WOOGSTER You state: "NO formal charges of misconduct or fraud alleged by anyone or anything on CR".
Perhaps I misunderstand but there most certainly has been charges made in court against NIR and Affiliates alleging that they worked aginst the companies that they funded. To the best of my knowledge - to date - all of the charges were dropped or ruled in favor of NIR and then became simple contract disputes.
ps Good to see that you are still around with your knowledge and colorful take on things relative!