The incessant flipping can be explained to a degree by the fact that many IHUBers don't have jobs. Yeah, many are retired or temporarily unemployed. But some have simply never worked. Also figures on men >50 who become unemployed and permanently drop out of the labor force are shocking and fairly well-known. Some are house-dads (I know several of them); some have inheritances. That accounts for the inability of many here to spot the most obvious shortcomings in business plans.