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Last Post: 12/9/2016 10:50:28 AM - Followers: 74 - Board type: Free - Posts Today: 0

WELCOME TO THE TSP Discussion Board!



Background. The Thrift Saving Plan (TSP) is a retirement savings plan for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings-related benefits that workers in the private sector enjoy with 401(k) plans.

Purpose. This board contains market-timing commentary and discussion about the Government's Thrift Savings Plan (TSP) and the investment choices thereof. 

References. The TSP Web address for asset transfers and asset allocations is https://www.tsp.gov/index.shtml

G Fund    The G Fund invests in short-term U.S. treasuries and functions as a money market account. The principal is guaranteed.

S Fund  The S Fund - the Small cap is a bit of a misnomer for this fund. It is all of the U.S. stocks that are not included in the S&P 500. There are some relatively large companies in this fund. It is a compilation of mid-cap stocks and small cap stocks. It tracks the Barclays Extended Market Index Fund, which tracks the Wilshire 4500 index. By investing in both the C and S funds, you are investing in every tradable U.S. company. 

C Fund  The C Fund invests in the Barclays Equity Index Fund which tracks the S&P 500, the 500 largest U.S. companies being traded.

F Fund  The F Fund is invested in the Barclays U.S. Debt Index Fund, bond index fund which holds a representative sample of the bonds in the Lehman Brothers U.S. Aggregate (LBA) index. Economic indicators and money supply affect interest rates. Interest rates influence the movement of this fund. When yields move lower, bonds go up in price, and the F fund goes up in value. When yields move higher, bonds go down in price, and the F fund goes down in value.

I Fund  The I Fund - The International Fund follows the *EAFE index. This stands for Europe, Australia, and the Far East. The EAFE countries are Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Italy Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and the United Kingdom. If you surf through any of the financial networks on TV at night, you will see quotes on these exchanges and those results affect the next day's I fund price. The I Fund also carries the risk of foreign currency fluctuations. The stock prices of the companies in the EAFE index are expressed in the currency of each respective country and then converted to U.S. dollars to determine the value of the EAFE index. Thus, the value of the EAFE index will rise as the value of the U.S. dollar falls - and fall as the value of the U.S. dollar rises - about the currencies of countries with companies that are represented in the EAFE index.

* On some days, the change in the I Fund share price reported by the TSP does not match the change reported for the Morgan Stanley EAFE (Europe, Australasia, Far East) index, which the I Fund tracks. This happens when the Board's investment manager, Barclays Global Investors (BGI) reprices its EAFE Equity Index Fund, in which the TSP invests, after the close of the foreign markets. This process, known as "fair valuation," occurs when there are large U.S. market or currency movements between the time the foreign markets close and 4:00 p.m., eastern time when BGI's share prices are determined. Fair valuation ensures that traders cannot "market time" the I Fund by making investment decisions based on the "stale" prices, thus diluting the returns of other participants who invest in the I Fund. Because the EAFE uses the foreign market closing prices to calculate its values, its price change will differ from the TSP's on those days. 

 

Please keep your posts on topic because your message(s) will probably be deleted when:

* Posting content that's off-topic to the subject of this board;
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As of 2 Nov 16

