OT:I am holding much cash after dumping Munis so cautious with bulk of liquid funds, but within circle of original ante doing combinations of very spec stuff..
Learned from many years of experience. Unless you have a lot of faith in a businesses value, you typically sell at the worse time - after it drops. My rule is: I only buy companies where I would buy more if the price per share drops. If the company doesn't pass that test, I don't buy.