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Last Post: 11/25/2015 1:42:30 PM - Followers: 73 - Board type: Free - Posts Today: 2



WELCOME TO THE TSP Discussion Board!

Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 


Please keep your posts on topic because your message(s) will probably be deleted when:

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C Fund: Regression to Trend #msg-88600053

Point & Figure Charts #msg-106760622

P/Es & Yields on Major Indexes

American Bull NYSE Market Timing

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

DecisionPoint Market Scoreboard for C Fund #msg-115295069

As of 24 Nov 15

#7544   Back at you and everyone else!! Jahvik 11/25/15 01:42:30 PM
#7543   Happy Thanksgiving to You! frenchee 11/25/15 01:01:25 PM
#7542   S Fund Starting to Outperform C Fund frenchee 11/24/15 12:20:09 PM
#7541   Weekly C Fund Chart Bullish frenchee 11/20/15 10:37:41 PM
#7540   The good part of this situation, Jahvik, is frenchee 11/20/15 10:26:37 PM
#7539   Looks like I may have made a misstep Jahvik 11/20/15 10:18:51 AM
#7538   thanks for the additional info and link baja6string frenchee 11/18/15 08:09:00 AM
#7537   A number of divergences suggest a major top baja6string 11/17/15 11:17:38 PM
#7536   I jumped out to 100% F fund for Thursday Jahvik 11/17/15 11:43:34 AM
#7535 frenchee 11/17/15 08:40:27 AM
#7534   Moving Back to C Fund 25% frenchee 11/17/15 08:30:15 AM
#7533   Is the US Dollar Trend a Headwind or frenchee 11/16/15 01:35:19 PM
#7532   I'm surprised there wasn't a sale off. drive 11/16/15 11:35:42 AM
#7531   A lot of panic will hit the markets drive 11/15/15 09:46:43 AM
#7530   I know it's a rough spot but I'm Jahvik 11/13/15 11:46:16 AM
#7529   Jahvik, below is my weekly view of I frenchee 11/13/15 11:01:25 AM
#7528   Good points baja6string...thanks for the reminder frenchee 11/13/15 09:16:59 AM
#7527   Jahvik, may the Force be with you! frenchee 11/13/15 09:15:43 AM
#7526   Lack of leadership by the smalls should worry baja6string 11/12/15 09:57:56 PM
#7525   Yeah I am hoping to jump back in. hodahaface 11/12/15 08:40:18 PM
#7524   Moved to 100% I fund for Friday. Jahvik 11/12/15 11:01:24 AM
#7523   S Fund: Ready for Breakout or Fake Out? frenchee 11/09/15 08:26:55 AM
#7522   Dollar Breaks Intermediate-Term Downtrend Line frenchee 11/09/15 08:20:46 AM
#7521   A bear market is approaching and it may baja6string 11/08/15 09:28:25 PM
#7520   thank you. Phoenix-Rising 11/08/15 07:39:35 PM
#7519 Jahvik 11/08/15 05:48:22 PM
#7518   Great move!!! Maybe you'll get a chance Jahvik 11/07/15 01:34:32 PM
#7517   glad i sold yesterday :) hodahaface 11/06/15 05:10:18 PM
#7516   Locked and loaded.....waiting to feel out an entry point. Jahvik 11/06/15 10:20:07 AM
#7515   Short-Term Sell Signal Activated for C Fund on frenchee 11/06/15 10:13:46 AM
#7514   When the trend line is down on the frenchee 11/06/15 09:49:40 AM
#7513   why-you-shouldnt-buy-small-cap-stocks-until-2016 frenchee 11/06/15 09:43:38 AM
#7512   With C Fund's ADX trend increasing, I'm weighting frenchee 11/05/15 02:25:43 PM
#7511   Yes, this has to turn sharply at some Jahvik 11/04/15 03:06:21 PM
#7510   Jahvik,the way I'm looking at it the intermediate frenchee 11/03/15 03:18:26 PM
#7509   Yep...I think there will be cycling...but after the The_Free_Nebula 11/03/15 03:01:37 PM
#7508   I'm in that boat. I can't make Jahvik 11/03/15 12:16:04 PM
#7507   Yeah...c is overheated The_Free_Nebula 11/03/15 11:49:14 AM
#7506   I'm planning on getting back into C Fund frenchee 11/03/15 11:32:26 AM
#7505   Overbought condition. It still has some of my profits hando 11/02/15 04:50:36 PM
#7504   C-fund enjoying a resurgence...Need the DOW to hit The_Free_Nebula 11/02/15 04:38:24 PM
#7503   P/Es as of 30 Oct 15 frenchee 11/02/15 01:20:53 PM
#7502   Thanks for the article. All the more drive 11/02/15 12:12:48 PM
#7501   I'm Not Buying It, Yet frenchee 11/02/15 10:00:54 AM
#7500   The Greatest Disconnects EVER? frenchee 10/30/15 11:02:13 AM
#7499   I feel the same. The DOW, more likely drive 10/29/15 02:54:01 PM
#7498   It's just wishful thinking on my part...I want The_Free_Nebula 10/29/15 02:49:21 PM
#7497   I really didn't want to be exposed over drive 10/29/15 02:39:57 PM
#7496   I see you followed your thoughts...I think tomorrow The_Free_Nebula 10/29/15 01:39:36 PM
#7495   100% G at cob today. Hopefully drive 10/29/15 11:39:38 AM