Just wait for the eventual housing market crash. With more and more Americans not able to gain full employment(yes, isn't that manipulated 7% Unemployment Rate Number so warm and fuzzy!)their ability to stay current on their mortgages is eroding away. In addition, there are states out there with large percentages of homeowners still under water. Not only under water, there are some places where big chunks of people are over 25% under water. IL has almost 1/3rd over 25% under water. With some of the highest taxes in the country and huge pension issues, this is only going to get worse.
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