Sounds like a great idea TT! I've traded NFI several times way back when it was in the 10-20 area...don't even know where it trades today though I'd guess 30's or more. I should probably look at something like that IF it's available to IRA accts. since that's all I have...btw, love to watch your football team! I'm a big OU fan having spent 14 years there, but a BIG 12 fan over all other conferences...hope they have a good year since OU is way down along with K-State, Nebraska still weak imho, A & M down, etc. etc. Looks like Texas is our only real hope at a National title this year...but love all the bowl games too and Texas Tech may get a pretty good one! All the best! tuna