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Last Post: 5/4/2016 3:13:19 PM - Followers: 73 - Board type: Free - Posts Today: 1


WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 


Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
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C Fund: Regression to Trend #msg-88600053
Point & Figure Charts #msg-106760622
P/Es & Yields on Major Indexes
American Bull NYSE Market Timing
Sell in May and Go Away? #msg-75057963
How to Post StockCharts in Your Message #msg-88716569
DecisionPoint Market Scoreboard for C Fund #msg-115295069
E-Mini S&P 500 Future #msg-120737783

As of 24 Feb 16

#7680   Regression to the Trend Starting? frenchee 05/04/16 03:13:19 PM
#7679   Should you skip sell-in-May in a presidential election frenchee 05/02/16 02:21:00 PM
#7678   I hear you...I jumped back in today...Maybe I The_Free_Nebula 04/26/16 11:52:12 AM
#7677   Got behind.....takes the fun out. Lol Jahvik 04/26/16 10:58:57 AM
#7676   Where is everybody? The_Free_Nebula 04/26/16 09:41:42 AM
#7675   Going to jump back in today... The_Free_Nebula 04/25/16 10:45:30 AM
#7674   Going all G tomorrow The_Free_Nebula 04/19/16 04:01:40 PM
#7673   Dow back over 18k...all G soon The_Free_Nebula 04/19/16 12:32:37 AM
#7672   creeping back up...could be summer creep or the The_Free_Nebula 04/13/16 04:01:30 PM
#7671   Things looking up lately The_Free_Nebula 03/30/16 10:36:08 AM
#7670   Perspective on Long-Term Interest Rates frenchee 03/30/16 08:33:34 AM
#7669   Watching Oil? frenchee 03/29/16 10:37:24 PM
#7668   What's missing from this market advance? frenchee 03/29/16 10:36:28 AM
#7667   Too Fast of a Sentiment Swing frenchee 03/24/16 10:45:15 AM
#7666   I Fund and C Fund Short-Term Sell Signals frenchee 03/24/16 09:58:00 AM
#7665   S Fund Short-Term Sell Signal frenchee 03/23/16 11:23:07 AM
#7664   Color coming back into the cheeks of the TSP The_Free_Nebula 03/11/16 05:44:17 PM
#7663   C, I, S - Fresh simple tracking charts The_Free_Nebula 03/11/16 05:43:59 PM
#7662   All stock funds are overextended relative to the frenchee 03/10/16 08:55:00 AM
#7661   Market Internals still suggest down though they are baja6string 03/09/16 07:22:34 PM
#7660   Quiet board = Big Move Coming? frenchee 03/09/16 03:29:15 PM
#7659   A Double-edged Sword for the McClellan Oscillators frenchee 03/05/16 08:34:08 AM
#7658   Overconfidence Drives Lifecycle Fund Misuse frenchee 03/02/16 12:44:55 PM
#7657   S Fund vs. C Fund Relative Performance frenchee 03/02/16 12:04:22 PM
#7656   S Fund P/E Ratio Might Be Out of Sight frenchee 03/01/16 10:27:14 AM
#7655   C Fund Long-Term Chart frenchee 02/29/16 03:15:55 PM
#7654   Carl Swenlin's View on Long-Term Trend frenchee 02/29/16 08:51:26 AM
#7653 Jahvik 02/26/16 05:00:55 AM
#7652   Following the Money: Out of Global Stocks frenchee 02/25/16 11:56:00 AM
#7651   Moved 50/50 G & I for Friday. Jahvik 02/25/16 10:09:23 AM
#7650   US$ Appears to be Headed Back Up frenchee 02/24/16 10:32:19 AM
#7649   See ya in March C & I Funds frenchee 02/24/16 09:41:09 AM
#7648   E-Mini S&P 500 Future Link frenchee 02/24/16 08:46:24 AM
#7647   The inflation-adjusted Dow has broken below support of frenchee 02/24/16 08:29:50 AM
#7646   Updated Stop Targets for C & I Fund frenchee 02/23/16 12:52:54 PM
#7645   Is it Possible the Correction is Over? frenchee 02/23/16 10:27:17 AM
#7644   Thanks for taking the time to get back frenchee 02/22/16 12:23:53 PM
#7643   Mostly because of the exposure to currency. Jahvik 02/22/16 11:05:33 AM
#7642   Hi Jahvik, frenchee 02/22/16 08:15:30 AM
#7641   Moved back in 50/50 S & I. Jahvik 02/19/16 11:23:12 AM
#7640   I may have more balls than brains here Jahvik 02/17/16 09:03:09 PM
#7639   C Fund point and figure buy signal triggered frenchee 02/17/16 10:27:09 AM
#7638   Very nice. I wish I would've pulled Jahvik 02/16/16 02:08:11 PM
#7637   Back in the Game frenchee 02/16/16 01:16:49 PM
#7636   Short Term Trend in C & I Funds frenchee 02/04/16 09:31:44 AM
#7634   Keep Your Foot on the Gas Carolina Panthers! frenchee 02/04/16 08:29:50 AM
#7632   Interesting link Frenchee, thanks… If everyone is bearish, baja6string 01/29/16 02:12:40 PM
#7631   3-reasons-the-sp-500-may-revisit-its-all-time-high frenchee 01/28/16 08:12:31 AM
#7630   I hear ya...I'm doing some short-term gun slinging frenchee 01/22/16 10:25:08 AM
#7629   Frenchee – Selling over? Here’s what I wrote baja6string 01/21/16 07:19:39 PM