In my opinion, a fair price is 8-12% over spot, roughly $180 max I would pay with current spot price. I'm able to buy locally for a %10 premium. Look on ebay and other online dealers and the average is about $200/coin. In the big picture, $10-20 shouldn't matter much but it does when you are trying to squeeze a dime out of a nickel to get your "bang for your buck". If you are having issues purchasing gold locally, I would become friends with a local jeweler! ;) It wouldn't hurt anyways......
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