LEADER OF THE PACK !!! with our Country's debt and lunatics in our government I do not see good times for the economy next year -more layoffs and companies closing due to rising costs in heath care and more regulation - and don't forget the cliff - ARR should have safe sailing the next 6 months and probably the entire year of 2013 feds can't raise the interest rates with my forecast - hard to understand why the congress just cannot cut the wasteful spending - take away the check book they are overdrawn - what really goes through these politicians heads ? noticed I said heads not minds- lol have good New Year everyone