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BERKSHIRE AGENT

07/06/13 5:45 PM

#18328 RE: ChartMasterpieces #18324

History of The Bank of Kentucky (Our BIG BANK)

1990: The Bank of Boone County is formed by a group of local investors with strong roots in the Northern Kentucky Community.


1995: The Bank of Boone County acquires Burnett Federal Savings Bank and changes its name to The Bank of Kentucky.


2000: The Bank of Kentucky acquires Fort Thomas Savings Bank.


2002: The Bank of Kentucky purchases selected assets of Peoples Bank of Northern Kentucky.


2005: The Bank of Kentucky finalizes plans for its 27th branch in Newport on Monmouth Street near the levy; The Bank of Kentucky acquires naming rights for the new Northern Kentucky University arena.

2006: The Bank of Kentucky exceeds $1 billion in assets.

2007: The Bank of Kentucky acquires First Bank of Northern Kentucky.

2008: The Bank of Kentucky’s common stock listed on NASDAQ.

2009: The Bank of Kentucky purchases three banking offices of Integra Bank N.A., located in Crittenden, Dry Ridge and Warsaw, Kentucky. The Bank agreed as part of the purchase to acquire certain deposit liabilities and assets of Integra Bank's banking offices located in Union and Florence, Kentucky. In a separate transaction, The Bank of Kentucky purchases a portfolio of commercial loans originated by Integra Bank's Covington, Kentucky, loan production office.

2009: The Bank of Kentucky completes construction of its new Nicholson branch, replacing a smaller office nearby.

2009: The Bank of Kentucky acquires Tapke Asset Management, LLC., an independent investment advisory firm located in Northern Kentucky. In addition to the Bank's existing Trust Department, the combined portfolio after the transaction is in excess of $650 million.

2010: The Bank of Kentuckyascends to the top spot in market share.

2010: The Bank of Kentucky reaches its 100,000th deposit account.

2011: The Bank of Kentucky purchases United Kentucky Bank of Pendleton County located in Falmouth, Kentucky.

2012: The Bank of Kentucky opens its first branch in Downtown Cincinnati allowing The Bank to grow its roots in an Ohio market.

Today, The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) is a Crestview Hills, Kentucky-based financial institution with $1.7 billion in assets and is the holding company for The Bank of Kentucky. With 33 branch offices and 57 ATMs, The Bank of Kentucky is a full-service commercial bank that offers banking and related financial services to individuals, businesses, organizations and public entities located throughout the tri-state area.

Even after celebrating over 20 years of service The Bank of Kentucky strives each day to fulfill the mission set forth when The Bank opened its first checking account in August of 1990.