GoSilver: hopefully NEOM will grow so fast that their tuition and your retirement will not be in doubt. Room and board? Buy a small house near campus for your daughters. Rent one or two bedrooms to other students to pay the mortgage and pay your daughters to 'manage' the property and collect rent. (this is deductable)Have them make their own meals. after they graduate sell the property for a nice profit and pay off some of their loans. just a thot. that may allow u to keep NEOM until apogee is achieved.