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Last Post: 3/4/2015 12:21:18 PM - Followers: 69 - Board type: Free - Posts Today: 0



WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
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C Fund: Regression to Trend #msg-88600053

Point & Figure Charts #msg-106760622

P/Es & Yields on Major Indexes http://online.wsj.com/mdc/public/page/2_3021-peyield.html

American Bull NYSE Market Timing  http://americanbulls.com/SignalPage.aspx?lang=en&Ticker=SPY

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

As of 30 Sep 14

#6946  Sticky Note S Fund vs. I Fund Relative Performance Chart frenchee 03/02/15 01:12:48 PM
#6945  Sticky Note S Fund vs. C Fund Relative Performance Chart frenchee 03/02/15 01:10:22 PM
#6944  Sticky Note C Fund vs. I Fund Relative Performance Chart frenchee 03/02/15 01:08:22 PM
#6950   Negative TSP...It depends on if I Fund is frenchee 03/04/15 12:21:18 PM
#6949   I typically try and stay away from the TSP Investing 03/03/15 06:15:17 PM
#6947   I Fund Tailwind Soon frenchee 03/02/15 03:28:42 PM
#6946   S Fund vs. I Fund Relative Performance Chart frenchee 03/02/15 01:12:48 PM
#6945   S Fund vs. C Fund Relative Performance Chart frenchee 03/02/15 01:10:22 PM
#6944   C Fund vs. I Fund Relative Performance Chart frenchee 03/02/15 01:08:22 PM
#6943   Regression to the Mean frenchee 03/01/15 05:38:58 PM
#6942   My plan is to buy the dips provided frenchee 03/01/15 03:01:19 PM
#6941   Staying in F fund until it fully recovers. Jahvik 02/27/15 05:41:16 PM
#6940   F Fund Long-Term Chart frenchee 02/27/15 04:55:09 PM
#6939   Long Term we shoul be all good... The_Free_Nebula 02/27/15 04:52:32 PM
#6938   Looking for a press forward in March The_Free_Nebula 02/27/15 04:51:29 PM
#6937   I Fund Long-Term Chart frenchee 02/27/15 04:41:02 PM
#6936   C Fund Long-Term Chart frenchee 02/27/15 04:34:22 PM
#6935   S Fund Long-Term Chart frenchee 02/27/15 04:23:48 PM
#6934   You look like you got it right The_Free_Nebula 02/27/15 01:15:19 PM
#6933   Moving to 100% G Fund frenchee 02/27/15 10:48:22 AM
#6932   C, I, S - fresh simple charts The_Free_Nebula 02/24/15 03:12:42 PM
#6931   Jumped back into the frey yesterday....can't be chicken..May The_Free_Nebula 02/24/15 10:15:04 AM
#6930   I wish I could... The_Free_Nebula 02/20/15 07:53:17 PM
#6929   Come on Neb! Your up good. Jahvik 02/20/15 07:52:29 PM
#6928   I deserve this butt whipping...Been riding the positive The_Free_Nebula 02/20/15 07:49:49 PM
#6927   I wish I would have caught this move Jahvik 02/20/15 07:46:07 PM
#6926   I am jumping back in next week....Maybe...It's a The_Free_Nebula 02/20/15 07:40:22 PM
#6925   At least you caught most of the move. Jahvik 02/20/15 07:37:12 PM
#6924   I am shaking my head...left more than a The_Free_Nebula 02/20/15 07:30:37 PM
#6923   I misread this month, period. Jahvik 02/20/15 03:19:46 PM
#6922   John Murphy's Take on Why I Fund is Performing frenchee 02/19/15 08:33:07 PM
#6921   Damnit The_Free_Nebula 02/19/15 03:10:09 PM
#6920   S Fund Weekly Chart Remains Positive as of frenchee 02/19/15 10:21:16 AM
#6919   Your right, I laughed. We will see. hando 02/16/15 10:59:23 PM
#6918   A billion dollars is not even visible in The_Free_Nebula 02/16/15 09:08:36 AM
#6917   If somebody stole $1B. Would it effect the hando 02/15/15 10:13:02 PM
#6916   Oops, 1900-2100 Jahvik 02/15/15 08:06:13 AM
#6915   When my strike point was 2012 on S&P. hando 02/13/15 10:22:51 PM
#6914   GL back. Same plan but the range Jahvik 02/13/15 11:21:47 AM
#6913   GL - BTW I switched all to "G" The_Free_Nebula 02/13/15 10:55:56 AM
#6912   I moved to F for next week. Jahvik 02/13/15 10:49:09 AM
#6911   ty hando frenchee 02/13/15 09:43:06 AM
#6910   Getting close. The last high was 2093, Jahvik 02/12/15 07:00:11 PM
#6909   Nice call. hando 02/12/15 06:40:56 PM
#6908   S&P zeroing in on that elusive 2100..... The_Free_Nebula 02/12/15 01:27:25 PM
#6907   Updated S Fund Sell Limit for 13 Feb frenchee 02/12/15 12:09:09 PM
#6906   Consumer spending modest, but will increase 2015 to hando 02/12/15 11:51:15 AM
#6905   US $ Rally Providing Tailwind for S Fund frenchee 02/11/15 12:00:24 PM
#6904   It will break 2100 soon....probably before EOM The_Free_Nebula 02/11/15 06:41:20 AM
#6903   Still in G. Can't find a reason Jahvik 02/10/15 10:24:12 PM
#6902   Touched the 50 day. hando 02/09/15 05:16:38 PM
#6901   More information on Wednesday between Greece and EUU about hando 02/09/15 01:31:03 PM
#6900   VIX up to 19.06. Thanks to Greece. hando 02/09/15 10:49:29 AM