Jtomm,(On SFNL.ob) I believe if it is part of a total portfolio, there is nothing wrong with going with a speculative investment and that's what SFNL.ob is, I'm not recomending you make it a core position of your portfolio by any strectch of the imagination. I mean those position should be left for stocks like ISSG.ob, USOO.ob, UVIH.ob, SLGD.ob, and many others. SFNL.ob could easily turn into a tax loss, I'm well aware of that. Thanks for the info though.