Replies to post #1 on QC Holdings, Inc. (QCCO)

[Penny Roger$]

QC Holdings, Inc., incorporated in 1998, along with its subsidiaries provide various financial services (primarily payday loans) and sell used vehicles and earn finance charges from the related vehicle financing contracts. It has provided various retail consumer products and services. The Company operates in two segments: Financial Services and Automotive. The Financial Services segment includes branches that offer payday loans, installment loans, credit services, check cashing services, title loans, money transfers and money orders. The Automotive segment consists of the buy here, pay here operations. The Company’s primary business is offering payday loans through its network of branches. In addition, it offers other consumer financial services, such as installment loans, credit services, check cashing services, title loans, open-end credit, money transfers and money orders. It also operates in the buy here, pay here segment of the used automobile market.