T Rowe Price only offers about 15 options for my company 401k plan. This just happens to be one of the options. I'm in for about 16% of my 401k in PIMCO everything else is in higher risk stuff. Since Ive put a chunk in this I don't see as large of fluctuation when the market is bouncing around a lot.
Company match is why I put in 401k every 4% I add to it company matches 4%.