The main reason I bought MyEcheck is the credit card industry is going to collapse. Both parties are seeing the big picture. Corporations are tired increasing fraudulent losses, delinquencies, and personal bankruptcies. Meanwhile consumers are tired of being in debt, late fees, overlimit fees, and hidden fees. The concept of buying cash is on the rise. Although paper money is on it's way out, the advantages of buying within your means has always proved beneficial. Credit should only be used for making money, not spending money. Consumer spending on credit has done incomprehensible damage to the national debt thru the gov. bailout. Credit in different forms will always continue, but credit cards are on the way out. ACH checks have proven to be a flawed format. These are some of the reasons I am long with myec.
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