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Last Post: 9/23/2016 6:44:57 PM - Followers: 73 - Board type: Free - Posts Today: 0

 
 

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

 

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As of 24 Feb 16

PostSubject
#7820   Zerohedge’s discussion of Russell 2000 is interesting, but baja6string 09/23/16 06:44:57 PM
#7819   C, I, S - Fresh simple tracking charts The_Free_Nebula 09/22/16 11:04:02 AM
#7818   You all G ? The_Free_Nebula 09/21/16 03:26:30 PM
#7817   TFN, it's worst than I thought... frenchee 09/21/16 01:40:37 PM
#7816   I wish I were savvy enough to have The_Free_Nebula 09/19/16 11:36:30 AM
#7815   Something fishy going on with the WSJ's info frenchee 09/19/16 11:35:26 AM
#7814   C, I, S - Fresh simple tracking charts The_Free_Nebula 09/19/16 11:23:59 AM
#7813   Looks like the market is also worried about The_Free_Nebula 09/09/16 10:07:24 AM
#7812   no issue with the caution part...just the other thing... The_Free_Nebula 09/08/16 09:38:34 AM
#7811   Pardon me if I wait until the 12th drive 09/08/16 08:38:58 AM
#7810   This board is no place for political BS....iespecially The_Free_Nebula 09/07/16 08:05:04 PM
#7809   September 11th looming. I'm in G fund drive 09/07/16 07:45:40 PM
#7808   Thank you. Very interesting, might just have stocktrader1 08/31/16 01:56:44 PM
#7807   There isn’t a way to trade VIX directly baja6string 08/31/16 01:43:59 PM
#7806   Baja just curious, how do you invest in stocktrader1 08/31/16 02:25:26 AM
#7805   I am short-term bearish…Statistical analysis of the price-volume baja6string 08/30/16 01:41:26 PM
#7804   been hovering around DOW 18.5K...Gotta breakout one way The_Free_Nebula 08/29/16 01:17:24 PM
#7803   OT: NFL King of the Hill frenchee 08/29/16 01:15:33 PM
#7802   Board seems to be forecasting a significant move. frenchee 08/29/16 10:56:58 AM
#7801   DOW 20K in sight... The_Free_Nebula 08/16/16 11:46:48 PM
#7800   Thanks for the feedback Snippy. frenchee 08/10/16 01:49:43 PM
#7799   Same for me Frenchee. Plus, when I Snippy 08/08/16 02:02:27 PM
#7798   Do any of the links under the "Worth frenchee 08/08/16 11:34:26 AM
#7797   could this be the push to Dow 19K...? The_Free_Nebula 08/05/16 04:00:49 PM
#7796   The bow is bending today...may be a good The_Free_Nebula 08/02/16 11:58:00 AM
#7795   Techs rebalancing for push to DOW 19K...thinking of The_Free_Nebula 07/28/16 11:56:43 AM
#7794   VIX Sending Smoke Signals frenchee 07/27/16 09:48:12 AM
#7793   Yep, and I'm guessing up! I don't stocktrader1 07/25/16 08:28:52 PM
#7792   Should be another interesting week...The 4 technical Horsemen The_Free_Nebula 07/25/16 09:51:32 AM
#7791   DOW 19K anyone? The_Free_Nebula 07/18/16 11:12:25 AM
#7790   Consolidation The_Free_Nebula 07/15/16 02:55:15 PM
#7789   It's not a European thing...it's the entire world....the The_Free_Nebula 07/15/16 09:08:08 AM
#7788   That's the problem. Europe has accepted that drive 07/15/16 08:35:15 AM
#7787   It may be time for a consolidation ....terror The_Free_Nebula 07/14/16 09:26:21 PM
#7786   Another attack in France may be the catalyst drive 07/14/16 07:37:05 PM
#7785   Asset managers bash after they miss...could be right The_Free_Nebula 07/14/16 04:48:10 PM
#7784   The trend is our friend even if irrational...pullback The_Free_Nebula 07/14/16 03:36:35 PM
#7783   Another way to explain it might be Irrational Jahvik 07/14/16 03:34:30 PM
#7782   The market is in beast mode The_Free_Nebula 07/14/16 02:00:50 PM
#7781   Great call. I would have never saw it, obviously. Jahvik 07/14/16 10:22:13 AM
#7780   Pat,pat,pat Jahvik 07/14/16 10:21:35 AM
#7779   Repost...pat on back....extremely lucky guess The_Free_Nebula 07/14/16 09:49:35 AM
#7778   Definite moving funds tomorrow ...may be a day The_Free_Nebula 07/12/16 12:58:43 PM
#7777   18.3K.....market liking July so far.... The_Free_Nebula 07/12/16 09:57:32 AM
#7776   May get one more green say....but conservatively I The_Free_Nebula 07/11/16 03:01:40 PM
#7775   Thanks...lets see what next week brings The_Free_Nebula 07/08/16 10:31:49 PM
#7774   Good call TFN. Should have followed your insight. drive 07/08/16 02:35:01 PM
#7773   Clockwork....more room to roll...should have added yesterday.... The_Free_Nebula 07/08/16 12:46:29 PM
#7772   There's your 18000 Jahvik 07/08/16 12:44:06 PM
#7771   Pulled out EOD, looking for another dip. Warhead 07/05/16 10:47:09 PM
PostSubject