If I may chime in on this one, I believe that it would be a mixed bowl. 125 million is a great number to reach and it would most certainly provide us some substantial income. That would have to be taken as an undeniable positive.
On the other hand, management has consistenly said that 145 million was going to happen and that the 145 million number was a "conservative" estimate. That was stated repeatedly in a way that implied that management was saying, "We'll hit that number easy and eclipse that by a few million more" (at least that is how it came off to me). If 145 doesn't materialize, sorry, but that ends up in the "busted promises" column. Especially, since management made it such a big point.
Coupled with the above, whether or not we are "cash positive" by years end (I'm giving management leeway on this) is a major factor that goes hand in hand with the 145 million number. We still don't know definitively how much we make off of each protected CD, so does not hitting 145 million keep us out of the black?
All this together, effects what type of pass (if any) managements gets if they don't hit 145 million (all IMO of course).