cintrix, what you're saying is, don't use 401k profits to trade stocks? I plan to keep 401k investments separate from stock investments. If I do invest in a 401k, I wouldn't draw money from it tell retirement. Haha, I understand where you're coming from. I'll do my best to save as much as possible. I thought we were just talking about 401k's though. Are mutual funds similar? I'll ask if there is a limit on the amount I can buy. What do you mean by vested? I'll ask them that question also.
I was also wondering if I should talk to someone face to face about this? There are two Merrill Lynch branches here in my city. Do you think I should schedule an appointment with one of them? I would feel much better speaking to someone face to face rather then talking to someone over the phone.
Thanks for your help.