We owe mtsugawa a debt for his generosity
No you don't. You're already paid in full from all the information that I've obtained from this fantastic board! Thanks to everyone here for their insight and extremely well-researched and informed opinions, especially docrew, ThreeJack, calbiker and Skeptic. I'm just glad I can contribute in some way. Since I live/work close to San Jose, this is my way of contributing.
I'll continue to lurk here and post primarily on Yahoo. I've gotten to 'know' the Yahoo posters and have learned how to navigate through the muck over there.
Congrats to everyone!
Mark