That's a great description of stocks like GOFF recently, and about 90% of the "investments" touted on this forum. Unfortunately for you, this isn't one of them. I have been trading penny stocks for years, this isn't one of those scams. This is a real correction to the future value of FNMA, if you think the Republicans are going to allow the government to raid the FNMA coffers to make up for Obama's budget you are high! Those are the same guys buying FNMA stock because they know the future and the are allowed to legally trade on insider info, f'ed up system ain't it? Best to be smart and play along if you want to make money.