital. As a result, I assumed a WACC of 6.7% in my base case scenario. In the worst case scenario, I included a WACC of 7.5%.
Base Case Scenario: Successful Hypotheses Lead To A Valuation Of $6.29 Per Share
Under my base case scenario, I assumed that the list of hypotheses was correct. As a result, the company reports net sales growth, operating margin growth, and significant FCF/net revenue growth. I also took into account previous figures reported by PAYS.
Source: Seeking Alpha
Source: Seeking Alpha
Source: Seeking Alpha
Source: Seeking Alpha
Source: Seeking Alpha
Source: Seeking Alpha
I included the following income statement items. First, 2034 total revenues would be close to $145 million, with cost of revenue worth $70 million and gross profit of $74 million.
In addition, with selling, general, and administrative expenses of $48 million as well as depreciation and amortization close to $12 million, total operating expenses stand at $60 million. The results would include income from operations of $13 million. Moreover, with interest income of $3 million, net income would be close to $15 million. Note that I assumed an operating margin between about 3% and 9% as well as net margin close to 10%.
Finally, if we also include FCF/revenue close to 26%, revenue would stand at $37 million. Note that Visa (V) trades at close to 60%, and Paypal (PYPL) reports FCF/revenue of 14%. If PaySign continues to grow, I think that the company could be comparable to these large corporations. In my view, the FCF/revenue ratio close to 26% appears reasonable for a base case scenario. I also believe that my figures are conservative given the net sales reported in the most recent years.
Source: Ycharts
Source: Ycharts
Source: My Expectations
Source: My Expectations
I assumed a WACC of 6.7%, which is in line with the cost of capital reported by other companies. In this regard, I would consult the following table offered by other analysts.
Source: Gurufocus
Source: Gurufocus
With EV/ TTM EBITDA in the sector of close to 10x and price/cash flow close to 8x, I assumed an EV/FCF ratio of about 9x. I believe that my figures are quite conservative.
Source: Seeking Alpha
Source: Seeking Alpha
My results would include enterprise value close to $315 million and an equity valuation of $332 million. Finally, the implied price would stand at about $6.29 per share.
Source: My Expectations
Source: My Expectations
My Worst Case Scenario Includes Failure Of Hypotheses, Which Implied A Valuation Of $3.38 Per Share
My worst case scenario includes net sales growth, but the FCF/revenue is a bit lower than that in the base case scenario. Net income growth would also be lower than that in the previous case scenario. Finally, I include a WACC that is a bit higher than that in the previous case scenario. I assumed that lower demand for the stock could lead to increases in the cost of capital.
Under this scenario, I also included 2034 total revenues of $132 million, revenue growth of about 6.2%, and median revenue growth of about 10%. I also assumed a cost of revenue of about $64 million and gross profit close to $68 million.
In addition, I included selling, general, and administrative costs of $42 million, with depreciation and amortization of about $11 million. 2034 total operating expenses would stand at $54 million, and income from operations would be $13 million. Finally, with a 2034 operating margin of about 10%, interest income of $2.8 million, and income before income tax of $16 million, I obtained net income close to $14 million.
Source: My Expectations
Source: My Expectations
If we assume a FCF/revenue ratio of 15%, 2034 FCF would be close to $19 million. In addition, with a WACC of 7.5% and terminal EV/FCF ratio of 7.5x, the implied fair price would stand at about $3.38.
Source: My Expectations
Source: My Expectations
Competitors, And Risks
Within the market in which it participates, PaySign maintains minority positions compared to historical companies in the sector that have greater resources and market capitalizations. In some segments, such as payment solutions and pharmaceutical offerings, competition is highly fragmented, as there are several participants with specific products or regional reach. In addition to prepaid card companies, we must also consider banking entities with lines of credit and similar services as well as prepaid medicine and related companies.
Above and beyond competitive risks, it must be considered that any change in the regulatory frameworks within the markets in which the company participates could affect the current operation of the company. Within this, the growth objective and the forecasts could not reach the estimated values.
