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Last Post: 8/28/2015 5:39:02 PM - Followers: 73 - Board type: Free - Posts Today: 0

 

 

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 
References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 
 

Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
* Posting statements that don't add value to the discussion; or
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 ...Worth-a-Click...


C Fund: Regression to Trend #msg-88600053

Point & Figure Charts #msg-106760622

P/Es & Yields on Major Indexes http://online.wsj.com/mdc/public/page/2_3021-peyield.html

American Bull NYSE Market Timing  http://americanbulls.com/SignalPage.aspx?lang=en&Ticker=SPY

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

DecisionPoint Market Scoreboard for C Fund #msg-115295069

As of 9 Jul 15

PostSubject
#7404   I have been ignoring the Data lately, because hando 08/28/15 05:39:02 PM
#7403   I was wrong about a dip at closing. drive 08/28/15 05:27:19 PM
#7402   I was going to get in on the Jahvik 08/28/15 05:01:36 PM
#7401   My guess.......we see a nice dip ahead of drive 08/28/15 01:52:11 PM
#7400   Wow what a ride. It is bad. Sure hando 08/27/15 05:41:41 PM
#7399   C, I, S - fresh simple tracking charts The_Free_Nebula 08/27/15 05:34:40 PM
#7398   There is still room to catch up...it is The_Free_Nebula 08/27/15 05:31:36 PM
#7397   To late now. It got a good correction. hando 08/27/15 05:30:55 PM
#7396   I wish I knew....I was never all out...prices The_Free_Nebula 08/26/15 11:54:21 PM
#7395   So what happened? 2011 prices on sale gone. hando 08/26/15 11:22:25 PM
#7394   up 600 points... The_Free_Nebula 08/26/15 03:57:24 PM
#7393   Dow Jones finished on a # I mentioned hando 08/25/15 06:14:42 PM
#7392   Yes the blood worm is still moving The_Free_Nebula 08/25/15 03:49:45 PM
#7391   From a pre-market up 500 points to a The_Free_Nebula 08/25/15 03:49:09 PM
#7390   Finding bottom not easy. It should bounce around. hando 08/25/15 02:15:09 PM
#7389   technical bounce, should last a few days! stocktrader1 08/25/15 12:09:15 PM
#7388   Congrats. You put your brain before your Jahvik 08/25/15 09:57:40 AM
#7387   I wish I were brave enough to strength The_Free_Nebula 08/25/15 09:16:41 AM
#7386   Great chance to cut losses. Down 11% Jahvik 08/25/15 08:56:47 AM
#7385   Futures running big time tonight, rally starts in stocktrader1 08/25/15 12:17:50 AM
#7384   I believe it will always go up. Its hando 08/24/15 11:26:57 PM
#7383   Highest volume in 5 years on S&P. Jahvik 08/24/15 08:31:47 PM
#7382   Intermediate C Fund frenchee 08/24/15 01:58:54 PM
#7381   Intermediate-term S Fund Trend frenchee 08/24/15 01:53:33 PM
#7380   I have no trades. In Sept. for sure. hando 08/24/15 01:37:20 PM
#7379   Good call. hando 08/24/15 01:33:19 PM
#7378   Yes that in combination other factors. Like the hando 08/24/15 01:31:15 PM
#7377   I don't think there will be a quick The_Free_Nebula 08/24/15 11:40:24 AM
#7376   I've never been happier to not be able drive 08/24/15 11:38:06 AM
#7375   No hurry to jump in yet is there? The_Free_Nebula 08/24/15 08:58:12 AM
#7374   I am honestly hoping for a bounce back Jahvik 08/24/15 08:11:12 AM
#7373   QE Bubble seems to be bursting....finally!! I Jahvik 08/24/15 05:44:36 AM
#7372   This board is quiet. This was predicted so hando 08/23/15 11:36:44 PM
#7371   we may see a 500 - 600 point The_Free_Nebula 08/21/15 03:17:48 PM
#7370   looks to me like that time has come, stocktrader1 08/21/15 10:01:05 AM
#7369   Tomorrow more red...market scared and oversold...going all in soon The_Free_Nebula 08/21/15 02:42:59 AM
#7368   I'm out of trades until the first of drive 08/20/15 09:51:39 PM
#7367   He sure did!! Hopefully he can let Jahvik 08/20/15 09:15:25 PM
#7366   You are welcome drive :) frenchee 08/20/15 03:53:34 PM
#7365   Yep. I'd say he nailed it. drive 08/20/15 01:13:59 PM
#7364   Investors will get a closer look at Fed BleeckerStreet 08/19/15 12:38:40 PM
#7363   Looks like that guy nailed it. drive 08/19/15 10:57:17 AM
#7362   hulbert Belives Stock market bulls are playing with fire frenchee 08/18/15 10:01:08 PM
#7361   McClellan sees stocks set up for ‘ugly decline’ frenchee 08/18/15 09:57:43 PM
#7360   Same day S&P Chart and share price more hando 08/18/15 11:40:39 AM
#7359   THX. What I don't understand, maybe somebody has hando 08/18/15 11:17:15 AM
#7358   You guys are doing well...I need to get The_Free_Nebula 08/18/15 09:09:03 AM
#7357   I need to share because my conviction. Just hando 08/18/15 01:04:53 AM
#7356   I value your input. You scored 15% nice. hando 08/17/15 07:20:04 PM
#7355   I just play it safe, 1 in hand Jahvik 08/17/15 06:00:04 PM
PostSubject