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Last Post: 10/2/2014 7:57:36 AM - Followers: 68 - Board type: Free - Posts Today: 1

 

 

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. Do you own due dilegence. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. Principal is guaranteed.

S Fund  The S Fund - Small cap is a bit of a misnomer for this fund. It is actually all of the U.S. stocks that are not included in the S&P 500. There are some fairly large companies in this fund. It is really a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are basically investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price and the F fund goes up in value. When yields move higher, bonds go down in price and the F fund goes down in value. For expanded charting and discussion about the F Fund, see #board-12339.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia and Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - relative to the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time, when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 
 

Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
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 ...Worth-a-Click...


C Fund: Regression to Trend #msg-88600053

Point & Figure Charts #msg-106760622

P/Es & Yields on Major Indexes http://online.wsj.com/mdc/public/page/2_3021-peyield.html

American Bull NYSE Market Timing  http://americanbulls.com/SignalPage.aspx?lang=en&Ticker=SPY

Sell in May and Go Away? #msg-75057963

How to Post StockCharts in Your Message #msg-88716569

As of 30 Sep 14

PostSubject
#6675  Sticky Note Short-Term Musings frenchee 09/30/14 04:55:35 PM
#6672  Sticky Note Long-Term Musings frenchee 09/29/14 12:38:06 PM
#6668  Sticky Note Intermediate-Term Musings frenchee 09/26/14 11:47:05 AM
#6679   $EMW, IWM & RUT sitting at a strong Jahvik 10/02/14 07:57:36 AM
#6678   Is the upcoming seasonally favorable period for stocks frenchee 10/01/14 09:10:58 AM
#6677   My thoughts exact frenchee! I think we see Jahvik 10/01/14 09:09:09 AM
#6676   Bear markets like to descend a so-called slope frenchee 10/01/14 08:56:28 AM
#6675   Short-Term Musings frenchee 09/30/14 04:55:35 PM
#6674   P&F Charts frenchee 09/30/14 04:31:06 PM
#6673   The long-term chart for I Fund didn't show frenchee 09/30/14 02:33:02 PM
#6672   Long-Term Musings frenchee 09/29/14 12:38:06 PM
#6671   Today, Marty posted the NYA Index going back frenchee 09/29/14 10:30:38 AM
#6670   The EMA are close to crossing now... frenchee 09/29/14 09:50:47 AM
#6669   I like your assessment. But yesterday didn't feel hando 09/26/14 02:10:31 PM
#6668   Intermediate-Term Musings frenchee 09/26/14 11:47:05 AM
#6667   Rut 2K frenchee 09/24/14 07:40:22 PM
#6666   Well it bounced off the 50 dma. But hando 09/24/14 02:20:34 PM
#6665   Ty Jahvik 09/24/14 01:43:15 PM
#6664   F Fund Chart frenchee 09/24/14 12:18:30 PM
#6663   Frenchee, can you post one of your great Jahvik 09/24/14 08:13:59 AM
#6662   TY hando :) frenchee 09/23/14 08:58:38 PM
#6661   You started it Frenchee. It can only grow hando 09/23/14 06:43:49 PM
#6660   Awesome! We are all learning, even those Jahvik 09/23/14 04:45:00 PM
#6659   TY Snippy. Jump in anytime you feel frenchee 09/23/14 04:13:57 PM
#6658   Frenchee, Since I'm just learning the trade (or Snippy 09/23/14 04:10:44 PM
#6657   NUGT Will PoP on the US $ Retracement frenchee 09/23/14 03:57:42 PM
#6656   US $ Thoughts frenchee 09/23/14 03:37:59 PM
#6655   Short-term C Fund Thoughts frenchee 09/23/14 03:30:24 PM
#6654   Short-term S Fund Thoughts frenchee 09/23/14 03:19:04 PM
#6653   Good to see some life here. TY frenchee 09/23/14 03:00:16 PM
#6652   Still waiting for my technical bounce!! Jahvik 09/23/14 02:45:27 PM
#6651   I know. I have a couple of shares hando 09/22/14 04:57:19 PM
#6650   Iwm & rut have blown down way through Jahvik 09/22/14 03:58:35 PM
#6649   It must test the 50 dma. We still hando 09/22/14 03:19:35 PM
#6648   100% s fund at open Teusday. Small cap Jahvik 09/22/14 11:50:36 AM
#6647   That chart gives great perspective! Makes me Jahvik 09/20/14 04:39:45 PM
#6646   Don't forget to reference the pinned post about frenchee 09/19/14 12:04:52 PM
#6645   True. Jahvik 09/19/14 11:19:27 AM
#6644   Sometime thinking too rationally is not warrented in The_Free_Nebula 09/19/14 11:07:54 AM
#6643   I'm honestly not doom and gloom, I just Jahvik 09/19/14 11:03:54 AM
#6642   There has been more than part time Job The_Free_Nebula 09/19/14 10:58:13 AM
#6641   Obviously meant 18000. The only thing holding Jahvik 09/19/14 10:49:58 AM
#6640   DOW 1800? Are you saying the world economy The_Free_Nebula 09/19/14 10:46:18 AM
#6639   TFN, one thing I have learned from dealing Jahvik 09/19/14 10:44:29 AM
#6638   Waiting Waiting on a lower risk time to re-enter. frenchee 09/19/14 10:00:34 AM
#6637   DOW 18K by Dec...or before... The_Free_Nebula 09/19/14 09:15:58 AM
#6636   OK it held. Now it is time for hando 09/18/14 06:04:52 PM
#6635   It has too hold 2010 for the close. hando 09/18/14 01:09:40 PM
#6634   They liked the Fed meeting. hando 09/17/14 05:24:55 PM
#6633   Now it is time. 3 Times up. Beware hando 09/17/14 05:24:06 PM
#6632   Nasty C Fund Reversal in Last Hour of frenchee 09/17/14 04:28:05 PM
#6631   I wish you luck but I'm on the Jahvik 09/17/14 12:54:06 PM
#6630   THX Frenchee. I am still holding for that hando 09/17/14 12:11:52 PM
PostSubject