Sounds great though for the lenders...
I'll give you $10,000 so you can keep your house from being foreclosed on, in return you will give me 40% of all proceeds of your house.
BTW, it's a $1.6M house, and you only owe $300k on it, so if you sell it for $1M, then I will take $400k, the bank will take double of what your principle balance is, and you will get nothing.
Sound like a plan? Nice doing business with you, GBG.
*steals candy from a baby*