SureTrader Advertisement
Home > Boards > Free Zone > User's Groups >

Thrift Savings Plan

RSS Feed
      Hide Sticky   Hide Intro
Moderator: frenchee Assistants:
Search This Board:
Last Post: 7/1/2016 3:48:19 PM - Followers: 73 - Board type: Free - Posts Today: 2


WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 


Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
* Posting statements that don't add value to the discussion; or
* When you violate any other posting term of the iHub User Agreement:



C Fund: Regression to Trend #msg-88600053
Point & Figure Charts #msg-106760622
P/Es & Yields on Major Indexes
American Bull NYSE Market Timing
Sell in May and Go Away? #msg-75057963
How to Post StockCharts in Your Message #msg-88716569
DecisionPoint Market Scoreboard for C Fund #msg-115295069
E-Mini S&P 500 Future #msg-120737783

As of 24 Feb 16

#7762   C, I, S - Fresh simple tracking charts The_Free_Nebula 07/01/16 03:48:19 PM
#7761   Stuck toe back in.....Just 30%... The_Free_Nebula 07/01/16 02:39:28 PM
#7760   The momentum of this surge is going to The_Free_Nebula 06/30/16 11:22:30 PM
#7759   It will fall tomorrow. Profit taking will drive 06/30/16 10:34:22 PM
#7758   Man I would have been a contender....tsp almost The_Free_Nebula 06/30/16 08:02:16 PM
#7757   got it... The_Free_Nebula 06/29/16 04:21:35 PM
#7756 really shut this thing down from the The_Free_Nebula 06/29/16 04:21:09 PM
#7755   Your first 2 trades can be in or drive 06/29/16 03:55:20 PM
#7754   Correct. Unless you start in a stock fund before Jahvik 06/29/16 03:16:17 PM
#7753   So just to be clear... The_Free_Nebula 06/29/16 01:59:41 PM
#7752   No matter where you move on the first Jahvik 06/29/16 01:54:04 PM
#7751   My interpretation of the move restrictions seems different The_Free_Nebula 06/29/16 01:33:35 PM
#7750   I'm locked out too. Most likely they'll drive 06/29/16 01:24:22 PM
#7749   The bulls are snapping up bargains...The TSP has The_Free_Nebula 06/29/16 09:18:56 AM
#7748   Market fighting back like a big dog....on the The_Free_Nebula 06/28/16 12:59:32 PM
#7747   UK losing their triple 'A' rating could have stayfocused 06/28/16 03:31:31 AM
#7746   Futures up big...dead cat? Or beginning of The_Free_Nebula 06/27/16 11:31:19 PM
#7745   I think the market will begin to shake The_Free_Nebula 06/27/16 01:30:10 PM
#7744   You're right. The DOW isn't going to drive 06/27/16 12:32:23 PM
#7743   It's definitely not a bad spot to get Jahvik 06/27/16 11:22:42 AM
#7742   You have always seen the darker side of The_Free_Nebula 06/27/16 11:15:18 AM
#7741   I think the market is on its way Jahvik 06/27/16 10:54:46 AM
#7740   I believe I have one more move this The_Free_Nebula 06/27/16 10:16:40 AM
#7739   I'm hoping it stays down at least until drive 06/27/16 10:13:32 AM
#7738   Market in extreme oversold position now...Wondering when to The_Free_Nebula 06/27/16 10:04:05 AM
#7737   No doubt....thanx for the reminders The_Free_Nebula 06/24/16 12:21:24 PM
#7736   Britain shocks world: breaks with European Union, British The_Free_Nebula 06/24/16 10:51:16 AM
#7735   thanx...glad I came to my senses...Market down 2% The_Free_Nebula 06/24/16 10:20:06 AM
#7734   Well done Sir!! Jahvik 06/24/16 06:11:53 AM
#7733   just looked at the futures....whew The_Free_Nebula 06/23/16 11:45:15 PM
#7732   Tomorrow you'll be glad you bailed. I'm drive 06/23/16 10:28:42 PM
#7731   God I am such a coward....the remains are ahead....damit The_Free_Nebula 06/23/16 07:36:07 PM
#7730   I will be all out tonight....I started reading The_Free_Nebula 06/23/16 04:15:47 PM
#7729   The chicken chit bug got me before noon....I The_Free_Nebula 06/23/16 04:12:13 PM
#7728   The force was certainly with you today. Congratulations. drive 06/23/16 04:09:27 PM
#7727   May the Force be with you TFN! frenchee 06/23/16 09:07:30 AM
#7726   rolling the dice The_Free_Nebula 06/23/16 02:41:05 AM
#7725   If the British stay with the EU, the drive 06/22/16 06:10:49 PM
#7724   I stuck it out.....not overly concerned The_Free_Nebula 06/22/16 05:41:42 PM
#7723   I think that's best. I'm staying put Jahvik 06/22/16 12:42:01 PM
#7722   Don't have a good feeling about the Brexit drive 06/22/16 11:34:10 AM
#7721   I am still on the fence.... The_Free_Nebula 06/21/16 05:07:52 PM
#7720   The market may not go crazy either way....there The_Free_Nebula 06/21/16 11:16:27 AM
#7719   I did go 50% G fund today. drive 06/21/16 11:12:23 AM
#7718   I hear you The_Free_Nebula 06/20/16 09:30:23 PM
#7717   Pretty sure I'm going to get out tomorrow. drive 06/20/16 06:52:56 PM
#7716   Didn't someone just get murdered over the pending The_Free_Nebula 06/20/16 06:14:16 PM
#7715   To get out before the Brexit vote on drive 06/20/16 09:43:35 AM
#7714   C, I, S - Fresh simple tracking charts The_Free_Nebula 06/16/16 04:04:41 PM
#7713   I don't know when DOW 18K will come The_Free_Nebula 06/16/16 03:22:04 PM