Thanks for the reply drk. I'd like to hear LoanRanger's theory. Perhaps he has a point of view neither you nor I can see. Perhaps his point of view will offer insight into the thoughts that might motivate individuals to consider contacting these Lawfirms. I don't believe there is merit to the case. If a trader/investor lost money during a period of 180% growth then they suffered a fate all investors must accept responsibility for. They speculated and lost.