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Last Post: 9/1/2014 2:13:20 AM - Followers: 69 - Board type: Free - Posts Today: 3



WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

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 P/Es & Yields on Major Indexes

American Bull NYSE Market Timing

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

As of 31 Jul 14

#6348  Sticky Note Amex Institutional Index frenchee 04/05/14 08:03:02 PM
#6192  Sticky Note C & S Fund Relative Performance Chart frenchee 08/23/13 12:12:05 PM
#6146  Sticky Note S&P 500: Regression to Trend frenchee 06/03/13 10:34:22 PM
#6611   Lots of people have said lots of things.....Who The_Free_Nebula 09/01/14 02:13:20 AM
#6610   I did not say it was wrong to The_Free_Nebula 09/01/14 02:10:38 AM
#6609   I always look at the charts. Frenchee was hando 09/01/14 01:12:50 AM
#6608   ALAN GREENSPAN, Former Federal Reserve Chairman: We are hando 08/31/14 11:10:19 PM
#6607   Good work frenchee! Jahvik 08/30/14 08:36:11 AM
#6606   When I look at the chart from 2008 The_Free_Nebula 08/30/14 01:35:53 AM
#6605   I hope your right. I am in. I hando 08/29/14 07:40:23 PM
#6604   Dow 18K before Xmas looming... The_Free_Nebula 08/29/14 04:38:16 PM
#6603   Not much but a new High for C hando 08/29/14 04:24:21 PM
#6602   Goodbye C was a nice ride frenchee 08/28/14 08:51:44 AM
#6601   What a finish. Still at 2K.Just heard (QE) hando 08/27/14 04:10:14 PM
#6600   I just heard on MSNBC. That the Shorts hando 08/27/14 03:23:17 PM
#6599   Like you said on 08/14/14 no offense. I hando 08/27/14 02:17:57 PM
#6598   I am in 40,40,& 20 C,S,& I. And holding hando 08/27/14 02:04:49 PM
#6597   I had been out since 1,886 or so. hando 08/27/14 02:02:10 PM
#6596   I like that Article. I have been in hando 08/27/14 01:40:01 PM
#6595   OT: The King of the Hill NFL Football frenchee 08/27/14 12:30:42 PM
#6594   3X Bear ETF for When C Fund Corrects frenchee 08/27/14 11:00:14 AM
#6593   At Least Sam's Bullish frenchee 08/27/14 10:48:57 AM
#6592   C Fund Sell Limit frenchee 08/26/14 10:51:11 PM
#6591   Looks like the C fund is not abiding.. The_Free_Nebula 08/26/14 07:24:18 PM
#6590   C Fund Sell Limit frenchee 08/26/14 09:20:01 AM
#6589   C, I, S - fresh simple charts The_Free_Nebula 08/25/14 11:11:59 PM
#6588   If I may. It has to break 2K. hando 08/25/14 06:08:16 PM
#6587   Your right. Divergence is not good. Some automatically hando 08/25/14 02:08:13 PM
#6586   C Fund in Sell Presignal Area frenchee 08/25/14 12:04:22 PM
#6585   If I may. never buy when the RSI hando 08/23/14 02:53:58 PM
#6584   Feb, June and now Aug I have been Jahvik 08/21/14 06:10:43 PM
#6583   I just talked to my buddy Royce. He hando 08/21/14 04:38:09 PM
#6582   WOW. This is key C & S are hando 08/21/14 02:37:38 PM
#6581   Thanks, finally, short and sweet as we like rattlewatch 08/21/14 10:08:35 AM
#6580   Sure could, think Frenchees link is saying the rattlewatch 08/21/14 10:07:16 AM
#6579   Interesting....this push over 17k will stick...Dow 18k by Xmas The_Free_Nebula 08/21/14 07:50:24 AM
#6578   Nice month rw!! Jahvik 08/20/14 10:19:52 PM
#6577   Breakouts Turn Support on C Fund Chart frenchee 08/20/14 09:23:24 PM
#6576   moving back to 100%g fund today. rattlewatch 08/20/14 11:52:40 AM
#6575   I am no expert. 6 days down and hando 08/19/14 11:55:39 PM
#6574   I am Long. till it breaks 2K, OR hando 08/18/14 08:27:47 PM
#6573   Always good to take profit imo, like staying rattlewatch 08/18/14 06:32:32 PM
#6572   I see the ultimate oscillator in overbought range Jahvik 08/18/14 06:05:27 PM
#6571   Saw a similar setup back in February that rattlewatch 08/18/14 05:22:35 PM
#6570   The I fund is lagging the Market. Which hando 08/18/14 01:52:23 PM
#6569   If it holds here. Yes we retest the hando 08/18/14 01:49:41 PM
#6568   Second your chart on institutions does not look hando 08/18/14 01:46:23 PM
#6567   If I may. First, it has broken the hando 08/18/14 01:41:25 PM
#6566   Perhaps Sep's End for I Fund? frenchee 08/18/14 11:10:25 AM
#6565   C Fund to Rally into Mid Sep? frenchee 08/18/14 11:06:59 AM
#6564   Marty's Update on Big Boy/Girl Investing frenchee 08/18/14 10:33:20 AM
#6563   is day looks healthy still. I don't like hando 08/15/14 02:26:54 PM
#6562   Moved to 50/50 c/s from 100% g. Dow rattlewatch 08/14/14 11:42:18 AM