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56Chevy

10/25/11 5:10 PM

#4 RE: 56Chevy #3

On October 25, 2011, Carver Bancorp, Inc. (the "Company"), the holding company of Carver Federal Savings Bank, made a presentation at its Annual Meeting of Stockholders. A copy of material used in the Company's presentation is attached as Exhibit 99.1 and incorporated by reference.