Obit, what you really do here is potentially save people money. That's a big deal in my opinion. You're helping us here, who are informed to various degrees, and have done varying degrees of our own DD, be more in touch with our own individual risk tolerance on this ticker. Some might get out because something they think, combined with some DD or perspective you offer, makes them less willing to risk it. Some are emboldened by the same combination and decide to hold or add. Anyway, I think you are probably actually making a bit of a real difference in peoples' lives here, just by being this generous with your thoughts and research. I know reading your posts has made me look deeper into certain details, and that has informed how I plan to play this ticker. Everyone else- let's please take Obit's info and posts as lessons on "how to fish", rather than being given a fish. If we do that, we'll all get better at this, and we won't risk making posters like Obit (and others who are so helpful) think we are leaning solely on him. Man this fnma is as sticky a ticker as one wants to make it isn't it? Remind me to not get into stocks that are so political in the future! I started this as a much simpler macro play, and the layers just keep peeling back! But it should be very simple ultimately.