No, there don't "have to be people in office" who have the sense it takes to do the right thing. They are all paid advocates who do what their donors tell them to do, and then they just make their public statements in a wat that makes it seem they are only considering the public's interest. There's often no "sense" to it other than the sense they have to obey their paymasters. But yes, the GSE situation might just turn out to be obviously bigger than the admin's agenda, as you put it. I think that's possible, and it could turn out in shareholders' favor eventually. Alternative plans for our housing finance system each seem to have flaws that would prevent them from passing. The status quo prior to 2008 or something a lot like it might just be all either side can get from the other.