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Last Post: 2/4/2016 9:31:44 AM - Followers: 73 - Board type: Free - Posts Today: 0



WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 


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C Fund: Regression to Trend #msg-88600053

Point & Figure Charts #msg-106760622

P/Es & Yields on Major Indexes

American Bull NYSE Market Timing

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

DecisionPoint Market Scoreboard for C Fund #msg-115295069

As of 24 Nov 15

#7636   Short Term Trend in C & I Funds frenchee 02/04/16 09:31:44 AM
#7634   Keep Your Foot on the Gas Carolina Panthers! frenchee 02/04/16 08:29:50 AM
#7632   Interesting link Frenchee, thanks… If everyone is bearish, baja6string 01/29/16 02:12:40 PM
#7631   3-reasons-the-sp-500-may-revisit-its-all-time-high frenchee 01/28/16 08:12:31 AM
#7630   I hear ya...I'm doing some short-term gun slinging frenchee 01/22/16 10:25:08 AM
#7629   Frenchee – Selling over? Here’s what I wrote baja6string 01/21/16 07:19:39 PM
#7628   would be nice ...but it could be another The_Free_Nebula 01/21/16 04:51:44 PM
#7627   Is It Market Low Today, Tomorrow Followed By Rally? frenchee 01/20/16 11:35:21 PM
#7626   NOPE!!! Warhead 01/15/16 03:22:22 PM
#7625   S&P 500 just went past the lows of BleeckerStreet 01/15/16 12:34:34 PM
#7624   looks like it was a dead cat bounce... The_Free_Nebula 01/15/16 08:54:24 AM
#7623   That's the truth. Futures are down almost drive 01/15/16 08:14:44 AM
#7622   For the index chart you are going to BleeckerStreet 01/14/16 07:07:09 PM
#7621   Thanks frenchee. Waiting in G until. ..... drive 01/14/16 05:47:12 PM
#7620   The fundamental view on the bottom line: The frenchee 01/14/16 03:14:03 PM
#7619   There's also a lot of "sell the rally drive 01/14/16 12:24:12 PM
#7618   Fridays always scare me. I'll wait for now. drive 01/14/16 12:15:50 PM
#7617   When I decide to get back in for frenchee 01/14/16 12:10:32 PM
#7616   I was just going to post...good eye for The_Free_Nebula 01/14/16 10:45:35 AM
#7615   S&P up 9 at this PIT. Warhead 01/14/16 10:28:53 AM
#7614   I moved 100% to I fund for Friday. Jahvik 01/14/16 10:25:02 AM
#7613   Why? Seems like there is endless blood The_Free_Nebula 01/14/16 10:03:05 AM
#7612   Going back into C 20%. Warhead 01/14/16 09:15:30 AM
#7611   Markets are way oversold. A rally back to baja6string 01/13/16 10:14:07 PM
#7610   There is something soothing about being stuck...I am The_Free_Nebula 01/13/16 05:57:53 PM
#7609   Can't lose here 10% ahead of the market. Jahvik 01/13/16 05:53:25 PM
#7608   I am chasing the very sharp falling knife...buying The_Free_Nebula 01/13/16 05:50:43 PM
#7607   John Murphy's Take on C Fund frenchee 01/13/16 05:29:22 PM
#7606   A Danger and an Oversold day? frenchee 01/13/16 11:52:55 AM
#7605   Congrats everyone on their moves out of C,S Jahvik 01/12/16 06:31:14 PM
#7604   I Fund Short-Term Oversold frenchee 01/12/16 05:37:27 PM
#7603   It's ironic the current P&F target is 911. frenchee 01/12/16 05:26:20 PM
#7602   Heed the fears of the financial markets BleeckerStreet 01/12/16 07:07:03 AM
#7601   That's cool. My answer to you gave frenchee 01/08/16 10:47:56 AM
#7600   Thanks for the reply - it was somewhat The_Free_Nebula 01/08/16 10:41:29 AM
#7599   I think that answer depends on your risk frenchee 01/08/16 10:37:05 AM
#7598   You are welcome mate. frenchee 01/08/16 10:09:03 AM
#7597   The unbridled horror of it all The_Free_Nebula 01/07/16 07:19:21 PM
#7596   C, I, S - fresh simple tracking charts The_Free_Nebula 01/07/16 07:19:03 PM
#7595   Thank you for that post. BleeckerStreet 01/07/16 06:52:46 PM
#7594   Is it too late to flight to all G? The_Free_Nebula 01/07/16 01:46:53 PM
#7593   Check Out the Major Indexes P/Es frenchee 01/07/16 01:11:35 PM
#7592   Perhaps this is in play BleeckerStreet... frenchee 01/07/16 10:22:22 AM
#7591   not the 1st time it has been off....I The_Free_Nebula 01/07/16 08:55:48 AM
#7590   The share price of the I fund seems BleeckerStreet 01/06/16 09:38:10 PM
#7589   10% Early Withdrawal Penalty Tax and the TSP frenchee 01/05/16 12:17:04 PM
#7588   Thanks for the charts. Scary looking alright. Spooz 01/04/16 10:30:40 PM
#7587   Long-Term Look at C and S Funds frenchee 01/04/16 03:26:35 PM
#7586   This were the charts which finally spooked me Spooz. frenchee 01/04/16 02:55:42 PM
#7585   same here Spooz 01/04/16 11:27:44 AM