Their lines (plural) of credit. Do you know what the terms are? If not, I suggest that you are not qualified to judge whether they should or even could use them at any specific time - and they would know when the best time is, not you or me.
What makes you state that these lines of credit are guaranteed by just top management? You are mistaken - they are guaranteed by others, as well.
Let's use facts, and stop filling the voids with conjecture and nonsense.
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