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Last Post: 4/22/2014 3:10:00 PM - Followers: 67 - Board type: Free - Posts Today: 0

 

 

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded. 

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 
 

Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
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 ...Worth-a-Click...

 

Amex Institutional Index #msg-100108980

American Bull NYSE Market Timing  http://americanbulls.com/SignalPage.aspx?lang=en&Ticker=SPY

Sell in May and Go Away? #msg-75057963

Weekly CRB Chart #msg-88485968

S Fund Long-Term Chart #msg-96869421

C Fund Long-Term Chart  #msg-96869461

F Fund Long-Term Chart #msg-96869367

I Fund Long-Term Chart #msg-96869500

How to Post StockCharts in Your Message #msg-88716569

As of 7 Apr 14

PostSubject
#6348  Sticky Note Amex Institutional Index frenchee 04/05/14 08:03:02 PM
#6192  Sticky Note C & S Fund Relative Performance Chart frenchee 08/23/13 12:12:05 PM
#6146  Sticky Note S&P 500: Regression to Trend frenchee 06/03/13 10:34:22 PM
#6378   TY--just got lucky mate. frenchee 04/22/14 03:10:00 PM
#6377   That call you made for the S Fund hando 04/22/14 01:14:31 PM
#6376   Yes absolutely, I am retired Fed. hando 04/22/14 01:05:50 PM
#6375   Welcome to our board hando. If you frenchee 04/22/14 11:27:50 AM
#6374   This is a good board. Friday was a hando 04/22/14 11:22:56 AM
#6373   Fresh C Fund Chart frenchee 04/21/14 10:34:01 AM
#6372   Perhaps an exchange to C Fund would do? frenchee 04/17/14 05:45:29 PM
#6371   Back to g fund until sometime in April. Jahvik 04/17/14 11:41:33 AM
#6370   Hmmmmm! In a pickle Jahvik 04/17/14 10:45:57 AM
#6369   C Fund Setting Up for Intermediate-Term Buy frenchee 04/16/14 12:27:10 PM
#6368   Should you sell in April and go away? frenchee 04/16/14 10:29:21 AM
#6367   Thanks frenchee!! I'm chewing my nails. Jahvik 04/16/14 10:06:55 AM
#6366   First, congrats on the gain Jahvik! Hard to frenchee 04/16/14 09:45:59 AM
#6365   The indexes are moving quickly from oversold levels. Jahvik 04/16/14 12:50:07 AM
#6364   Don’t you deserve more than 20% of your gains? frenchee 04/15/14 12:33:32 PM
#6363   Intermediate-Term Buy Signal Up for S Fund Setting Up frenchee 04/11/14 02:23:41 PM
#6362   10 investing rules tailor-made for tough markets frenchee 04/11/14 01:26:18 PM
#6361   You as well frenchee! Lets enjoy Jahvik 04/11/14 01:25:43 PM
#6360   Good luck Jahvik! frenchee 04/11/14 01:23:04 PM
#6359   Back to s fund for monday Jahvik 04/11/14 11:54:41 AM
#6358   C Fund Sell Limit frenchee 04/11/14 10:51:57 AM
#6357   "Dead cat"??? I think maybe it is. Jahvik 04/10/14 06:16:25 AM
#6356   This proposed budget is looking to make all rattlewatch 04/07/14 11:03:07 PM
#6355   FERS, FERS-RAE, FERS-FRAE… What Does All This Mean? frenchee 04/07/14 07:19:40 PM
#6354   OT: Masters Pool frenchee 04/07/14 12:55:14 PM
#6353   Sell Limit for C Fund frenchee 04/07/14 12:46:08 PM
#6352   Moving back to 100%G fund before noon today. rattlewatch 04/07/14 11:06:21 AM
#6350   Dark Market frenchee 04/07/14 09:25:55 AM
#6348   Amex Institutional Index frenchee 04/05/14 08:03:02 PM
#6347   John Murphy's Analysis of 4 Apr 14 Market Action frenchee 04/05/14 07:34:24 PM
#6346   Looks like I'll be in G for a Jahvik 04/04/14 11:45:45 AM
#6345   Coming along for the ride , moving to rattlewatch 04/01/14 10:40:32 AM
#6344   frenchee, good call! stocktrader1 04/01/14 10:00:35 AM
#6343   Moving 100% Into C Fund frenchee 03/31/14 10:02:00 AM
#6342   Good stuff ,thanks. Agree on Ukraine and rattlewatch 03/28/14 10:00:55 PM
#6341   Oh I'm absolutely not sure. What I think Jahvik 03/28/14 09:33:19 PM
#6340   Not so sure myself, it moved down than rattlewatch 03/28/14 08:44:44 PM
#6339   I'm betting on the move lower. I Jahvik 03/28/14 06:29:05 PM
#6338   Adx on the Dow chart is about 10.2 rattlewatch 03/28/14 01:37:56 PM
#6337   Back in S fund Friday morn for a Jahvik 03/27/14 03:02:52 PM
#6336   Topping process is nearly over. Time to cherry Jahvik 03/26/14 11:01:55 PM
#6335   Went back to G as of open today. Jahvik 03/21/14 02:30:10 PM
#6334   Going 100% in S Fund Today frenchee 03/19/14 11:42:38 AM
#6333   John Murphy's Analysis of C Fund frenchee 03/13/14 02:41:45 AM
#6331   That's a good way to play, finding bottom rattlewatch 03/12/14 03:48:10 PM
#6330   Good move. I'm sticking in F until Jahvik 03/12/14 12:44:46 PM
#6329   moving back to 100%g before noon today. May rattlewatch 03/12/14 10:13:22 AM
#6328   Waiting to see if the black ADX line rattlewatch 03/09/14 09:55:12 PM
#6327   Still holding, just wish I had stuck with stocktrader1 03/04/14 09:35:28 PM
#6326   Should've posted this, thanks for the reminder. Moved rattlewatch 03/04/14 08:23:30 PM
PostSubject