Replies to post #3 on Pacific Premier Bankcorp (PPBI)

[Enterprising Investor]

PPBI Named 2011 "Sm-All Star" by Sandler O'Neill (9/12/11)

COSTA MESA, Calif., Sept. 12, 2011 /PRNewswire/ -- Pacific Premier Bancorp, Inc. (NASDAQ: PPBI) ("Pacific Premier"), the holding company of Pacific Premier Bank (the "Bank"), is pleased to announce its inclusion in the annual Sandler O'Neill + Partners Sm-All Stars: Class of 2011. The class lists top performing publicly-traded small-cap banks and thrifts in the nation. Of the 486 banks and thrifts with a market cap of less than $2 billion, Pacific Premier was one of only 25 selected for the 2011 Sm-All Stars list.

According to Sandler O'Neill + Partners, an investment banking firm specializing in financial services companies, banks selected for the 2011 Sm-All Stars list have outstanding performance metrics in growth, profitability, credit quality and capital strength. The Sandler O'Neill 2011 Sm-All Stars publication states: "The objective of the Sm-All Stars remains unchanged: to identify the top performing small-cap banks and thrifts in the nation. By identifying this group, we hope to provide investors with a narrow list from which to uncover the next crop of leading mid-cap banks and thrifts and, most important, expose them before they are discovered by the rest of the world."

Steven R. Gardner, President and Chief Executive Officer of Pacific Premier, commented on this noteworthy recognition, "We are very pleased to be named to this exclusive list of high performing small-cap banks. We are honored that Pacific Premier is recognized for its success during a period when many financial institutions are experiencing subpar results. Pacific Premier's performance is a direct result of superior customer service, a conservative credit culture and a passion for excellence designed to deliver sustained performance and long-term value for our shareholders."

Pacific Premier owns all of the capital stock of the Bank. The Bank provides business and consumer banking products to its customers through nine full-service depository branches in Southern California located in the cities of Costa Mesa, Huntington Beach, Los Alamitos, Newport Beach, Palm Desert, Palm Springs, San Bernardino and Seal Beach.

Contact:

Pacific Premier Bancorp, Inc.
Steven R. Gardner
President/CEO
714.431.4000

Kent J. Smith
Executive Vice President/CFO
714.431.4000

SOURCE Pacific Premier Bancorp, Inc.

http://www.ppbi.net

[Enterprising Investor]

PPBI Announces Filing of Shelf Registration Statement (7/02/12)

COSTA MESA, Calif., July 2, 2012 /PRNewswire/ -- Pacific Premier Bancorp, Inc. (NASDAQ: PPBI) (the "Company"), the holding company of Pacific Premier Bank, announced today that it has filed a universal shelf registration statement on Form S-3 with the Securities and Exchange Commission ("SEC"). Upon effectiveness of the shelf registration statement, the Company will be able to sell in primary offerings up to $50 million of a variety of its securities over the next three years, which may consist of common stock, preferred stock, debt securities, warrants or units consisting of any of the foregoing.

Steven R. Gardner, President and Chief Executive Officer of the Company, commented "While we believe that Pacific Premier Bank and the Company currently maintain a strong capital position, the shelf registration gives us greater flexibility in the capital raising process, should we elect to raise additional capital in the future. The shelf registration better positions the Company to take advantage of potential business opportunities for growth through FDIC assisted transactions and/or open bank mergers and acquisitions. We take a sound and reasoned approach to analyzing potential acquisition partners and are committed to structuring such transactions to build shareholder value. The shelf registration statement is another tool to assist us in our endeavors."

While the Company has no current plans to offer securities under the shelf registration statement, the registration statement is intended to give the Company flexibility should an opportunity arise. The terms of any offering under the shelf registration statement will be determined at the time of the offering.

Although the registration statement relating to the above referenced securities has been filed with the SEC, it has not yet become effective. This press release shall not constitute an offering of any securities for sale or the solicitation of an offer to buy any securities, nor shall there be any sale of any securities in any state or jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.

About Pacific Premier Bancorp, Inc.

The Company owns all of the capital stock of Pacific Premier Bank. Pacific Premier Bank provides business and consumer banking products to its customers through our ten full-service depository branches in Southern California located in the cities of Costa Mesa, Huntington Beach, Los Alamitos, Newport Beach, Palm Desert, Palm Springs, San Bernardino and Seal Beach.

