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Last Post: 4/21/2015 10:14:18 PM - Followers: 71 - Board type: Free - Posts Today: 0

 

 

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 
 

Please keep your posts on topic because your message(s) will probably be deleted when:

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 ...Worth-a-Click...


C Fund: Regression to Trend #msg-88600053

Point & Figure Charts #msg-106760622

P/Es & Yields on Major Indexes http://online.wsj.com/mdc/public/page/2_3021-peyield.html

American Bull NYSE Market Timing  http://americanbulls.com/SignalPage.aspx?lang=en&Ticker=SPY

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

As of 30 Sep 14

PostSubject
#6946  Sticky Note S Fund vs. I Fund Relative Performance Chart frenchee 03/02/15 01:12:48 PM
#6945  Sticky Note S Fund vs. C Fund Relative Performance Chart frenchee 03/02/15 01:10:22 PM
#6944  Sticky Note C Fund vs. I Fund Relative Performance Chart frenchee 03/02/15 01:08:22 PM
#7001   A Pause That Refreshes Or The Beginning Of frenchee 04/21/15 10:14:18 PM
#7000   Sooner or later the resistance points of 18K/5Kand The_Free_Nebula 04/21/15 08:41:05 AM
#6999   C, I, S - fresh simple charts The_Free_Nebula 04/21/15 08:39:54 AM
#6998   I'm in G for the rest of the Jahvik 04/17/15 02:35:09 PM
#6997   Nice correction going on. Still have all drive 04/17/15 02:21:30 PM
#6996   Hulbert on Leading Indicators Signaling a Market Top frenchee 04/14/15 08:44:14 AM
#6995   Five Day Relative TSP Performance frenchee 04/10/15 03:03:36 PM
#6994   Not sure if this was posted. Pretty sure rattlewatch 04/08/15 04:56:58 PM
#6993   Thanks friend, nice to see ya. Jahvik 04/06/15 04:36:58 PM
#6992   You guys that moved to I nailed it. drive 04/06/15 12:01:42 PM
#6991   Moved to 50/50 G & F for Teusday. Jahvik 04/06/15 10:42:35 AM
#6990   Weekly View of S Fund frenchee 04/04/15 03:59:41 PM
#6989   Weekly View of I Fund frenchee 04/04/15 03:49:47 PM
#6988   Weekly View of C Fund frenchee 04/04/15 03:46:59 PM
#6986   Today's chart presents the Dow's average performance for frenchee 04/01/15 08:40:02 PM
#6985   GL Jahvik...I'm in the boat with ya now.:) frenchee 04/01/15 03:55:34 PM
#6984   Moved to 100% I fund for Wednesday. Jahvik 04/01/15 11:18:42 AM
#6983   Good luck frenchee! I'm out of moves until Wednesday. Jahvik 03/30/15 10:30:13 AM
#6982   I hear ya Jahvik frenchee 03/30/15 10:27:45 AM
#6981   That's about what I'm thinking too. I'm hoping Jahvik 03/27/15 11:24:45 AM
#6980   Right now I'm holding at 50% G Fund frenchee 03/27/15 11:22:06 AM
#6979   Any thoughts? Alco kicks off earnings on Jahvik 03/25/15 11:57:23 AM
#6978   And back to G I go for Monday's open. Jahvik 03/20/15 10:55:16 AM
#6977   Moved 100% I fund at tomorrow's open. Jahvik 03/19/15 12:18:32 PM
#6976   I guess so. Nice bounce, but it was hando 03/19/15 02:10:40 AM
#6975   Yes, I'm out but not sure how long. Jahvik 03/18/15 05:07:48 PM
#6974   Not for me...I am in and I probably The_Free_Nebula 03/18/15 05:04:11 PM
#6973   Decisions decisions Jahvik 03/18/15 04:42:15 PM
#6972   Bad housing news, bad manufacturing news.......market likes it Jahvik 03/16/15 10:07:52 AM
#6971   I will start buying at 5%. And buy hando 03/13/15 11:53:13 PM
#6970   Good move. I am holding. Now is time hando 03/13/15 11:42:51 PM
#6969   Will this end up being good news? frenchee 03/13/15 11:12:07 AM
#6968   TY Jahvik. I'm not totally convinced I'm frenchee 03/13/15 08:55:48 AM
#6967   Good luck frenchee. I've missed some dip Jahvik 03/12/15 06:18:02 PM
#6966   Moving to 50% S Fund at COB Today frenchee 03/12/15 12:13:54 PM
#6965   That is 8 days away, the Market might hando 03/10/15 08:26:38 PM
#6964   I'm waiting until after the Fed announcement on Jahvik 03/10/15 06:06:13 PM
#6963   Me too. hando 03/10/15 05:53:49 PM
#6962   Dollar Flies … Commodities, Emerging Markets Cry! frenchee 03/10/15 05:35:33 PM
#6961   I Fund Coming Up on Potential Support frenchee 03/10/15 12:50:17 PM
#6960   The bull market in stocks is much younger frenchee 03/10/15 12:31:44 PM
#6959   Moved from F to G for tomorrow. Jahvik 03/10/15 10:58:05 AM
#6958   True. People love headlines though. Jahvik 03/10/15 07:16:21 AM
#6957   The Greece thing is overblown....the whole country is The_Free_Nebula 03/10/15 07:14:28 AM
#6956   Looks like Greece is going to help put Jahvik 03/10/15 05:43:37 AM
#6955   VIX is only 15.5, not 20+. I am holding. hando 03/06/15 02:52:45 PM
#6954   Now its time to watch. Weekly Stochs want hando 03/06/15 02:48:52 PM
#6953   WOW 2 years? I like the I Fund hando 03/06/15 02:44:31 PM
#6952   hando, I'm going to sit in F fund Jahvik 03/05/15 04:58:18 PM
#6951   The I Fund had a nice run. I hando 03/05/15 01:07:32 PM
PostSubject