Silver isnt headed for the low 20's, it would wreak havoc in the physical market and could quite easily cause the Comex to default. The comex only has 100,000,000 OZT of eligible silver in thier vaults. I think just the U.S. Mint uses 90,000,000 a year for coin production and then you have Sprott soaking up everything else. So, if you think you are one that is going to get some 20.00 silver keep dreaming because that dream is all you will get.