Of course, an economic crisis or reduction in the payment capacity of clients could reduce the demand for the company's services, in addition to the evolution that exists in the markets for electronic media and digital tools for payment of services, which poses an innovation which could render the company's current technological capabilities obsolete.
Conclusion
PaySign continues to deliver double digit net sales growth, and I believe that the recent 465 new plasma centers could accelerate growth in the coming years. In my view, management intelligently financed prepaid card-based payment solutions targeting the plasma donation industry. I also think that new sponsorship with large banks or card companies could bring additional FCF growth and operating margin growth driven by economies of scale and new potential clients. There are obvious risks coming from lower net sales growth than expected, changes in the regulatory framework, or failed partnerships with card companies. With that, I think that PaySign could trade a bit more expensive in the coming years.
This article was written by
Qingshan Capital Management profile picture
Qingshan Capital Management
1.19K Followers
I am an M&A investment advisor with 10+ years of experience. I used to work for a big institution. I like M&A deals, value investing, and emerging markets. If you see an error please contact: wangluxem@financier.comQuingshan Capital Management provides articles for informational purposes only. I only give my opinion. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on my articles constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments.
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Analyst’s Disclosure: I/we have a beneficial long position in the shares of PAYS either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
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Some day shorts today? Felt that way to me.
Bring it on!! And then some!
If anyone cares, OPXS signed a $3.8M deal. Backlog over 47M
$5.00 this week!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
WOW, no bullets for opxs.
all invested here, very comfortably.
Showing 840k shortie. No idea of accuracy.
OPXS signs another contract upping backlog to over 43.5M.
WOW, "bulging bags", ticket to travel, ready for trip.
(-;
Calm before the storm. Spring fully coiled. Bags are packed.
Low volume thus far today. Longs holding shares tight waiting for Tuesday.
Volume
13,625
Average Volume (10 days)
279,259
as always, buy dips. flipped some for exercise.
next week: WINGS
Low volume take down first half hour is a surprise to me.
I expect a new high today. Lets see!
jp, Holding everything but short Sept $7.50 calls.
Nice volume and buys last 20 minutes today.
Sold a few at 4.72. Keeping large position tucked away. Always adding on dips.
52 week high- up next 5+ steady-easy-peasy..........
Wall built @ $4.75. Lets watch it be destroyed. ( mayby not today)
BBULLISH HERE..............steady support-----with newbies looking....5+ up next
I believe plasma alone could've got us beyond 6. Soon the analysts will be including our Best of Class, "We've Cracked the Code", pharma solutions.
jp, re shorts, the more the
merrier. All shorts will be caught by the short hairs in due time
Nonesense post on Stocktwits yesterday by Intratio on Pays board. Likely a short service. Not sure if he has a following.
I believe we had a big pharma transfer their existing oncology dept to us Q1. We should a glimpse into what we have here in 2 weeks!
If I were big pharma I'd be mighty bitter to learn I'd been screwed over for a decade with mass hidden fees. I wouldn't be able to get to Paysign quick enough, which looks to be the case with these pharma companies switching to us midstream. Big time MOJO yo!
WOW, Jon Hickman has the highest pps target @ $6.00.
I expect him to raise after Q1. $10.00 is a nice round #.
Jon Hickman
Ladenburg Thalmann & Co.
Buy
03/28/24 $6.00
snort! Isn't that what bulls do?---------------I be bullish about our gem, PAYS. We got many horns coming....going forward...
my point exactly in my last post-------------if EVER it was time not to sell it's now- pretty much.....i feel snug as a bug holding long now myself.....
I remain confused about yesterday. Why buy the heck out of it in the AM, running up the pps, and then puke shares out immediately after, busting pps? Huge volume yesterday and very small today. Was it 1 tute or 2? If 2, why not meet in the middle.
Regardless, opportunities for us.
