Wow, this CRGC conversion is going back to being weird. I called Schwab and the rep called me back an hour later after talking with an associate (Restricted Stock team, I assume). They tell me that my shares are restricted and "locked" until March 1, 2014! And he told me even if I pay the $20 to Schwab to get my shares broken off from the jumbo certificate, I still cannot trade the shares until that date. I hope this is wrong, but that's what this rep told me after researching it.