PostSubject
#7864   Both C and S in the power zone...probably The_Free_Nebula 12/09/16 10:50:28 AM
#7863   Merry Christmas back at you.....not sure I agree The_Free_Nebula 12/09/16 10:30:08 AM
#7862   You are welcome. Merry Christmas, TFN! frenchee 12/09/16 07:42:19 AM
#7861   Got it...Thanx The_Free_Nebula 12/08/16 11:52:07 AM
#7860   G is like a money market fund. frenchee 12/08/16 11:44:14 AM
#7859   Why "F" and not "G"? TIA The_Free_Nebula 12/08/16 11:06:06 AM
#7858   The Stock Markets Oldest Indicator Just Flashed Red frenchee 12/08/16 10:57:51 AM
#7857   I'm in your camp baja6string. I'm moving frenchee 12/08/16 10:13:37 AM
#7856   I am glad I jumped back in on The_Free_Nebula 12/07/16 02:42:31 PM
#7855   Chartists are bullish due to today’s break above baja6string 12/07/16 02:37:01 PM
#7854   doubt that we see a 5% correction...So far The_Free_Nebula 11/29/16 10:08:58 AM
#7853   On the money! I'd like to see the -5% Jahvik 11/28/16 07:22:57 PM
#7852   I am looking for consolidation before the January The_Free_Nebula 11/25/16 04:04:54 PM
#7851   I've stayed in as folks seem to be Snippy 11/25/16 01:56:08 PM
#7850   Snippy 11/25/16 01:55:59 PM
#7849   WTF is up with the market...I am always The_Free_Nebula 11/25/16 01:24:07 PM
#7848   S is way in the power zone...can't remember The_Free_Nebula 11/23/16 07:18:09 PM
#7847   C, I, S - Fresh simple tracking charts The_Free_Nebula 11/22/16 04:53:17 PM
#7846   It's all good...You will catch the next wave...Dow The_Free_Nebula 11/22/16 10:28:54 AM
#7845   I made 3% but missed a good chunk. Good job! Jahvik 11/22/16 10:26:14 AM
#7844   I just stayed in throughout the turmoil The_Free_Nebula 11/22/16 10:20:10 AM
#7843   Looks like a swing and a miss!! Jahvik 11/22/16 04:44:53 AM
#7842   Market Holiday Dates for 2016 & 2017 frenchee 11/10/16 11:47:05 AM
#7841   looks like a good move The_Free_Nebula 11/10/16 10:40:08 AM
#7840   I'm afraid it's just a little relief rally. I Jahvik 11/09/16 08:18:48 PM
#7839   Market is running hot today after the uncertainty The_Free_Nebula 11/09/16 04:33:53 PM
#7838   Markets crashingu The_Free_Nebula 11/08/16 11:53:23 PM
#7837   Overall Dow Theory Buy Signal frenchee 11/08/16 02:14:43 PM
#7836   Elliot Wave Analysis for C Fund frenchee 11/07/16 01:05:12 PM
#7835   Yes market was oversold in fear and uncertainty The_Free_Nebula 11/07/16 09:52:03 AM
#7834   Interesting read but only one side would lead The_Free_Nebula 11/07/16 09:50:43 AM
#7833   Yep, saw that one too. what to stocktrader1 11/06/16 08:30:00 PM
#7832   And the other side... frenchee 11/06/16 08:17:07 PM
#7831   Maybe he's right! Dow futures up 200 points!! stocktrader1 11/06/16 06:40:08 PM
#7830   his solid market predictor sees S&P 500 up frenchee 11/04/16 10:44:53 PM
#7829   Regression to the Trend frenchee 11/02/16 09:50:19 PM
#7828   Rubber Band Getting Tight frenchee 11/02/16 09:37:03 PM
#7827   Me too. And, my timing has been drive 10/14/16 01:31:02 PM
#7826   I got back in this morning....... My timing is Jahvik 10/14/16 12:15:50 PM
#7825   Now you are talking The_Free_Nebula 10/14/16 10:07:53 AM
#7824   The stock market is setting itself up for frenchee 10/14/16 08:59:18 AM
#7823   I was wondering why the market drop today The_Free_Nebula 10/11/16 03:50:49 PM
#7822   I've been wondering what a Fed rate hike frenchee 10/11/16 03:47:34 PM
#7821   Thanks for the expanded info, baja6string. :) frenchee 09/27/16 09:21:52 AM
#7820   Zerohedge’s discussion of Russell 2000 is interesting, but baja6string 09/23/16 06:44:57 PM
#7819   C, I, S - Fresh simple tracking charts The_Free_Nebula 09/22/16 11:04:02 AM
#7818   You all G ? The_Free_Nebula 09/21/16 03:26:30 PM
#7817   TFN, it's worst than I thought... frenchee 09/21/16 01:40:37 PM
#7816   I wish I were savvy enough to have The_Free_Nebula 09/19/16 11:36:30 AM
#7815   Something fishy going on with the WSJ's info frenchee 09/19/16 11:35:26 AM
PostSubject