When a big boy buys or sells it moves the markets. Can't see many other reasons for this action today. It surprised me.
the fans are boo-ing those who sold into the possible breakout this day-----taking us down so unnaturally-------keep that up and pays may get stunted in its natural pps growth. Why not let a breakout happen- and sell later?--------------To each their own. But i'm boo-ing you. We might have hit 5.00 this week if you hadn't nickel and dime capitalized. (sigh)
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Moderators chilar4567 |
- Revenue for the year ending December 31, 2018 was $23.4 million, an increase of 54% compared to $15.2 million the prior year.
- Gross profit increased 70% to $11.4 million or 49% of revenues, compared to $6.7 million or 44% of revenues in 2017.period last year.
- Non-GAAP Adjusted EBITDA was $4.9 million, an increase of 65% compared to $3.0 million in 2017. Non-GAAP Fully Diluted EPS was $.09 as compared to $.06 the prior year.
- The company reiterates its previously released revenue guidance for 2019 of $38.0 to $40.0 million, representing a 62% to 71% increase compared to $23.4 million for full year 2018
as well as an adjusted EBITDA guidance at $10.0 to $12.0 million, representing a 104% to 145% increase compared to $4.9 million for full year 2018.
The PaySign platform represents a revolutionary payment processing solution that took years of development. It is a reflection of the Company's commitement to providing innovative, cost effective, customizable payment solutions to a variety of industries for multiple purposes. The platform was designed to easily incorporate new payment technologies and applications as they evolve, keeping Paysign at the forefront of payment innovation.
--> Corporate Incentives: In a market that is expected to grow to $26.5 billion by 2016, PaySign® corporate incentive cards are the perfect vehicle for
corporations looking to engage and motivate their customers, employees, and trade partners. PaySign cards are perfect for customer rebates, employee
bonuses and trade partner commissions. Examples of corporate incentive cards include prepaid cards used as incentives to purchase big ticket items such
as automobiles, smartphones and major appliances.
--> Payroll: PaySign payroll cards reduce administration costs and streamline operations for companies looking to provide an efficient payment method for
unbanked employees. The overall market for prepaid debit cards for payroll is expected to reach $66.4 billion by 2016.
--> Public Sector: Federal and local governments, educational institutions, and other public sector organizations are constantly looking to improve efficiency
and reduce costs. The PaySign card for the public sector provides an effective way to reduce costs and inefficiencies, whether related to disbursements of
public benefits or internal payments. The total prepaid card market for government payments is projected to reach $119.4 billion by 2016.
--> Pharmaceutical Co-Pay Assistance: Paysign's Allegiance Rx card is now available under the PaySign brand. Co-pay assistance cards have been
utilized by major pharmaceutical companies for brands such as Viagra®, Vyvance® and Restasis® to name a few.
--> Source Plasma Donors: Plasma collection companies nationwide can turn to the PaySign brand of cards for a customized payment solution for plasma
donors. The PaySign solution offers either a customized Plasma Web portal solution or direct integration into donor management software.
- Co-founded the Company in 2001; and driving force behind the Company's significant growth and strategic direction
- Shaping the future of the business as a premier prepaid card services leader, delivering a strong value proposition for clients and over 2 million cardholders; oversees all financial, operational, technological and strategic decisions for the company, including: technology investments, the evaluation of strategic acquisitions,new product development and the formation and cultivation of third-party relationships
- Served on the X-9 committee which developed standards for the electronic payments industry alongside IBM, Diebold, First Data, KPMG, MasterCard, Melon Bank, Visa, Wells Fargo, the Federal Reserve and others
- Attended Cal-Poly San Luis Obispo where he majored in Bio-Science
- Co-founded the Company in 2001
- 30+ years of senior IT experience
- Prior experience includes Director of Technology Planning at the Associated Press, Project Manager of implementation of Medicare Easyclaim for ANZ Bank in Australia, Coca-Cola Business Operations & Business analyst for Australia Post
- 30+ years of experience in Financial Services and BPO industries with concentration in Finance, Operations and executive leadership
- Prior experience includes CEO and CFO of Zxerex, CEO of Affina, and Vice President at American Express and Vice President at NextCard
- Bachelor of Science in Finance, minor in Accounting; and Masters in Business Administration (MBA) from Brigham Young University
- 30+ years of industry experience
- Previously at Sunrise Banks as Senior Vice President, Payments Division where she led the new prepaid business
- Prior experience includes various management positions in operations, product development, and sales and marketing at UMB Bank, Heartland Bank, and Boatmen’s Bank
- Board member of the Network Branded Prepaid Card Association and serves as Treasurer
- 13+ years of legal experience in non-traditional banking
- Previously at Republic Bank & Trust Company (Louisville, KY) as Deputy General Counsel and Vice President where he managed all legal affairs for Republic’s non-traditional bank programs, including payments, small-dollar consumer lending, commercial lending and tax related products
- B.A. in Psychology and Philosophy from the University of Kentucky and J.D. from DePaul University College of Law in Chicago, Illinois
- 20 years of experience working in the card industry, focusing on prepaid and credit products
- Previously with Global Cash Card, Inc., Sunrise Banks and Meta Payment Systems (a division of Meta Bank)
- Certified member (CAMS) of the Association of Certified Anti-Money Laundering Specialists.
