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Last Post: 9/20/2014 4:39:45 PM - Followers: 68 - Board type: Free - Posts Today: 1



WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

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 P/Es & Yields on Major Indexes

American Bull NYSE Market Timing

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

As of 31 Jul 14

#6348  Sticky Note Amex Institutional Index frenchee 04/05/14 08:03:02 PM
#6192  Sticky Note C & S Fund Relative Performance Chart frenchee 08/23/13 12:12:05 PM
#6146  Sticky Note S&P 500: Regression to Trend frenchee 06/03/13 10:34:22 PM
#6647   That chart gives great perspective! Makes me Jahvik 09/20/14 04:39:45 PM
#6646   Don't forget to reference the pinned post about frenchee 09/19/14 12:04:52 PM
#6645   True. Jahvik 09/19/14 11:19:27 AM
#6644   Sometime thinking too rationally is not warrented in The_Free_Nebula 09/19/14 11:07:54 AM
#6643   I'm honestly not doom and gloom, I just Jahvik 09/19/14 11:03:54 AM
#6642   There has been more than part time Job The_Free_Nebula 09/19/14 10:58:13 AM
#6641   Obviously meant 18000. The only thing holding Jahvik 09/19/14 10:49:58 AM
#6640   DOW 1800? Are you saying the world economy The_Free_Nebula 09/19/14 10:46:18 AM
#6639   TFN, one thing I have learned from dealing Jahvik 09/19/14 10:44:29 AM
#6638   Waiting Waiting on a lower risk time to re-enter. frenchee 09/19/14 10:00:34 AM
#6637   DOW 18K by Dec...or before... The_Free_Nebula 09/19/14 09:15:58 AM
#6636   OK it held. Now it is time for hando 09/18/14 06:04:52 PM
#6635   It has too hold 2010 for the close. hando 09/18/14 01:09:40 PM
#6634   They liked the Fed meeting. hando 09/17/14 05:24:55 PM
#6633   Now it is time. 3 Times up. Beware hando 09/17/14 05:24:06 PM
#6632   Nasty C Fund Reversal in Last Hour of frenchee 09/17/14 04:28:05 PM
#6631   I wish you luck but I'm on the Jahvik 09/17/14 12:54:06 PM
#6630   THX Frenchee. I am still holding for that hando 09/17/14 12:11:52 PM
#6629   Good Luck hando! frenchee 09/17/14 10:44:36 AM
#6628   As of the close on Monday out of hando 09/17/14 10:27:51 AM
#6627   10-4 and TY Jahvik frenchee 09/16/14 12:22:54 PM
#6626   The RUT 50dma crosses below the 200dma yesterday Jahvik 09/16/14 11:59:18 AM
#6625   Rise in $ Dragging on I Fund frenchee 09/09/14 02:53:39 PM
#6624   Big Insiders Buying Stocks Again to Accumulate Shares hando 09/07/14 05:06:42 PM
#6623   We are in the season of window dressing. hando 09/05/14 04:19:41 PM
#6622   Goodbye I Fund frenchee 09/05/14 11:57:41 AM
#6621   Are Institutional Investors Buying or Selling? frenchee 09/05/14 10:17:57 AM
#6620   Got a Buy Signal Today on SPXS frenchee 09/05/14 09:46:13 AM
#6619   I Fund Sell Limit for 5 Sep frenchee 09/04/14 12:37:20 PM
#6618   Good luck. We are in the same boat. hando 09/02/14 11:21:11 PM
#6617   He is correct, timing is the key though. Jahvik 09/02/14 09:02:56 PM
#6616   I thought I share, Tony my market teacher hando 09/02/14 08:53:25 PM
#6615   Let me say one more thing. The VIX hando 09/01/14 09:55:07 PM
#6614   I watched the news in 2008. And had hando 09/01/14 09:33:05 PM
#6613   I have friends that went through tsunami and hando 09/01/14 06:19:16 PM
#6612   Your right. The market has always gone higher. hando 09/01/14 06:14:57 PM
#6611   Lots of people have said lots of things.....Who The_Free_Nebula 09/01/14 02:13:20 AM
#6610   I did not say it was wrong to The_Free_Nebula 09/01/14 02:10:38 AM
#6609   I always look at the charts. Frenchee was hando 09/01/14 01:12:50 AM
#6608   ALAN GREENSPAN, Former Federal Reserve Chairman: We are hando 08/31/14 11:10:19 PM
#6607   Good work frenchee! Jahvik 08/30/14 08:36:11 AM
#6606   When I look at the chart from 2008 The_Free_Nebula 08/30/14 01:35:53 AM
#6605   I hope your right. I am in. I hando 08/29/14 07:40:23 PM
#6604   Dow 18K before Xmas looming... The_Free_Nebula 08/29/14 04:38:16 PM
#6603   Not much but a new High for C hando 08/29/14 04:24:21 PM
#6602   Goodbye C was a nice ride frenchee 08/28/14 08:51:44 AM
#6601   What a finish. Still at 2K.Just heard (QE) hando 08/27/14 04:10:14 PM
#6600   I just heard on MSNBC. That the Shorts hando 08/27/14 03:23:17 PM
#6599   Like you said on 08/14/14 no offense. I hando 08/27/14 02:17:57 PM
#6598   I am in 40,40,& 20 C,S,& I. And holding hando 08/27/14 02:04:49 PM