I agree. I was buying at .0032. .0032! remember that? Its a long road before I can get out of this. I've learned my lesson. Today I would only invest in FGP. Look at the dividend for Ferrel Gas Partners. I guess Im going to have to go back to the Warren Buffett business plan and start anew. Buy real companies with real dividends. I only banked on this because of MACE, and at one time OWVI was talking about the Hispanic unbanked in America. Its a great idea if they can get their act together. I would sell this product, One World Card if I could. SP has a chance at developing a brand and he is screwing it up. Focus on the remittance, make it work in Asia and partner with a big player in the states. Create a brand. I had contacted OWVI and asked to see if I could help it out in any way I could. I never got a response. I can only hope now.