- Bachelor of Science Degree from South Dakota University
- 30+ years experience in various technical roles providing enterprise IT services at several global companies
- Former Associate Director, Hosting Solutions Bristol-Myers Squibb
- Former Manager of Server Technology, The Associated Press
- 25+ years experience in various marketing roles within the Fintech industry
- Former Senior Product Marketing Manager at Fiserv
- Former Vice President, Marketing, NYSE Governance Services
Board of Directors
- Former CEO of NetSpend (2008-2013). Grew annual revenue from $129M to $351M, with over 2.4 million cardholder accounts. NetSpend acquired by Total System Services: (NYSE: TSS) for $1.4B
- Co-founder, Former President and Chief Operations Officer and Director at Euronet Worldwide (NASDAQ: EEFT). A leader in secure electronic financial transaction processing. Current market cap: 5.4B
- Sits on Board of The Brinks Company. (NYSE: BCO), CARD Corporation (Card.com), RxSavings Solutions, Balance Innovations and Align Income Share Fund
- Received a B.S. in Business Administration with majors in Finance, Economics and Real Estate from the University of Missouri,Columbia
- 35+ years in the banking industry including serving as the President and CEO of two banks in the Midwest
- Former CEO of Healthcare Services at UMB Bank, N.A a leading provider of healthcare payment solutions including health savings account (HSAs), health care spending accounts and payments technology
- 30+ years of legal experience focusing on mergers and acquisitions, public and private securities offerings, and venture capital transaction
- Serves as corporate counsel for numerous public/private companies and was formerly general counsel and board member of Swensen’sInc.
- Mr. Williams is a shareholder with Greenberg Traurig LLP and admitted to the Bar in New York and Arizona
- 30+ years of experience as a Certified Public accountant
- Founder and Managing member of Mina Llano Higgins Group, LLP
- Former CFO of Coal Brick Oven Pizzeria, Inc.
- Currently CFO for Academy of Aviation in Long Island, NY
3PEA International:
Jim McCroy
Investor Relations
Tel: 702.749.7269
IR@3PEA.com
www.3pea.com
Website
Click Here For the Company's Investor Presentation
Articles About 3PEA International
Seeking Alpha (SC Capital Group) - 3Pea Is A Payment Processor With >40% Organic Growth Selling For Half Of Peer Multiples - 2018-05-22
Seeking Alpha (Inefficient Market) - 3Pea: Strong Guidance, Uplisting, Should Propel Shares Higher - 2018-04-03
Seeking Alpha (BW Investment Visibility) - 3Pea International: Undervalued And Undercovered Turnaround Story - 2017-11-20
Analyst Coverage
Cannacord Genuity: Buy 17$ Target
Ladenburg Thalmann: Buy 14.50$ Target
Maxim Group: Buy 10.00$ Target
*This document contains projections and other forward-looking statements regarding future events. Such statements are predictions, which may involve known and unknown risks, uncertainties and other factors, which could cause the actual events or results and objections to differ materially from those expressed.
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