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Last Post: 1/26/2015 2:13:10 PM - Followers: 69 - Board type: Free - Posts Today: 2

 

 

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 
 

Please keep your posts on topic because your message(s) will probably be deleted when:

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 ...Worth-a-Click...


C Fund: Regression to Trend #msg-88600053

Point & Figure Charts #msg-106760622

P/Es & Yields on Major Indexes http://online.wsj.com/mdc/public/page/2_3021-peyield.html

American Bull NYSE Market Timing  http://americanbulls.com/SignalPage.aspx?lang=en&Ticker=SPY

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

As of 30 Sep 14

PostSubject
#6842   5 days left in January. So goes January, hando 01/26/15 02:13:10 PM
#6841   I guess I shoulda stuck it out in Jahvik 01/26/15 12:35:52 PM
#6840   Ty RW. Jahvik 01/22/15 02:44:32 PM
#6839   Nicely played. rattlewatch 01/22/15 02:42:19 PM
#6838   I'll be in G until into February.....hopefully much lower. Jahvik 01/22/15 02:39:30 PM
#6837   I am convinced. Where do I get off? hando 01/22/15 02:36:01 PM
#6836   Icahn "Tremendous opportunity" He must have heard me. hando 01/22/15 01:31:47 PM
#6835   Stochs are showing a good beginning. Weekly's not hando 01/22/15 12:43:59 PM
#6834   Thank you ECB!! Jahvik 01/22/15 08:40:35 AM
#6833   I fund gave me 2.9% .......back to G Jahvik 01/21/15 08:55:12 PM
#6832   2002 is my strike. I was hoping for 10%. hando 01/20/15 11:00:47 PM
#6831   I don't know what to tell you. I hando 01/20/15 10:45:15 PM
#6830   Stock dividend yields are above Treasury yields -- frenchee 01/20/15 03:58:44 PM
#6829   C Fund Point & Figure Chart frenchee 01/16/15 01:17:43 PM
#6828   At this point I am content. It did hando 01/15/15 06:11:25 PM
#6827   OT: High Flyer When $US Corrects frenchee 01/15/15 03:25:21 PM
#6826   Short-Term I Fund Chart frenchee 01/15/15 11:41:06 AM
#6825   I agree. My philosophy right now is Jahvik 01/15/15 11:12:15 AM
#6824   Hope so, just hate the risk while waiting rattlewatch 01/15/15 10:52:21 AM
#6823   I think it'll bounce next week.....go I fund go!! Jahvik 01/15/15 10:49:32 AM
#6822   Heading back to 100%G today.Guessing just a few rattlewatch 01/15/15 10:48:04 AM
#6821   Thanks Switzerland Jahvik 01/15/15 06:32:41 AM
#6820   Good Chart. This is why I by dips. hando 01/14/15 05:07:16 PM
#6819   Intraday low. interesting. I am ready for a hando 01/14/15 04:51:32 PM
#6818   TZA (short) is starting to see lows of rattlewatch 01/14/15 03:19:53 PM
#6817   I guess my second step is becoming a hando 01/14/15 02:19:43 PM
#6816   Ty, looking for a bounce and a boost Jahvik 01/14/15 02:07:55 PM
#6815   Good Luck Jahvik! frenchee 01/14/15 01:35:21 PM
#6814   Went to I fund starting Thursday morning. Apprehensively Jahvik 01/14/15 12:40:47 PM
#6813   The stock market is overvalued any way you frenchee 01/14/15 11:02:04 AM
#6812   No real timing. Get in thurs or Jahvik 01/13/15 05:11:41 PM
#6811   Thanks Frenchee gl to you also, and a rattlewatch 01/13/15 04:55:31 PM
#6810   Interesting, will be watching, but might be hard rattlewatch 01/13/15 04:48:41 PM
#6809   TY Good Luck Sir! frenchee 01/13/15 03:00:18 PM
#6808   I think the ECB is going to give Jahvik 01/13/15 02:22:22 PM
#6807   Missed a couple bottoms since late summer. Thought rattlewatch 01/13/15 02:15:50 PM
#6806   Why now RW? frenchee 01/13/15 01:14:51 PM
#6805   Moving into 70/30 C/S from 100 G. First rattlewatch 01/13/15 11:44:12 AM
#6804   A couple things that are making me feel Jahvik 01/12/15 10:35:15 AM
#6803   Nice chart. hando 01/09/15 08:25:13 PM
#6802   Your right about that. GL hando 01/08/15 01:45:33 PM
#6801   nothing like a bounce to change the mood The_Free_Nebula 01/08/15 01:39:43 PM
#6800   Nice I fund chart. Pretty bad on 1-6-15. hando 01/08/15 01:38:38 PM
#6799   Wow, I am content. It was the International hando 01/08/15 12:34:39 PM
#6798   Good job!! You got your bounce Jahvik 01/08/15 10:12:33 AM
#6797   This is a WAG, but the International Market hando 01/07/15 01:31:19 PM
#6796   The I fund, that is interesting, when is hando 01/07/15 01:23:29 PM
#6795   Yes Frenchee, The chart shows room for 5% hando 01/07/15 01:18:51 PM
#6794   We are in uncharted history. I couldn't figure hando 01/07/15 01:10:06 PM
#6793   I'm in your camp Jahvik. frenchee 01/07/15 08:55:43 AM
PostSubject