Home > Boards > Free Zone > User's Groups >

Thrift Savings Plan

RSS Feed
      Hide Sticky   Hide Intro
Moderator: frenchee Assistants:
Search This Board:
Last Post: 7/31/2014 3:52:39 PM - Followers: 69 - Board type: Free - Posts Today: 0



WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
* Posting statements that don't add value to the discussion; or
* When you violate any other posting term of the iHub User Agreement: http://investorshub.advfn.com/boards/complex_terms.asp



 P/Es & Yields on Major Indexes http://online.wsj.com/mdc/public/page/2_3021-peyield.html

American Bull NYSE Market Timing  http://americanbulls.com/SignalPage.aspx?lang=en&Ticker=SPY

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

As of 31 Jul 14

#6348  Sticky Note Amex Institutional Index frenchee 04/05/14 08:03:02 PM
#6192  Sticky Note C & S Fund Relative Performance Chart frenchee 08/23/13 12:12:05 PM
#6146  Sticky Note S&P 500: Regression to Trend frenchee 06/03/13 10:34:22 PM
#6533   Last hour is for professionals hando 07/31/14 03:52:39 PM
#6532   Even pros don’t know this about the market frenchee 07/31/14 03:03:22 PM
#6531   I am caught in the Russell 2K. I hando 07/31/14 02:48:22 PM
#6530   Argentina's default was the trigger, It should digest. hando 07/31/14 02:44:34 PM
#6529   10 percent correction would be nice hando 07/31/14 02:40:04 PM
#6528   Many many reports to digest in the morning. Jahvik 07/31/14 02:34:27 PM
#6527   Hard to say what Friday will bring, could Jahvik 07/31/14 02:33:50 PM
#6526   4 days down, I like 6 & 7, hando 07/31/14 02:32:04 PM
#6525   S&P CLOSE TO RISISTANCE AT 1930 hando 07/31/14 02:28:46 PM
#6524   RSI coming into play hando 07/31/14 02:23:12 PM
#6523   tomorrow watch out for the dead cat bounce. hando 07/31/14 02:20:36 PM
#6522   Here is the reaction to the triple top. hando 07/31/14 02:17:49 PM
#6521   If You are Bullish C Fund, SPXL Works frenchee 07/31/14 11:26:00 AM
#6520   Now in presignal area for an RSI buy frenchee 07/31/14 11:03:15 AM
#6519   I Fund Long-Term Chart at Resistance frenchee 07/30/14 10:11:47 PM
#6518   C Fund Long-Term Trend Currently Robust frenchee 07/30/14 10:00:51 PM
#6517   http://www.usatoday.com/story/money/markets/2014/07/27/is-the-fed-fueling-a-gian Jahvik 07/28/14 07:46:34 AM
#6516   Your charts show the market determined to go hando 07/24/14 01:25:38 PM
#6514   Current I Fund Thoughts frenchee 07/24/14 01:35:42 AM
#6513   Short-Term Thoughts on C Fund frenchee 07/24/14 01:18:45 AM
#6512   interesting...ty Jahvik frenchee 07/24/14 01:16:49 AM
#6511   Triple top. Looking for a spot to Jahvik 07/23/14 02:08:01 PM
#6510   SPY, MDY and IJR, TAN, SPWR and SCTY, frenchee 07/22/14 06:09:32 PM
#6509   nice...good luck hando frenchee 07/22/14 02:28:23 PM
#6508   I am on the sideline. the market is hando 07/22/14 01:42:27 PM
#6507   dang you guys/gals are quiet. frenchee 07/22/14 09:07:39 AM
#6506   Isn't that the billion dollar question hando ;) frenchee 07/20/14 01:43:41 PM
#6505   my question is why the big move and hando 07/17/14 04:02:22 PM
#6504   Premarkets Up .3% Early AM frenchee 07/14/14 07:13:36 AM
#6503   frenchee, looking very possible. I'm ready to stocktrader1 07/11/14 01:42:22 PM
#6502   you are welcome ST1...maybe we get the signal frenchee 07/11/14 12:00:03 PM
#6501   ok, very good! thanks. stocktrader1 07/11/14 11:10:04 AM
#6500   Setups The setups I'm looking for are as follows: frenchee 07/11/14 09:02:52 AM
#6499   Sounds great! Exactly what setup are you stocktrader1 07/10/14 10:04:28 PM
#6498   Short-Term Buy Signal Setting Up frenchee 07/10/14 09:54:03 AM
#6497   VIX Seasonality Shows a Strong Tendency in July frenchee 07/08/14 09:12:13 PM
#6496   An Update on the Banking Index ... Watch frenchee 07/08/14 10:04:19 AM
#6495   Frenchee got it hando 07/01/14 05:03:48 PM
#6494   C, I, S - fresh simple charts The_Free_Nebula 07/01/14 01:24:19 PM
#6493   My Daily View of Our Stock Fund Choices frenchee 06/30/14 07:15:40 PM
#6492   hando, can you hear a bell? frenchee 06/30/14 06:58:18 PM
#6491   GOPRO, sorry, I was just happy. hando 06/27/14 12:44:42 PM
#6490   YW BleeckerStreet frenchee 06/25/14 09:20:19 AM
#6489   Thanks for the link BleeckerStreet 06/24/14 09:50:22 PM
#6488   The 17K was going to be a tough The_Free_Nebula 06/24/14 05:46:55 PM
#6487   Vix & TZA up sharply as volume picked Jahvik 06/24/14 05:10:34 PM
#6486   Bottom fell out late The_Free_Nebula 06/24/14 03:56:03 PM
#6485   Update: Inflowing Liquidity levels and Institutional Selling levels frenchee 06/24/14 09:34:07 AM
#6484   Wholesale Gas Prices on Doorstep for Breakout frenchee 06/24/14 09:29:49 AM
#6483   As assets grow, TSP resists calls for change frenchee 06/24/14 09:01:08 AM