Red flags- Equity shows $7.245MM however the bank issued Trust Preferred shares in Sept. 20th 2007 for $7MM and has NEVER paid a dividend in over 5 years which accumulate. Unpaid dividends comes to $2.35MM + $7MM in principal amount = $9.235MM.
Equity is negative by approx > $2MM..which means common equity should sell for $0.
This bank is seriously overvalued. Plus we don't know the number of shares outstanding.