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Penny Roger$

02/03/12 3:23 AM

#2 RE: Penny Roger$ #1

Rurban Financial Corp. is a bank holding company. Through its direct and indirect subsidiaries, The State Bank and Trust Company (State Bank), RFCBC, Inc. (RFCBC), Rurbanc Data Services, Inc. (doing business as, RDSI Banking Systems (RDSI)), Rurban Mortgage Company (RMC), Rurban Investments, Inc. (RII), Rurban Statutory Trust I (RST I), and Rurban Statutory Trust II (RST II), the Company is engaged in a range of activities, including commercial banking, data and item processing, and trust and financial services. State Bank owns the RMC and Rurban Investments Inc.