Appreciate and value your opinion as always R3. But 130k is a little steep. If you need that much just to survive you're doing something wrong. I've worked in 2 startups in my short career so far and both had CEO's that paid themselves less than 20k a year just to keep things rolling. Sure, they didn't have mansions but they didn't put the cart in front of the horse. First create a successful business and then enjoy the fruits of your labor.