FORWARD-LOOKING STATEMENTS

The statements contained herein that are not historical facts are forward-looking statements based on management's current expectations and beliefs concerning future developments and their potential effects on the Company. Such statements involve inherent risks and uncertainties, many of which are difficult to predict and are generally beyond the control of the Company. There can be no assurance that future developments affecting the Company will be the same as those anticipated by management. The Company cautions readers that a number of important factors could cause actual results to differ materially from those expressed in, or implied or projected by, such forward-looking statements. These risks and uncertainties include, but are not limited to, the following: the strength of the United States economy in general and the strength of the local economies in which we conduct operations; the effects of, and changes in, trade, monetary and fiscal policies and laws, including interest rate policies of the Board of Governors of the Federal Reserve System; inflation, interest rate, market and monetary fluctuations; the timely development of competitive new products and services and the acceptance of these products and services by new and existing customers; the willingness of users to substitute competitors' products and services for the Company's products and services; the impact of changes in financial services policies, laws and regulations and of governmental efforts to restructure the U.S. financial regulatory system; technological changes; the effect of acquisitions that the Company may make, if any, including, without limitation, the failure to achieve the expected revenue growth and/or expense savings from such acquisitions; changes in the level of the Company's nonperforming assets and charge-offs; oversupply of inventory and continued deterioration in values of California real estate, both residential and commercial; the effect of changes in accounting policies and practices, as may be adopted from time-to-time by bank regulatory agencies, the SEC, the Public Company Accounting Oversight Board, the Financial Accounting Standards Board or other accounting standards setters; possible other-than-temporary impairments of securities held by us; changes in consumer spending, borrowing and savings habits; the effects of the Company's lack of a diversified loan portfolio, including the risks of geographic and industry concentrations; ability to attract deposits and other sources of liquidity; changes in the financial performance and/or condition of our borrowers; changes in the competitive environment among financial and bank holding companies and other financial service providers; unanticipated regulatory or judicial proceedings; and the Company's ability to manage the risks involved in the foregoing.

Additional factors that could cause actual results to differ materially from those expressed in the forward-looking statements are discussed in the 2011 Annual Report on Form 10-K of Pacific Premier Bancorp, Inc. filed with the SEC and available at the SEC's Internet site (http://www.sec.gov).

The Company specifically disclaims any obligation to update any factors or to publicly announce the result of revisions to any of the forward-looking statements included herein to reflect future events or developments.

Contact:

Pacific Premier Bancorp, Inc.
Steven R. Gardner
President/CEO
714.431.4000

Kent J. Smith
Executive Vice President/CFO
714.431.4000


SOURCE Pacific Premier Bancorp, Inc.

http://www.prnewswire.com/news-releases/pacific-premier-bancorp-inc-announces-filing-of-shelf-registration-statement-161127025.html

[Enterprising Investor]

Sandler O'Neill Asset Management LLC beneficially owns 765,000 shares (11/18/12)

Controls 7.39 percent.

The average cost paid is $4.59 per share.

http://sec.gov/Archives/edgar/data/1028918/000091957412006552/d1335594_13d-a.htm

[Enterprising Investor]

PPBI Announces Public Offering of Common Stock (12/05/12)

IRVINE, Calif., Dec. 5, 2012 /PRNewswire/ -- Pacific Premier Bancorp, Inc. (NASDAQ: PPBI) (the "Company"), the holding company of Pacific Premier Bank, announced today that it intends to commence a public offering of approximately $30 million of its common stock. The Company intends to use the net proceeds of the offering for general corporate purposes, to support our ongoing and future anticipated growth and to augment the capitalization of Pacific Premier Bank.

Raymond James & Associates, Inc. is acting as book-running manager and D.A. Davidson & Co. is acting as co-manager for the offering. The underwriters will have a 30-day option to purchase from the Company up to an additional 15% of the offered amount of common stock to cover over-allotments, if any.

This announcement shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of these securities in any state in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. The Company has filed a registration statement (including a prospectus) with the Securities and Exchange Commission ("SEC") for the offering to which this communication relates. Before you invest, you should read the prospectus in the registration statement and other documents the Company has filed with the SEC for more complete information about the Company and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by visiting the Company's website at www.ppbi.com. Alternatively, copies of the prospectus relating to the offering may be obtained by contacting Raymond James & Associates, Inc. by calling toll-free 1-877-587-7748 or by e-mailing Mark Edwards at [e-mail].

About Pacific Premier Bancorp, Inc.

The Company owns all of the capital stock of Pacific Premier Bank. Pacific Premier Bank provides business and consumer banking products to its customers through its ten full-service depository branches in Southern California located in the cities of Huntington Beach, Irvine, Los Alamitos, Newport Beach, Palm Desert, Palm Springs, San Bernardino and Seal Beach. For additional information about the Company, visit our website www.ppbi.com.

http://www.prnewswire.com/news-releases/pacific-premier-bancorp-inc-announces-public-offering-of-common-stock-182252001.html