I hate to burst your bubble but as I outlined the Fannie and Freddie mortgages will be deemed nonforeclosable and nonsecured debt.Ralph Kramden gets to keep the house and pay $10. per month for the rest of his life.That's much better than begging for wimpy burgers at the food bank.People that got taken will revolt against their masters.They will no longer commit crimes for the higher rate of pay when they know the master cannot take away their home and only gets $10. per month.The master will go bankrupt as he should.And if he is lucky avoid the pitchforks and axes.It may not happen as soon as many would like,but it is gonna happen.Enjoy your toys.Remember this,abused children of wealthy people get as many toys as needed to keep them quiet.And some of them children beat the abusers to death with the toys they were given.Why do you think the liberals prefer stuffed animals instead of hammers for toys?