I respect your decision. It's not worth it, to lose sleep over it. Myself, I sold half of my 401k. If the market crashes, I put that halve back in. However, I increased my contribution for my 401K.
Jeez you're like those stupid shows on the science channels titled "it could happen tomorrow" that talk about how an asteroid could his us tomorrow and wipe us all out. You're losing money by keeping it 95% cash in this bull market IMO