justfactsmam - I don't know a lot about roth IRA but because of the capitol gains benefits I tried to open one but I'm retired and they said only " earned " money could fund it . I tried to justify using rental income as a business but they wouldn't accept that either . Do you know of any way around this rule by chance ? Thanks.
My comment was based on the income limitations for a couple to qualify for a ROTH deposit in 2014. I put $13K in for us and if SPIHF gets bought out for cash by end of year, for what I believe would be an appropriate price/share, then I will make from my NON-ROTH trading account more than the ROTH limits for 2014 income so I will have become ineligible for a ROTH deposit this year. Thus, I will have to back out the $13K I put into the ROTH acct for 2014. Just a minor blip in the overall scheme of things.
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