I can't sway your opinion nor can anyone else. Obviously you haven't been screwed by the Dick. At least not yet. But you will and he's not gonna give you even a kiss before he does. Dude, look up his history. That's the last about I'll post to you. It's not my $$$, lose it - really don't care.
One last thing. What's that saying in Forest Gump where he tells his less than brilliant friend: stupid is what stupid does ... Or something like that.