If you have been "dollar cost averaging" since silver started it's first run to 50 around 1980. If your timing was good and you managed to avoid buying it at it's highs and got more of it towards it's lows ( not realistic) today you might be sitting on a ton of silver at an average cost of say $15 per oz. ( I'm being generous as we all know when it started to run people bought the hell out of it thinking it was going to "the moon") . So say you've been stacking for decades- and now you are sitting on a bunch of silver that you paid 15 an ounce for and it's 22. You've made about 50% on your money in 34 years. That's an awful return on your investment. Awful. You have to be right to "make money by dollar cost averaging". There are thousands of people who have been "dollar cost averaging" since 1979 - sadly they'll be long gone before they ever "hit it rich" by stacking silver.