Amen. True, people should not get over their heads but we aren't him, we do not know how things were going when the house was bought and why he let it go. As long as he is professional and manages OUR money in the open, I don't care about his personal life unless he beats up children, robs old folks or is committing a felony. Bad personal financial bumps in the road, the last time I checked, are not a crime.