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Last Post: 12/22/2014 1:02:36 PM - Followers: 70 - Board type: Free - Posts Today: 3

 

 

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 
 

Please keep your posts on topic because your message(s) will probably be deleted when:

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 ...Worth-a-Click...


C Fund: Regression to Trend #msg-88600053

Point & Figure Charts #msg-106760622

P/Es & Yields on Major Indexes http://online.wsj.com/mdc/public/page/2_3021-peyield.html

American Bull NYSE Market Timing  http://americanbulls.com/SignalPage.aspx?lang=en&Ticker=SPY

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

As of 30 Sep 14

PostSubject
#6770   Yes I know. So goes January so goes hando 12/22/14 01:02:36 PM
#6769   Hulbert on the Jan Effect frenchee 12/22/14 12:06:19 PM
#6768   I am out at the COB. hando 12/22/14 12:00:03 PM
#6767   S Fund on Verge of Outperforming C Fund frenchee 12/19/14 05:13:45 PM
#6766   TY hando :) frenchee 12/19/14 10:22:56 AM
#6765   ....this is the push that will take Dow The_Free_Nebula 12/19/14 01:18:21 AM
#6764   Awesome day in the market..... The_Free_Nebula 12/18/14 11:29:37 PM
#6763   a beautiful chart Frenchee hando 12/18/14 06:08:07 PM
#6762   And to think I only did a one hando 12/18/14 06:02:29 PM
#6761   When it drops 5%, Its a good position. hando 12/18/14 03:10:58 PM
#6760   I have to say that I took a Snippy 12/18/14 07:29:15 AM
#6759   What the what? Didn't give me a chance hando 12/17/14 05:57:35 PM
#6758   Christmas Rally is on! stocktrader1 12/17/14 02:38:01 PM
#6757   Christmas Rally is on! stocktrader1 12/17/14 02:33:18 PM
#6756   Nice 5% hando 12/16/14 05:47:03 PM
#6755   I'm in. 30 & 30 small step. hando 12/16/14 11:08:30 AM
#6754   I might take a little bit. hando 12/16/14 09:54:32 AM
#6753   Its Derailing. hando 12/16/14 09:23:57 AM
#6752   This is getting Interesting. hando 12/16/14 09:13:50 AM
#6751   That could happen Jahvik as I see signs frenchee 12/15/14 04:17:48 PM
#6750   Looks like large caps may finally join small Jahvik 12/13/14 06:07:23 PM
#6749   Could the recent dip spark the next wave The_Free_Nebula 12/11/14 10:54:47 AM
#6748   C, I, S - fresh simple charts The_Free_Nebula 12/11/14 10:54:00 AM
#6747   Tza and Tna showing the opposite of the rattlewatch 12/09/14 01:34:24 PM
#6746   My thoughts....small caps have been topping all year. Jahvik 12/09/14 05:44:20 AM
#6745   I messed up got back in to early....damit...but The_Free_Nebula 12/08/14 01:52:46 PM
#6744   S Fund Triple Top or Right Shoulder Forming frenchee 12/08/14 11:07:10 AM
#6743   C Fund vs. S Fund Relative Performance frenchee 12/08/14 09:45:16 AM
#6742   Well said. hando 12/02/14 07:58:48 AM
#6741   Selling C Fund Today frenchee 12/01/14 09:58:20 AM
#6740   F fund averaged 10% a year from 2000-2003 Jahvik 11/30/14 09:40:37 AM
#6739   fear not, there's another train coming along to frenchee 11/26/14 01:03:46 PM
#6738   I switch to all G yesterday...I am hoping The_Free_Nebula 11/26/14 08:36:27 AM
#6737   Like I said, I missed this cycle. hando 11/22/14 07:54:00 AM
#6736   Think of going all "G" soon...I want to The_Free_Nebula 11/21/14 10:30:26 AM
#6735   That is good work, and a good perception. hando 11/20/14 10:17:39 AM
#6734   Thanks a lot for your valuable input. I hando 11/18/14 12:39:51 PM
#6733   S Fund RSI Short-Term Sell Happened 13 Nov frenchee 11/14/14 09:49:51 AM
#6732   Broadening Top in C Fund? frenchee 11/13/14 12:12:26 PM
#6731   Some of the Reasons Why I don't Like frenchee 11/13/14 10:18:34 AM
#6730   Not time yet... frenchee 11/12/14 04:02:27 PM
#6729   Intermediate-Term Chart Starting to Align with Daily for frenchee 11/12/14 03:58:29 PM
#6728   It was a missed opportunity. I was caught hando 11/11/14 09:50:39 AM
#6727   I am on my way out. 20% more hando 11/07/14 12:59:36 PM
#6726   I just got back in...remaing 65% G...I see The_Free_Nebula 11/07/14 09:48:58 AM
#6725   Why the stock market is weaker than it looks frenchee 11/07/14 09:41:09 AM
#6724   C Fund in Presignal Area for Short-Term Sell frenchee 11/06/14 03:11:06 PM
#6723   Taking 20% off the table at the close hando 11/06/14 10:10:45 AM
#6722   Oh I think the last slap in the hando 11/06/14 03:13:37 AM
#6721   I watched Alan Greenspan go before congress. They hando 11/06/14 03:11:09 AM
PostSubject